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About Elder Law Law in Carrigaline, Ireland

Elder law in Carrigaline covers the legal issues that typically affect people as they age, together with the families who support them. It combines areas such as planning for decision-making capacity, creating wills and trusts, paying for long-term care, safeguarding against abuse, property and housing matters, tax on gifts and inheritances, and navigating health and social care systems. Carrigaline is served by the Cork courts and by local and national public bodies, so solutions often involve a blend of local services in County Cork and nationwide procedures.

Recent reforms in Ireland have modernised how the law supports autonomy and protection for adults who may need help with decisions. The Assisted Decision-Making framework now underpins many elder law steps, including Enduring Powers of Attorney and Advance Healthcare Directives. A solicitor experienced in elder law can help you plan ahead early and respond quickly if a crisis arises.

Why You May Need a Lawyer

Planning ahead for capacity - putting in place an Enduring Power of Attorney and an Advance Healthcare Directive so trusted people can help if you are unwell or lose capacity in the future.

Making or updating a will - ensuring your wishes are clear, avoiding disputes, and planning for tax on gifts and inheritances.

Paying for long-term care - applying for the Nursing Homes Support Scheme known as Fair Deal, understanding how income and assets are assessed, and protecting the family home where possible.

Property and housing - transferring or selling a home, creating a right of residence, drawing up a family care or granny flat agreement, or resolving co-ownership issues.

Safeguarding and abuse - responding to suspected financial, physical, psychological, or neglectful abuse, securing urgent protections, and recovering assets.

Capacity and decision-making disputes - guiding families through assessments, support agreements, and court applications where necessary.

Healthcare and community support - clarifying eligibility for medical cards, home supports, and services, and appealing adverse decisions.

Complaints and regulation - dealing with nursing home or home care complaints, inspections, and resident rights.

Local Laws Overview

Assisted Decision-Making law - The Assisted Decision-Making Capacity Act 2015 as amended is in force. It presumes adults have capacity, uses a functional test for capacity, and provides a tiered system of supports: decision-making assistance agreements, co-decision-making agreements, and decision-making representation orders made by the Circuit Court. The Decision Support Service oversees these supports and supervises decision supporters.

Enduring Powers of Attorney - New EPAs are created and registered through the Decision Support Service. They allow you to appoint one or more attorneys to make property and financial decisions, personal welfare decisions, or both, if you lose capacity in the future. EPAs made under earlier legislation remain valid under transitional rules. Correct notices, statements, and medical certifications are required.

Advance Healthcare Directives - You can record healthcare treatment wishes and refusals that become effective if you lose capacity. You can appoint a designated healthcare representative to interpret or make certain decisions. Healthcare professionals must follow valid binding refusals in a directive.

Wards of Court transition - The former Wards of Court system for adults is being wound down. Existing wards are being reviewed and moved to the new decision-making regime where appropriate, with a focus on the person’s will and preferences.

Nursing Homes Support Scheme Fair Deal - This scheme helps pay for long-term residential care. A financial assessment considers income and assets and calculates a contribution, with specific caps and reliefs that can apply to a principal residence and to working farms or businesses subject to conditions. Rates and rules can change, so individual advice is essential.

Safeguarding and regulation - The HSE operates safeguarding teams to respond to abuse of adults at risk. Nursing homes are registered and inspected by HIQA under the Health Act 2007 and related regulations. Providers must meet standards on care, safety, and governance, and there are formal complaint procedures.

Succession and probate - The Succession Act 1965 sets out will-making rules and default shares on intestacy. A surviving spouse or civil partner has a legal right share from the estate. Children may apply to the court under section 117 in limited circumstances. Probate is administered through the Courts Service, with a probate office serving Cork.

Tax on gifts and inheritances - Capital Acquisitions Tax thresholds and reliefs apply depending on the relationship between the parties. Business and agricultural reliefs and a dwelling house exemption may apply in specific cases. Thresholds and rates are reviewed periodically by Revenue.

Residential tenancies and housing - Older tenants have protections under the Residential Tenancies Acts, with dispute resolution through the Residential Tenancies Board. Cork County Council operates housing adaptation grants and age-friendly initiatives that can help people remain at home.

Healthcare entitlements - Older people may qualify for a medical card or GP visit card subject to age and means rules, and other supports such as home support hours. Decisions can be reviewed or appealed.

Court venues and jurisdiction - Most capacity applications are brought in the Circuit Court, including Cork Circuit Court for people living in the area. Property disputes and probate matters follow their own court routes and procedures.

Frequently Asked Questions

What is elder law and how is it different from family law or probate law?

Elder law is a practical blend of areas that commonly affect older adults - capacity, advance care planning, long-term care funding, safeguarding, housing, wills, probate, and tax. It draws from family, property, healthcare, and probate law and applies them with a focus on autonomy, dignity, and realistic care planning.

What is the difference between a general Power of Attorney and an Enduring Power of Attorney?

