Best Structured Finance Lawyers in Washington

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Gordon Rees Scully Mansukhani, LLP.
Washington, United States

Founded in 1974
1,688 people in their team
English
As the only law firm with offices and attorneys in all 50 states, we deliver maximum value to our clients by combining the resources of a full-service national firm with the local knowledge of a regional firm. Featuring more than 1,000 lawyers nationwide, we provide comprehensive litigation and...
Potomac Law Group, PLLC.
Washington, United States

125 people in their team
English
Innovation, Excellence, and ProfessionalismPotomac Law is committed to innovation, excellence, and professionalism. Our value stems directly from the talent and commitment of our attorneys who practice law throughout the United States. Our attorneys have outstanding academic credentials and...

Founded in 1994
1,000 people in their team
English
WilmerHale is a leading, full-service international law firm with 1,000 lawyers located throughout 13 offices in the United States, Europe and Asia. Our lawyers work at the intersection of government, technology and business, and we remain committed to our guiding principles of:providing...
Pierce Atwood LLP
Washington, United States

Founded in 1891
298 people in their team
English
Pierce Atwood LLP is a highly-regarded full-service law firm based in New England, recognized nationally and internationally for its expertise in complex and class action litigation, energy production and distribution, midmarket mergers and acquisitions, information security and technology,...
Arnold & Porter Kaye Scholer LLP
Washington, United States

Founded in 1946
2,057 people in their team
English
At Arnold & Porter, we are client-driven and industry-focused. Our lawyers practice in more than 40 practice areas across the litigation, regulatory and transactional spectrum to help clients with complex needs stay ahead of the global market, anticipate opportunities and address issues that...
Bailey Glasser
Washington, United States

Founded in 1999
123 people in their team
English
Founded by Ben Bailey and Brian Glasser in 1999 in Charleston, West Virginia, Bailey Glasser has grown to include 76 lawyers, with 17 offices across the United States. The firm’s complex litigation practice focuses on high-stakes commercial litigation; class actions for consumers, insureds,...
Weil, Gotshal & Manges LLP
Washington, United States

Founded in 1931
1,100 people in their team
English
Founded in 1931, Weil has provided legal services to the largest public companies, private equity firms and financial institutions for the past 90 years. Widely recognized by those covering the legal profession, Weil’s lawyers regularly advise clients globally on their most complex Litigation,...
Dorsey & Whitney LLP
Washington, United States

Founded in 1912
1,390 people in their team
English
worldwide advantageYOUR BUSINESS REQUIRES AN ADVANTAGE, AN EDGE, TO SUCCEED IN A HIGHLY COMPETITIVE WORLD.Dorsey’s lawyers and staff can help you gain that edge by applying superb legal knowledge and skills with practical wisdom and a deep understanding of your business and industry.We serve...
Ice Miller LLP
Washington, United States

Founded in 1910
350 people in their team
English
Built on a foundation of legal service more than a century long, Ice Miller LLP is committed to helping our clients stay ahead in a changing world.Our diverse client base ranges from start-ups to Fortune 500 companies and from governmental entities to educational organizations and pension funds. We...

Founded in 1891
1,287 people in their team
English
For 130 years, Baker Donelson has built a reputation for achieving results for our clients on a wide range of legal matters. While providing legal services is our focus, it is how we deliver them that sets us apart. Our goal is to provide clients with more than what they have come to expect from a...
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About Structured Finance Law in Washington, United States

Structured finance refers to complex financial transactions that are designed to manage risk, raise capital, and facilitate business operations. Typically, these involve pooling financial assets, such as loans or receivables, and transforming them into securities that can be sold to investors. In Washington, United States, structured finance law sits at the intersection of various legal disciplines, including banking, securities, commercial lending, real estate, and bankruptcy. The legal framework in Washington ensures that transactions are conducted within federal and state regulations, protecting both investors and issuers.

Why You May Need a Lawyer

Structured finance transactions are multifaceted and often involve significant legal complexity. Here are common situations where legal help is essential:

  • Advising on the creation and structuring of asset-backed securities, collateralized mortgage obligations, or similar instruments
  • Drafting and reviewing transaction documents such as indentures, offering memoranda, and asset purchase agreements
  • Ensuring compliance with federal and Washington state securities laws and regulations
  • Conducting due diligence on underlying asset pools
  • Negotiating with counterparties, arrangers, underwriters, and investors
  • Advising during defaults, bankruptcies, or restructuring of existing structured finance deals
  • Handling disputes, litigation, or regulatory investigations connected to structured finance products

An experienced lawyer helps protect your interests, mitigates risks, and ensures that your transaction aligns with applicable legal requirements.

