Best Structured Finance Lawyers in Florida

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Kutak Rock LLP.
Tallahassee, United States

Founded in 1965
500 people in their team
English
We help communities thriveDevelopment and Improvement Districts is a signature practice of Kutak Rock. More than 50 of our attorneys represent community development and other special districts of all sizes and types, from small, in-fill residential projects to large scale multi-use commercial and...
Lippes Mathias LLP
Jacksonville, United States

Founded in 1965
177 people in their team
English
Lippes Mathias LLP is a full-service law firm with more than 135 attorneys serving clients regionally, nationally, and internationally. With offices in Buffalo, N.Y.; Albany, N.Y.; Burlington, Ontario; Chicago, Ill.; New York City; Jacksonville, Fla; and Washington, D.C., the firm represents a wide...
Icaza, Gonzalez - Ruiz & Aleman (IGRA)
Panama City, United States

Founded in 1920
500 people in their team
Spanish
English
Icaza, González-Ruiz & Alemán merges tradition and vision to provide practical legal solutions, delivering outstanding results to corporate and private clients worldwide.Since its inception in 1920, its experts have been involved in some of the most pivotal milestones in Panama's legal...
NDM LAW FIRM & ASSOCIATES
Panama City, United States

Founded in 2017
50 people in their team
Spanish
English
We are a team of lawyers that operates in Panama, with partners in Latin America, North America, Europe and Asia who will attend to your case in detail, focused on your needs.17 years of experience in several areas of law accompany our lawyers in challenging cases with successful results for our...
BALCH & BINGHAM LLP
Jacksonville, United States

Founded in 1922
439 people in their team
English
Balch & Bingham LLP is a corporate law firm with more than 230 attorneys across offices in Birmingham and Montgomery, Alabama; Jacksonville, Florida; Atlanta, Georgia; Gulfport and Jackson, Mississippi; Houston, Texas and Washington, D.C. We are recognized for our deep experience serving...
Galindo, Arias & Lopez
Panama City, United States

Founded in 1968
200 people in their team
Spanish
English
Serve the economic development of Panama and the regionWith more than 50 years of experience, we distinguish ourselves as a legal services firm dedicated to providing comprehensive solutions for local and foreign clients with business interests in Panama. In a dynamic and changing world, we have...
Bailey Glasser
St. Petersburg, United States

Founded in 1999
123 people in their team
English
Founded by Ben Bailey and Brian Glasser in 1999 in Charleston, West Virginia, Bailey Glasser has grown to include 76 lawyers, with 17 offices across the United States. The firm’s complex litigation practice focuses on high-stakes commercial litigation; class actions for consumers, insureds,...
Adams and Reese LLP
Jacksonville, United States

Founded in 1951
610 people in their team
English
Study our experience and credentials to understand why we belong on your short list. Get to know us as people, and you’ll recognize our dedication to client service. At Adams and Reese, we take things personally. Our people are connected - to each other, to our clients, our families, and our...
Morgan & Morgan
Panama City, United States

Founded in 1923
1,000 people in their team
Spanish
English
Our law firmWith 100 years of successful trajectory, Morgan & Morgan is a full-service Panamanian law firm, regularly assisting local and multinational corporations from different industries, as well as recognized financial institutions, government agencies, and individual clients.We support...
Gordon Rees Scully Mansukhani, LLP.
Miami Beach, United States

Founded in 1974
1,688 people in their team
English
As the only law firm with offices and attorneys in all 50 states, we deliver maximum value to our clients by combining the resources of a full-service national firm with the local knowledge of a regional firm. Featuring more than 1,000 lawyers nationwide, we provide comprehensive litigation and...
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About Structured Finance Law in Florida, United States

Structured finance is a sophisticated area of finance and law that involves the pooling and repackaging of financial assets to create securities for investors. In Florida, structured finance typically includes asset-backed securities, mortgage-backed securities, collateralized debt obligations, and similar legal and financial instruments. These transactions are highly complex and are governed by both federal securities laws and specific state regulations. Florida’s active real estate market and dynamic business environment make it a significant hub for structured finance activities, often requiring specialized legal guidance to navigate the intricate regulatory landscape.

Why You May Need a Lawyer

Structured finance transactions can be intricate and involve multiple parties, stringent regulations, and significant financial stakes. Here are some common situations where you might need a lawyer with expertise in structured finance in Florida:

  • Structuring and negotiating asset-backed financings for businesses
  • Reviewing and drafting documentation for securitization transactions
  • Ensuring compliance with both federal and Florida-specific securities laws
  • Performing due diligence and risk assessments for potential investors
  • Resolving disputes related to structured products or securities fraud
  • Advising on tax implications and regulatory filings
  • Guiding financial institutions in developing new financial products
  • Handling bankruptcy or restructuring matters involving structured assets

Because of the complexity and potential legal exposure connected to structured finance, an experienced attorney can be vital in protecting interests and ensuring all transactions are executed properly and lawfully.

