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In Quito, Ecuador, Workers Compensation Law, also known as Labor Accidents Insurance, is a legal framework designed to provide protection to workers who get injured or fall ill due to their job. The Social Security Law of Ecuador mandates that all employers must insure their employees against work-related accidents and diseases. The law covers both public and private sector workers and includes benefits like medical treatment, sick pay, disability pensions, and survivor pensions in case of fatal accidents.
Hiring a lawyer is beneficial when dealing with workers compensation matters. If your claim has been denied, you've experienced a severe workplace injury resulting in disability, or you're unclear about the correct legal procedure to claim your benefits, a legal expert can provide guidance. Additionally, if your employer is retaliating against you for claiming your benefits or if your medical issues extend beyond the scope of a regular physician, a lawyer can help you negotiate these complicated situations.
In Quito, according to Article 354 and 364 of the Social Security Law, work-related accident insurance is comprehensive and mandatory. Besides, provisions are made in the law to ensure the worker receives required medical assistance, hospitalization, medicines, prosthetics, and rehabilitation, if necessary. Furthermore, in case of permanent disability or death, there are provisions for compensatory pensions. Work-related illnesses are also covered and treated similarly to work-related accidents.
Any injury, fatal or nonfatal, that a worker suffers during the course of their work is considered a work-related accident. This also includes accidents that occur while commuting to and from work.
To claim Workers Compensation, the accident must be reported to the employer, who must then register the incident with the Ecuadorian Institute of Social Security (IESS). Medical treatment commences post-notification.
In such a case, you can seek legal assistance. A worker can report directly to the IESS. If an employer fails or refuses to proceed with reporting the accident, they may face penalties.
No, it is unlawful to fire a worker as a result of injuries received during a work accident or while the worker is receiving specific benefits.
If a worker contracts a disease that is proven to be due to their work environment or the nature of their work, this is considered a work-related illness. The treatment of which falls under the compensation laws, similar to a work-related accident.
The Ecuadorian Institute of Social Security (IESS) – A government institution responsible for administering Ecuador's social security system. The IESS is the organization you'll deal mostly with when dealing with Workers Compensation.
The Ministry of Labor – In charge of determining labor policies, this is another helpful resource if you need more information or if you feel your rights as a worker are being violated.
If you need legal assistance, start by contacting a legal professional with experience in Workers Compensation Law in Ecuador. They can help you comprehend the complexities of the law and guide you through making Claims. Ensure to collect and maintain all relevant documentation related to your case. If you face any difficulty with your employer or the IESS at any stage of your claim, your lawyer can provide necessary assistance.
