Best Foreclosure Lawyers in Ghana

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Stabit Advocates
Accra, Ghana

Founded in 2000
173 people in their team
English
French
Stabit Advocates LLP (https://www.stabitadvocates.com) is one of the top law firms in the world and stands as a beacon of legal excellence, recognized as one of the top law firms in East Africa, Africa and Globally with over 75 practice areas. Our firm is synonymous with top-tier legal expertise,...

Founded in 2014
50 people in their team
English
Senet Corporate Solicitors is a reputable corporate law firm in Ghana set up to offer corporate clients with proactive, practical and prudent legal advisory services which cuts across the spectrum of our clientsโ€™ critical business and legal issues. Senet is well positioned to offer services to...

Founded in 2016
50 people in their team
English
Who We Are?Lexkudoz is a team of dedicated legal practitioners with wide legal knowledge and considerable experience in various types of transactions and in a variety of sectors.Our clients are our mutual partners in the search for quick and effective solutions. We are particularly sensitive to the...
Kulendi
Accra, Ghana

Founded in 2002
50 people in their team
English
HistoryKulendi @Law was incorporated in July 2002 to provide legal services particularly in commercial and litigation practice. The firm since its inception has carved a niche for itself in respect of being a leader in commercial litigation. We have considerable capabilities in banking and finance,...
Atuguba & Associates
Accra, Ghana

Founded in 2006
50 people in their team
English
Atuguba & Associates was established as a law firm in 2006 and is duly registered with the General Legal Council of Ghana.Atuguba & Associates underwent chambers registration in the year 2012, pursuant to the directives of the General Legal Council and Ghana Bar Association. All A&A...
Ark Legal Consult
Accra, Ghana

Founded in 2005
50 people in their team
English
We have Lawyers and Paralegals who have rich and relative long-term experience in corporate practice and the legal practice and Ghana and abroad.We focus on business entities and individual high network clients on Corporate Investments & Compliance and Commercial legal services relating to...

Founded in 1990
200 people in their team
English
Bentsi-Enchill, Letsa & Ankomah was founded in 1990 with the mission to provide our clients with excellent market-leading legal services. Over the years, we have built a reputation for our extensive knowledge and experience  from working on the most complex transactions and disputes for...

Founded in 1971
50 people in their team
English
Sam Okudzeto & Associates is one of the pioneers in corporate and commercial legal practice in Ghana.With over 35 lawyers, the firm has acquired wide international exposure and standing by the membership of its lawyers in the following organizations: International Bar Association (IBA),...

Founded in 2015
50 people in their team
English
About UsWe are a private law firm with a national, regional and international reputation for excellence.The doors of the practice were opened in February 2015 by David Addo-Ashong, Marian Ekua Hayfron-Benjamin and Tawia Addo-Ashong. Three additional partners, Julia Selman-Ayetey, Kweku Eyiah and...
WTS NOBISFIELDS
Kumasi, Ghana

Founded in 2016
50 people in their team
English
Who We Are?WTS Nobisfields is a corporate and commercial law firm in Accra, Ghana. We are regulated and authorized by the General Legal Council to provide legal services.We are one of the leading business law firms, undertaking work for the leading companies and organizations doing business in...
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About Foreclosure Law in Ghana:

Foreclosure in Ghana refers to the legal process where a lender takes possession of a property from a borrower who has failed to meet their mortgage obligations. It is governed by laws and regulations set forth by the government to protect both lenders and borrowers in the event of default.

Why You May Need a Lawyer:

You may need a lawyer for foreclosure in Ghana if you are facing financial difficulties and are at risk of losing your property due to missed mortgage payments. A lawyer can help you navigate the legal process, negotiate with the lender, and explore options to avoid foreclosure, such as loan modifications or refinancing.

Local Laws Overview:

In Ghana, the key legislation governing foreclosure is the Mortgages Act, 1972 (NRCD 96) and the Conveyancing Act, 1973 (NRCD 175). These laws outline the procedures for foreclosure, including notice requirements, redemption rights, and the sale of the property. It is important to be aware of these laws to protect your rights as a borrower.

Frequently Asked Questions:

1. What is the foreclosure process in Ghana?

The foreclosure process in Ghana typically involves the lender issuing a notice of default to the borrower, followed by a notice of intention to foreclose. If the borrower fails to cure the default, the lender can then proceed with the sale of the property through a public auction.

2. Can I stop a foreclosure in Ghana?

Yes, you can stop a foreclosure in Ghana by working with a lawyer to negotiate with the lender, explore options for loan modification or refinancing, or file a lawsuit challenging the foreclosure proceedings.

3. What are my rights as a borrower in a foreclosure in Ghana?

As a borrower in a foreclosure in Ghana, you have rights under the law, including the right to receive proper notice of the foreclosure proceedings, the right to redeem the property before the sale, and the right to challenge the foreclosure in court.

4. How long does the foreclosure process take in Ghana?

The foreclosure process in Ghana can vary depending on the circumstances, but it typically takes several months to complete. It is important to act quickly and seek legal advice if you are facing foreclosure.

5. Can I still stay in my property during the foreclosure process in Ghana?

Yes, you can stay in your property during the foreclosure process in Ghana until the sale of the property is completed and ownership is transferred to the new owner.

6. What are the consequences of foreclosure in Ghana?

The consequences of foreclosure in Ghana can vary, but they may include the loss of your property, damage to your credit score, and legal action by the lender to recover any remaining debt after the sale of the property.

7. Can I file for bankruptcy to stop a foreclosure in Ghana?

Yes, you can file for bankruptcy to stop a foreclosure in Ghana, as it will trigger an automatic stay on the foreclosure proceedings. However, it is important to seek legal advice to fully understand the implications of filing for bankruptcy.

8. What are my options if I cannot afford to pay my mortgage in Ghana?

If you cannot afford to pay your mortgage in Ghana, you may explore options such as loan modification, refinancing, or selling the property. It is important to seek legal advice to understand the best course of action for your situation.

9. Can I negotiate with my lender to avoid foreclosure in Ghana?

Yes, you can negotiate with your lender to avoid foreclosure in Ghana by discussing options for loan modification, refinancing, or repayment plans. It is important to communicate with your lender and seek legal advice to protect your rights.

10. How can a lawyer help me with foreclosure in Ghana?

A lawyer can help you with foreclosure in Ghana by guiding you through the legal process, negotiating with the lender on your behalf, exploring options to avoid foreclosure, and representing you in court if necessary. It is important to seek legal advice as soon as possible if you are facing foreclosure.

Additional Resources:

If you need legal assistance with foreclosure in Ghana, you may contact the Ghana Bar Association or the Legal Aid Commission for guidance and referrals to reputable lawyers specializing in real estate law and foreclosure proceedings.

Next Steps:

If you are facing foreclosure in Ghana, it is important to act quickly and seek legal advice to protect your rights. Contact a lawyer specializing in real estate law to discuss your options, negotiate with your lender, and explore alternatives to foreclosure. Remember, you have rights as a borrower, and a lawyer can help you navigate the legal process to achieve the best possible outcome in your situation.

Lawzana helps you find the best lawyers and law firms in Ghana through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Foreclosure, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Ghana - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.