Best Insurance Defense Lawyers in United States

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Fitts Law Firm, PLLC
Houston, United States

Founded in 2005
3 people in their team
English
Fitts Law Firm, PLLC is a Houston based civil litigation firm that serves clients across the United States. The firm concentrates its practice on personal injury and insurance dispute resolution, leveraging extensive experience to pursue maximum recoveries for clients who have suffered injuries or...
Norman Hanson DeTroy, LLC
Lewiston, United States

Founded in 1975
50 people in their team
English
ABOUT THE FIRMNorman Hanson DeTroy, LLC, is one of Maine’s most respected law firms and among the largest in northern New England. Since 1975, we’ve been proud of our reputation for hard-driven, results-oriented, no-nonsense representation in the wide variety of practice areas that our...
Southfield, United States

Founded in 1999
1 person in their team
English
Law Offices of Ezra N. Goldman, P.C., based in Southfield, Michigan, serves clients across the Metro Detroit area with a focus on personal injury, civil litigation and criminal defense. Ezra Goldman has practiced since 1993, representing individuals and small businesses who feel overwhelmed by the...
U.S. LawShield
Houston, United States

Founded in 2009
English
U.S. LawShield is a Houston based provider of Legal Defense for Self Defense, focused on empowering responsible self defenders through education and rapid access to experienced attorneys. The company was established in 2009 by Darren Rice and has grown into a national program with coverage across...
Rinehardt Injury Attorneys
Ontario, United States

Founded in 2001
4 people in their team
English
Rinehardt Injury Attorneys is a leading Ohio personal injury law firm with offices in Columbus and Mansfield that focuses on helping injury victims pursue the compensation they deserve. The firm handles a broad range of accident and injury matters, including car accidents, truck accidents,...
Pandit Law
New Orleans, United States

Founded in 2014
21 people in their team
English
Pandit Law is a specialized property damage law firm serving homeowners and business owners across Louisiana and Texas, led by Rajan Pandit. The firm concentrates exclusively on first party property damage claims and insurance coverage matters, delivering focused expertise in hurricane, flood,...
844SeeMike Personal Injury Lawyers
Chicago, United States

English
844SeeMike Personal Injury Lawyers focuses its practice on representing people injured by negligence, with matters ranging from motor vehicle collisions to unsafe premises, defective products, and catastrophic injury. The firm applies a litigation mindset from day one, preparing every claim as...
Hall Booth Smith, P.C.
Little Rock, United States

Founded in 1989
1,000 people in their team
English
Our FirmEstablished in 1989, Hall Booth Smith, P.C. (HBS) is a full-service law firm headquartered in Atlanta, Georgia, with regional offices strategically located throughout Georgia and the United States. Experienced across a wide range of legal disciplines, HBS prides itself on providing...
Palker Law Firm, PLLC
Edinburg, United States

Founded in 2020
30 people in their team
English
Palker Law Firm, PLLC is a Texas based litigation firm that specializes in first party insurance claims and personal injury matters. The firm represents policyholders in property damage, wind, water and hailstorm claims, and handles car and commercial truck accidents as well as wrongful death...

Founded in 2009
14 people in their team
English
The Eberst Law Firm PA specializes in car accidents and other personal injury matters across Florida, offering dedicated representation in Stuart, Gainesville, and Daytona Beach. The firm emphasizes aggressive advocacy for injured clients, with a team of trial oriented attorneys who pursue maximum...
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About Insurance Defense Law in United States

Insurance Defense law in the United States primarily involves representing insurance companies and their policyholders. This area of law focuses on cases where the insurers are defending against claims made by policyholders or third parties. Attorneys in this field work to protect the financial interests of insurance companies by defending them against lawsuits, interpreting policy coverage, and working through claims disputes. It involves a deep understanding of contracts, torts, and civil procedure, as well as specific knowledge of the insurance industry's regulations.

Why You May Need a Lawyer

There are several common situations where legal help in Insurance Defense might be necessary:

  • Being sued for damages that may be covered by your insurance policy, where you need representation through your insurer.
  • Facing a dispute over insurance coverage, such as disagreement on policy terms or denial of a claim.
  • As an insurance company, needing representation in bad faith litigation, wherein an insured claims the company did not handle their claim properly.
  • Situations involving potential fraud detection and related investigations.
  • Handling subrogation claims, where an insurer seeks reimbursement from third parties responsible for damages.

Local Laws Overview

Insurance Defense law is influenced by both federal regulations and state-specific statutes. Several key aspects include:

  • State Regulatory Authority: Each state has its insurance commission or department that regulates insurance operations, policy approvals, and enforces consumer protection laws.
  • Bad Faith Laws: These laws set standards for the fair handling of claims and protect policyholders against unfair treatment by insurers.
  • Tort Law: This involves the legal implications of civil wrongs in Insurance Defense, often relating to personal injury claims.
  • Contract Law: Critical for understanding policy terms, exclusions, and the obligations of both insurers and policyholders.
  • No-fault Insurance Laws: Present in some states, these laws dictate how compensation is provided regardless of fault in an accident.

Frequently Asked Questions

What is the role of an Insurance Defense attorney?

An Insurance Defense attorney represents insurance companies and policyholders in lawsuits, providing defense in matters related to claims, policy disputes, and coverage issues.

When should I get legal help for an insurance claim?

Legal help should be sought if a claim is denied, partially paid, or if litigation is anticipated. Consulting with a lawyer early can protect your interests.

Does my insurance company provide my legal representation?

Usually, insurers provide legal representation for claims falling within policy coverage, but this can vary based on your policy terms and the nature of the claim.

What does 'bad faith' mean in Insurance Defense?

Bad faith refers to the insurer's improper handling of a claim, such as unjustified denial, delay, or failure to investigate, which may entitle the policyholder to damages.

How are insurance coverage disputes resolved?

Disputes can be resolved through negotiations, mediation, arbitration, or litigation, depending on the complexity and willingness of parties to settle.

What should I do if I suspect insurance fraud?

If you suspect fraud, report it to your insurance company's fraud department or contact your state's insurance regulator for guidance.

What is subrogation in the context of insurance?

Subrogation allows insurers to pursue third parties responsible for causing loss to recover costs they paid to the insured.

How do local laws affect my insurance defense case?

Local laws dictate insurance practices, define coverage standards, and influence litigation approaches, affecting how cases are defended and resolved.

Can I choose my own lawyer for insurance defense?

Typically, your insurer will select a defense attorney, but you may have input or choose your own counsel if you have potential exposure beyond policy limits.

What expenses are covered under insurance defense?

Covered expenses usually include legal fees, court costs, and settlement expenses, subject to the terms of your insurance policy.

Additional Resources

Several useful resources and organizations can provide additional support and information about Insurance Defense:

  • National Association of Insurance Commissioners (NAIC)
  • American Bar Association's Tort Trial and Insurance Practice Section
  • Your state’s Department of Insurance
  • The Insurance Information Institute (III)
  • United Policyholders organization

Next Steps

If you need legal assistance in Insurance Defense, consider the following steps:

  • Determine the specifics of your situation and gather all relevant documents, such as insurance policies and correspondence.
  • Contact your insurance company to understand your coverage and their role in providing legal defense.
  • Consult with an Insurance Defense attorney to get advice tailored to your circumstances.
  • Stay informed about your rights and obligations as a policyholder or insurance provider.

Professional legal advice can help you navigate the complexities of Insurance Defense effectively.

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Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

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Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

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