A general Power of Attorney authorises someone to act for you while you still have capacity and it normally ends if you lose capacity. An Enduring Power of Attorney is made while you have capacity but is designed to take effect if you later lose capacity. New EPAs are created and registered with the Decision Support Service under the Assisted Decision-Making legislation.

How do I create an Enduring Power of Attorney in Ireland?

You choose your attorney or attorneys, decide what powers they will have, obtain medical and legal certifications, and serve required notices on specified people. The EPA is then registered with the Decision Support Service. A solicitor ensures all statutory requirements are met so the EPA will be effective when needed.

Are Advance Healthcare Directives legally binding?

Yes - a valid directive that clearly refuses a specific treatment is legally binding if the circumstances arise and you lack capacity. You can also express wishes and values to guide treatment where there is no specific refusal. You may appoint a designated healthcare representative to interpret the directive or make certain decisions.

How does the Fair Deal scheme work and will I have to sell my home?

Fair Deal assesses your care needs and your finances. You pay a calculated contribution from income and assets and the State pays the balance to the nursing home. Contributions linked to a principal residence can be capped after a set period if conditions are met. You do not have to sell your home to apply, but you should get advice on how contributions, deferrals, and any nursing home loan options might affect you and your family.

If I rent out my home while in a nursing home, how is that rent treated under Fair Deal?

Rental income treatment has been updated in recent years to encourage letting of vacant homes, but conditions and time limits apply. The way rent is counted can depend on when the tenancy began and current scheme rules. Check the most recent HSE guidance or get advice before letting to understand the effect on your contribution.

Do I really need a will and what happens if I die without one?

A will lets you choose executors, provide for loved ones, and reduce disputes. If you die without a will, the Succession Act 1965 sets default shares for your spouse or civil partner and children. Unmarried partners and carers have no automatic share, so planning is important if you wish to provide for them.

Is my spouse or civil partner protected if I try to leave everything to someone else?

Yes - the legal right share gives your spouse or civil partner a fixed share of your estate that cannot normally be taken away by will. The size of the share depends on whether you have children. A solicitor will ensure your will respects these mandatory rules.

What can I do if I suspect financial abuse of an older relative?

Act quickly - speak with the person if safe to do so, contact the HSE safeguarding service for guidance, and consult a solicitor. Legal steps can include freezing accounts, demanding the return of funds, changing or revoking mandates or powers of attorney, and, if needed, seeking court orders and reporting to An Garda Siochana.

How are disputes about capacity, care, or property resolved?

Many issues can be settled by putting proper support agreements, EPAs, or clear care contracts in place. Where dispute remains, the Circuit Court can make a decision-making representation order, appoint a representative, or give directions. Mediation can also help families agree on care and financial arrangements.

Additional Resources

Decision Support Service - national body that oversees capacity supports, EPAs, and Advance Healthcare Directives.

Courts Service of Ireland - Cork Circuit Court for capacity applications and the probate office that serves Cork for estate administration.

Health Service Executive HSE - needs assessments, safeguarding teams, home supports, and Fair Deal application processing.

Nursing Homes Support Scheme Fair Deal Office - HSE office for financial assessments and scheme administration.

Health Information and Quality Authority HIQA - registers and inspects nursing homes and publishes standards.

Citizens Information - general guidance on social welfare, health entitlements, housing, and consumer rights.

Legal Aid Board - civil legal aid for eligible people, including in Cork law centres.

Free Legal Advice Centres FLAC - volunteer legal advice clinics, including services in Cork.

Safeguarding Ireland - public awareness and guidance on preventing adult abuse.

Age Action Ireland and ALONE - advocacy and practical supports for older people.

Cork County Council - housing adaptation grants, age-friendly initiatives, and community supports.

Residential Tenancies Board RTB - information and dispute resolution for private tenancies.

Revenue Commissioners - information on Capital Acquisitions Tax, reliefs, and compliance.

Property Registration Authority PRA - Land Registry and title services for property matters.

Next Steps

Clarify your goals - decide what you want to achieve, such as making a will, creating an EPA, arranging care, or resolving a dispute.

Gather key documents - photo ID, proof of address, any existing will or power of attorney, medical letters, bank statements, property deeds, and correspondence from the HSE, HIQA, or Revenue.

Book a consultation with a solicitor experienced in elder law in the Carrigaline and Cork area - ask about experience with capacity law, Fair Deal applications, probate, and safeguarding cases.

Ask about costs and timelines - request a written fee estimate, likely steps, and expected timeframes, and agree on communication preferences for you or your family contact.

Prioritise urgent protections - if there is risk of abuse or financial loss, your solicitor can help secure accounts, issue legal letters, and, if required, apply to the court for urgent orders.

Plan and implement - complete your will, EPA, and Advance Healthcare Directive, record care or family agreements in writing, and keep certified copies in a safe place known to your trusted contacts.

Review regularly - revisit your plan after major life changes such as a diagnosis, bereavement, house sale, or family move. Laws and thresholds can change, so periodic legal check-ins are sensible.

This guide is general information - for advice on your specific situation, speak with a qualified solicitor.

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Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.