Best Debt & Collection Lawyers in Georgia

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ILC - International Law Center

ILC - International Law Center

Tbilisi, Georgia

Founded in 2020
10 people in their team
ILC – International Law Center is a law firm founded in Georgia, which offers customers qualified services in any field of law. Our team combines...
English
Georgian
Legal Unit Georgia

Legal Unit Georgia

Tbilisi, Georgia

Founded in 2021
6 people in their team
LLC Legal Unit Georgia is a law firm providing legal services in criminal, civil, tax, and international law in Georgia.The firm provides...
English
Russian
Georgian
Tbilisi Law

Tbilisi Law

Tbilisi, Georgia

Founded in 2021
11 people in their team
The law firm "Tbilisi Law" is founded by experienced and professional lawyers who legally secure your business activities. We are a responsible,...
English
Italian
Russian
Georgian
Conse Law Firm

Conse Law Firm

Tbilisi, Georgia

Founded in 2019
6 people in their team
Conse Law Firm provides legal services to domestic and international clients, ranging from complex legal transactions to regular legal...
English
Russian
Georgian
Legal Rights Georgia

Legal Rights Georgia

Tbilisi, Georgia

Founded in 3
15 people in their team
Lawyer’s office “Legal Rights Georgia” serves with success in Georgian and international law space. The professional team will help you...
Georgian
English
Russian
eLaw

eLaw

Tbilisi, Georgia

Free Consultation: 30 mins


Founded in 2021
5 people in their team
eLaw GeorgiaeLaw is the best law firm with top lawyers with many years of practice in business law. The field of activity of attorneys includes the...
English
Russian
Georgian
Italian
Abashidze & Partners

Abashidze & Partners

Tbilisi, Georgia

Founded in 2013
4 people in their team
Established in 2013, Abashidze & Partners is a full-scale business law firm practicing in Tbilisi, Georgia. Law firm specializes in business law...
Georgian
English
Russian

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About Debt & Collection Law in Georgia

Debt & Collection law in Georgia governs the process by which creditors can pursue unpaid debts from individuals or businesses. This area of law covers issues such as debt collection methods, creditor rights, and consumer protections.

Why You May Need a Lawyer

You may require a lawyer for Debt & Collection issues if you are facing harassment from debt collectors, have been sued for unpaid debts, are dealing with a wage garnishment, or need assistance negotiating a debt settlement. A lawyer can advocate for your rights, help you understand your legal options, and represent you in court if necessary.

Local Laws Overview

In Georgia, debt collectors must adhere to the Fair Debt Collection Practices Act, which prohibits abusive, unfair, or deceptive practices in debt collection. Georgia also has specific regulations regarding wage garnishment, time limits for filing lawsuits to collect debts (statute of limitations), and exemptions for certain types of property from being seized to satisfy a debt.

Frequently Asked Questions

What is the statute of limitations for collecting debts in Georgia?

In Georgia, creditors have six years to file a lawsuit to collect a debt. After this time period, the debt is considered "time-barred" and the creditor cannot sue you for payment.

Can creditors garnish my wages in Georgia?

Yes, creditors can garnish your wages in Georgia up to a certain limit. The maximum amount they can garnish is 25% of your disposable earnings or the amount by which your disposable earnings exceed 30 times the federal minimum wage, whichever is less.

Can I dispute a debt that a collector is trying to collect?

Yes, under the Fair Debt Collection Practices Act, you have the right to dispute a debt and request validation from the collector. The collector must provide evidence that you owe the debt before they can continue their collection efforts.

What are my rights if a debt collector is harassing me?

If a debt collector is harassing you, you have the right to send a cease and desist letter requesting that they stop all communication with you. You can also report the collector to the Consumer Financial Protection Bureau or the Georgia Office of the Attorney General.

Can I negotiate a settlement with my creditors?

Yes, you can negotiate a settlement with your creditors to pay off your debts for less than the full amount owed. It is advisable to work with a lawyer to ensure that the terms of the settlement are in your best interest.

What property is exempt from being seized to pay off debts in Georgia?

In Georgia, certain types of property are considered exempt from being seized to satisfy a debt, including your primary residence, retirement accounts, and certain personal property up to a certain value.

Additional Resources

For more information on Debt & Collection law in Georgia, you can contact the Georgia Department of Law's Consumer Protection Unit or seek assistance from the Georgia Legal Services Program.

Next Steps

If you require legal assistance for Debt & Collection issues in Georgia, it is advisable to consult with a qualified attorney who specializes in this area of law. They can provide personalized advice based on your specific circumstances and help you navigate the legal process effectively.

Disclaimer:
The information provided on this page is intended for informational purposes only and should not be construed as legal advice. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or currentness of the content. Laws and regulations can change frequently, and interpretations of the law can vary. Therefore, you should consult with qualified legal professionals for specific advice tailored to your situation. We disclaim all liability for actions you take or fail to take based on any content on this page. If you find any information to be incorrect or outdated, please contact us, and we will make efforts to rectify it.