Local Laws Overview

While structured finance is heavily regulated at the federal level by bodies like the Securities and Exchange Commission (SEC), Florida has its own set of relevant laws and guidelines. Key aspects of local laws affecting structured finance in Florida include:

  • Florida Securities and Investor Protection Act: This statute requires registration of certain securities and outlines the obligations of issuers, dealers, and advisors operating in Florida.
  • Florida Office of Financial Regulation (OFR): The OFR regulates and supervises brokers, investment advisers, and financial institutions, ensuring compliance with both state and federal laws.
  • Uniform Commercial Code (UCC): Florida has adopted the UCC, which governs secured transactions and the perfection of security interests crucial to structured finance deals.
  • Real Estate and Mortgage Laws: Since many structured finance transactions in Florida involve real estate or mortgages, compliance with state-specific foreclosure, lending, and recording laws is essential.
  • State Taxation Rules: Structured products and securitizations often have unique tax considerations under Florida law, such as documentary stamp taxes and intangibles taxes.

Navigating these overlapping laws and regulations requires carefully structured legal strategies.

Frequently Asked Questions

What is structured finance?

Structured finance refers to complex financial transactions involving the pooling of financial assets and creating securities that are sold to investors. These structures are common in large business financings and real estate developments.

Who regulates structured finance transactions in Florida?

Structured finance transactions in Florida are regulated by both federal agencies like the SEC and state regulators such as the Florida Office of Financial Regulation.

Do structured finance deals in Florida require special documentation?

Yes, these deals often involve lengthy and detailed agreements, including securitization agreements, offering memoranda, and disclosure documents, as well as compliance paperwork for federal and state authorities.

What are some common risks in structured finance?

Common risks include credit risk, legal and compliance risk, market risk, and operational risk. Each party involved may face unique risks based on their role and exposure within the transaction.

How is investor protection assured in Florida’s structured finance market?

Florida law mandates registration and disclosure requirements, antifraud provisions, and regulatory supervision to ensure investor protections in structured finance markets.

Can individuals invest in structured finance products?

While many structured products are designed for institutional investors, some may be available to qualified individual investors depending on the terms of the offering and regulatory requirements.

What legal issues might arise in a structured finance transaction?

Legal issues can include disputes over transaction terms, breaches of representations and warranties, regulatory compliance failures, and enforcement of security interests.

Are there state-specific taxes on structured finance transactions in Florida?

Yes, Florida imposes taxes such as documentary stamp taxes and intangibles taxes, which may apply to certain aspects of structured finance deals, especially those involving real estate.

What happens if there is a default in a structured finance transaction?

If a default occurs, investors may have legal recourse based on the terms of the transaction and Florida’s laws regarding creditor rights, foreclosure, and bankruptcy procedures.

How can a lawyer assist with regulatory compliance in structured finance?

A lawyer can help ensure all legal and regulatory requirements are met, assist with federal and state filings, negotiate deal terms, and advise on structuring transactions to minimize legal risks.

Additional Resources

If you are seeking more information or in need of legal guidance regarding structured finance in Florida, the following resources may be helpful:

  • Florida Office of Financial Regulation: Regulates and supervises financial services in Florida
  • Securities and Exchange Commission (SEC): Oversees securities markets and investor protections throughout the United States
  • Florida Bar Association - Business Law Section: Provides directory and resources for business law attorneys, including those specializing in structured finance
  • Federal Reserve Bank Miami Branch: Offers economic and regulatory information for the Florida region
  • Local law schools and business schools: Many offer continuing legal education and updates on structured finance law

Next Steps

If you believe you need legal assistance regarding structured finance in Florida, consider the following steps:

  • Identify your specific needs or concerns related to a structured finance transaction or investment
  • Gather all relevant documents such as contracts, financial statements, and correspondence
  • Contact a Florida attorney with experience in structured finance law to discuss your situation
  • Prepare questions for your initial consultation to make the most of your meeting
  • Consider ongoing legal support for compliance, monitoring, and potential dispute resolution

Seeking help from a qualified legal professional early can help you avoid pitfalls and ensure structured finance transactions are managed efficiently and in accordance with Florida laws.

Lawzana helps you find the best lawyers and law firms in Florida through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Structured Finance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Florida, United States - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.