Is an OFW /expatriate in UAE with an existing bank loan can have a travel ban order in our country?

En Philippines
Última Actualización: Mar 31, 2025
I was an OFW in UAE and was included in a company mass termination. I haven't finished my bank loan and my computed gratuity was not enough to settle my loan so upon getting the email I exited UAE to another country & after a year went back to Phil. Can I still travel out of the country without any issue in the Philippine immigration? Or the interpol has something to do with my travel?and how will I know if I have a case filed against me by the bank in UAE?

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Islaw - Expert Lawyers

Islaw - Expert Lawyers

Apr 17, 2025
Hi, there may be a helpful answer of your querry.

Unpaid personal loans or credit card debt (even if it's from a UAE bank) are considered civil cases, not criminal offenses under international law.

Interpol is usually involved only for serious criminal charges (like fraud, human trafficking, terrorism, etc.) — not for consumer debt.

So, unless your bank in UAE converted the case into a criminal case for fraud (which is rare unless fake documents were used), Interpol will not be involved.

Some UAE emirates allow people to check police cases online using passport number:

Navigate to: Criminal Status of Financial Cases

You can use your Emirates ID number or passport number

Note: You may need a UAE mobile number or login credentials in some cases.

If there’s an active police case or travel ban filed by the bank:

You may be detained at immigration upon arrival in the UAE

Or denied entry altogether

But if no case is filed, then re-entry may be allowed (though risky without checking first).

For proper assistance we need more details thanks.

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