Best Structured Finance Lawyers in Massachusetts

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Or refine your search by selecting a city:

SederLaw
Worcester, United States

Founded in 1918
25 people in their team
English
SederLaw and its attorneys are recognized as one of New England’s premier law firms, receiving accolades from respected publications and organizations for the high quality of service our attorneys provide to our clients.Together, we will meet the additional challenges facing our community, and...
Verrill Dana LLP.
Boston, United States

Founded in 1862
213 people in their team
English
Decency, honesty, and judgment. The values that define Verrill as a law firm are the reason our clients trust and choose us time and time again. We don't compromise our values and our clients don't compromise on quality. Our experience and New England roots date back more than 150 years, and today,...

Founded in 1994
1,000 people in their team
English
WilmerHale is a leading, full-service international law firm with 1,000 lawyers located throughout 13 offices in the United States, Europe and Asia. Our lawyers work at the intersection of government, technology and business, and we remain committed to our guiding principles of:providing...
Greenberg Traurig, LLP.
Boston, United States

Founded in 1967
2,300 people in their team
English
Five decades ago, while at lunch in a South Florida deli, attorneys Larry J. Hoffman, Mel Greenberg, and Robert Traurig saw an opportunity to establish a new breed of law firm for South Florida; a firm that mirrored a New York style firm. In 1967, they founded the law firm Greenberg Traurig...
McLane Middleton
Woburn, United States

Founded in 1919
75 people in their team
English
McLane Middleton is dedicated to our clients’ businesses, acting in a consultative fashion and offering guidance through today’s complex legal system.Every day we help our clients solve their toughest legal problems and create better outcomes.McLane Middleton holds the respected honor of being...
Pierce Atwood LLP
Boston, United States

Founded in 1891
298 people in their team
English
Pierce Atwood LLP is a highly-regarded full-service law firm based in New England, recognized nationally and internationally for its expertise in complex and class action litigation, energy production and distribution, midmarket mergers and acquisitions, information security and technology,...

Founded in 1948
1,700 people in their team
English
The traits that fueled Skadden’s rise from a New York startup to a global powerhouse - collaborative, innovative, persistent - continue to define our firm culture. We remain intensely focused on the simple formula of developing an inclusive complement of extraordinary attorneys, working together...
Bailey Glasser
Boston, United States

Founded in 1999
123 people in their team
English
Founded by Ben Bailey and Brian Glasser in 1999 in Charleston, West Virginia, Bailey Glasser has grown to include 76 lawyers, with 17 offices across the United States. The firm’s complex litigation practice focuses on high-stakes commercial litigation; class actions for consumers, insureds,...
Gordon Rees Scully Mansukhani, LLP.
Boston, United States

Founded in 1974
1,688 people in their team
English
As the only law firm with offices and attorneys in all 50 states, we deliver maximum value to our clients by combining the resources of a full-service national firm with the local knowledge of a regional firm. Featuring more than 1,000 lawyers nationwide, we provide comprehensive litigation and...
Weil, Gotshal & Manges LLP
Boston, United States

Founded in 1931
1,100 people in their team
English
Founded in 1931, Weil has provided legal services to the largest public companies, private equity firms and financial institutions for the past 90 years. Widely recognized by those covering the legal profession, Weil’s lawyers regularly advise clients globally on their most complex Litigation,...
AS SEEN ON

About Structured Finance Law in Massachusetts, United States

Structured finance refers to complex financial instruments and transactions that are often used by companies, financial institutions, and investors to raise capital, manage risk, or increase liquidity. These arrangements commonly include asset-backed securities, collateralized debt obligations, and various forms of securitization. In Massachusetts, structured finance plays a significant role in economic activity, supporting everything from real estate development to public infrastructure projects. Legal professionals in this field help clients navigate both federal regulations and state-specific requirements to ensure that structured finance transactions comply with the law and effectively serve their intended purposes.

Why You May Need a Lawyer

Structured finance transactions usually involve substantial legal complexities and often require custom documentation. You may need a structured finance lawyer in Massachusetts if you are:

  • Structuring or negotiating a large commercial loan involving multiple parties.
  • Considering issuing or purchasing asset-backed securities or other financial instruments.
  • Facilitating the securitization of mortgages, auto loans, or other assets.
  • Addressing regulatory and compliance questions regarding securities or risk management.
  • Dealing with bankruptcy or insolvency that impacts structured financial products.
  • Entering into credit derivatives or synthetic transactions.
  • Facing disputes or litigation related to structured finance transactions.