Local Laws Overview

Structured finance in Washington is guided by both federal laws and unique state regulations. Some key aspects include:

  • Washington state adopts Uniform Commercial Code (UCC) provisions, especially Articles 8 and 9, which govern the transfer and perfection of security interests in financial assets
  • The Washington State Department of Financial Institutions (DFI) oversees certain lending and investment practices, and may require registration or filings for specific types of transactions
  • Consumer protection statutes may apply, particularly when the structured product involves residential mortgages or other consumer-related assets
  • Securities offerings must comply with both the federal Securities Act of 1933 and the Washington Securities Act, including registration requirements and antifraud provisions
  • Washington bankruptcy courts may interpret structured finance transactions under both state and federal insolvency laws

Understanding the interplay of these laws is critical for anyone involved in structured finance within the state.

Frequently Asked Questions

What is structured finance and how is it used in Washington?

Structured finance is a method of raising capital or managing risk by pooling financial assets and converting them into securities. In Washington, it is typically used by financial institutions, real estate developers, and corporations to access funding and transfer risk.

Do I need to register structured finance transactions with Washington regulators?

Some structured finance products may require registration with the Washington Department of Financial Institutions or need to comply with state securities registration rules, depending on the nature of the transaction and the parties involved.

How do Washington’s securities laws impact structured finance?

The Washington Securities Act governs the sale and offer of securities in the state, including asset-backed or mortgage-backed securities. These laws impose disclosure, antifraud, and possibly registration obligations.

What are the key risks in structured finance transactions?

Risks include improper structuring, failure to perfect security interests, defaults on underlying assets, misrepresentation, potential regulatory violations, and market volatility impacting the value of securities.

Is it possible to structure a private deal outside of public capital markets in Washington?

Yes, many structured finance deals are conducted privately. However, even private placements must comply with certain legal requirements and may be subject to investor qualifications and disclosure obligations.

What should I look for in a structured finance agreement?

Key elements include representations and warranties about the assets, servicing arrangements, credit enhancements, investor protections, and compliance clauses with applicable laws.

How does bankruptcy law affect structured finance in Washington?

If the originator or issuer of asset-backed securities files for bankruptcy, the rights of investors and the structure of the deal come under scrutiny. Legal counsel will help ensure proper “true sale” structures and security interests to protect investors.

Can consumers be affected by structured finance deals in Washington?

Yes, particularly if consumer loans or mortgages are involved in asset pools. Consumer protections, privacy laws, and state regulations may apply.

What role does the Washington Department of Financial Institutions play?

The DFI oversees certain lending, securities, and investment practices. It may regulate or review certain types of structured finance transactions and ensure compliance with state law.

When should I consult a structured finance attorney in Washington?

Early involvement is best - ideally during deal structuring or negotiation. Legal counsel can also be vital in ongoing compliance, dispute resolution, or enforcement matters.

Additional Resources

If you need further guidance or information, consider these resources:

  • Washington State Department of Financial Institutions (DFI) - Oversees securities, lending, and financial services regulation
  • Washington State Bar Association - Can help you find qualified attorneys in structured finance and securities law
  • Federal Securities and Exchange Commission (SEC) - Provides guidelines and enforcement of federal securities laws
  • Local law libraries or university law schools - May have structured finance legal resources and practitioner guides
  • Non-profit organizations promoting financial literacy and consumer protection in structured financial products

Next Steps

If you believe you need legal help with a structured finance transaction in Washington, consider the following steps:

  • Identify the scope and nature of your transaction or legal issue
  • Gather all relevant documentation and transaction details
  • Consult with a qualified Washington-based attorney experienced in structured finance, securities, and commercial law
  • Discuss your goals, risks, and compliance requirements with counsel
  • Follow your attorney’s guidance for compliance, negotiations, documentation, and possible regulatory filings

Taking a proactive and informed approach with the support of legal experts will help ensure your structured finance transactions are successful and compliant under Washington law.

Lawzana helps you find the best lawyers and law firms in Washington through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Structured Finance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Washington, United States - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.