Debt collection in Italy and abroad
The Firm provides consultancy services and legal assistance with the specific aim of recovering outstanding debts, both in and out of court both in Italy and abroad (in the Community context but not only). Whenever possible, the Firm favors out-of-court settlements, which are more immediate and less expensive for the client. In fact, this essential phase can allow quick times for the recovery of the integrity of one's credit, as well as the legal costs incurred for the assignment performed. After the drafting and sending of the formal notice, Studio Legale Carpitella personally follows the relationship with the debtor to reach as quickly as possible the satisfaction of the customer's credit or in any case achieve a positive solution to the dispute. To better achieve these results, the study following the instructions given by the customer, prepares customized intervention plans such as, by way of example only: the drafting and stipulation of settlement agreements, agreement with the counterparty for debt repayment plans and the drafting of settlement and settlement solutions debt following the most convenient analysis for the creditor. Only if it is unavoidable does the judicial phase open, where the activity is carried out with the precise aim of recovering the customer's entire credit with an increase in costs as low as possible. For these reasons, each judicial action is carefully preceded by a phase of accurate analysis of the actual and concrete financial situation of the debtor, thanks also to the help of consultants and companies expert in obtaining such information. The precise objective is to avoid unnecessary costs for the customer and to immediately focus attention on the best possible alternative. To this end, the Carpitella Law Firm is assisted by a qualified network of consultants, experts and investigation companies, who can find important information for the successful completion of the executive procedure, such as determining the employer or the entity providing treatment pension plan, the exact asset profile of the debtor or any banking relationships.
In detail, the Firm is engaged in:
- analyzing the debtor's solvency, also with investigations on the latter's assets such as the search for real estate, current accounts, work activity or credits towards third parties;
- in preparing payment notices;
- in the drafting of injunctions;
- in preparing precept deeds also on bills of exchange or cheques;
- in arranging foreclosures of real estate, securities and third parties;
- in sales requests, interventions on executions already in place and in the assignment of credits;
- in the defense of the debtor against attacks by creditors, through the protection of assets, salary and pension;
in the preparation of plans and proposals in court in defense of the debtor and the consumer for the settlement of the over-indebtedness crisis;
In addition, particular attention is paid to those Italian companies and individuals who have credit in the Iberian territory. It often happens that some clients have recognized a favorable judgment issued in their country of origin and that later they are unable to recover the debt due to the difficulties of representation in a foreign country. The Firm avails itself of the collaboration of expert Spanish lawyers who assist us with the utmost professionalism and competence.