Given the specialized nature and potential risks involved, qualified legal advice is vital to protect your interests and ensure all transactions are legally sound.

Local Laws Overview

Structured finance in Massachusetts is shaped by both state and federal regulations. Massachusetts follows the Uniform Commercial Code (UCC), which governs secured transactions and the transfer of certain types of assets. State securities laws, known as "blue sky" laws, apply to offerings and sales of securities within Massachusetts. These laws require compliance with registration requirements unless specific exemptions apply.

Additionally, entities involved in structured finance may need to comply with regulations set by the Massachusetts Division of Banks, especially when involving mortgage lending or other consumer financial products. At the federal level, the Securities and Exchange Commission (SEC) oversees the registration and disclosure requirements for securities offerings. The Dodd-Frank Act and related federal regulations also impact how structured finance transactions are structured, particularly around risk retention and consumer protection.

Legal professionals must also consider local tax implications, real estate laws, and any state-specific disclosure or consumer protection requirements when structuring these complex financial transactions in Massachusetts.

Frequently Asked Questions

What is structured finance?

Structured finance involves creating complex financial instruments or transactions, such as asset-backed securities or collateralized loan obligations, to allow organizations to access capital while managing risk.

Who typically uses structured finance solutions in Massachusetts?

Corporations, financial institutions, real estate developers, and government entities frequently use structured finance to fund projects, improve liquidity, or manage risk.

Are structured finance transactions regulated by Massachusetts law?

Yes, structured finance transactions in Massachusetts are subject to both state laws, such as the UCC and blue sky laws, and federal regulations from bodies such as the SEC.

What is asset securitization?

Asset securitization is the process of pooling various financial assets, like mortgages or loans, and selling their cash flows to investors through securities. This is a common structured finance technique in Massachusetts.

What are the risks involved in structured finance?

Some of the risks include credit risk, legal and regulatory compliance risks, interest rate fluctuations, and market instability. Legal guidance is crucial to address and mitigate these risks.

Do I need to register asset-backed securities in Massachusetts?

Most asset-backed securities must be registered with the SEC and may be subject to state-level registration in Massachusetts unless an exemption applies.

Can structured finance be used for real estate transactions?

Yes, structured finance is often used in real estate to bundle and sell mortgage loans, finance large projects, or create investment vehicles for real estate assets.

How does Massachusetts law impact structured finance deals compared to other states?

While basic legal principles are similar nationwide, Massachusetts has specific consumer protection and securities regulations that can affect the structure and disclosure requirements of these transactions.

What are the disclosure requirements in Massachusetts for structured finance deals?

Massachusetts requires full and fair disclosure under its securities laws. This includes providing detailed documentation to all parties and the state, ensuring transparency and investor protection.

How can a lawyer assist me in a structured finance transaction?

A lawyer can help draft and review transaction documents, ensure regulatory compliance, advise on structuring deals, negotiate terms, and represent your interests if disputes arise.

Additional Resources

If you are seeking further information or assistance related to structured finance in Massachusetts, the following resources can be helpful:

  • Massachusetts Division of Banks: Provides oversight on various financial services in Massachusetts, including lending and securitization.
  • Securities Division of the Massachusetts Secretary of the Commonwealth: Regulates securities offerings and registration within the state.
  • U.S. Securities and Exchange Commission (SEC): Federal agency with regulatory authority over asset-backed securities and disclosure requirements.
  • American Bar Association (ABA) Business Law Section: Offers educational materials and guidance on structured finance law.
  • Local law libraries and university legal clinics: Offer free or low-cost legal information and support.

Next Steps

If you believe you need legal help with a structured finance matter in Massachusetts:

  1. Gather all relevant documentation related to your proposed transaction or concern.
  2. Identify the specific questions or issues you need to address.
  3. Research and reach out to attorneys in Massachusetts who specialize in structured finance or financial services law.
  4. Schedule an initial consultation to discuss your goals and obtain an assessment of your legal options.
  5. Consider contacting relevant regulatory bodies for additional clarification or to ensure you meet all compliance obligations.

Taking these steps will help ensure your structured finance transactions are law-abiding, efficient, and tailored to your needs and objectives.

Lawzana helps you find the best lawyers and law firms in Massachusetts through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Structured Finance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Massachusetts, United States - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.