Best Foreclosure Lawyers in Ghana

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ABM Attorneys at Law
Accra, Ghana

Founded in 2000
50 people in their team
English
Amorin, Boateng & Mensah (ABM) was formed by three young, distinguished and aggressive lawyers trained in the United Kingdom and the United States.Convinced that Ghana is truly the ultimate emerging economy, these brilliant attorneys strive not only to provide the best legal representation but...
KOBAKA CHAMBERS
Accra, Ghana

Founded in 2006
50 people in their team
English
This practice was founded in 2006 by Nathan P. Yarney with a mission to provide clients with real, complete and satisfactory solutions to various legal problems and needs. Kobaka Chambers fully embraces the core values of the Bar, and always exhibits an independent and results-driven approach in...
Nsiah Akuetteh & Co.
Accra, Ghana

Founded in 2001
50 people in their team
English
Nsiah Akuetteh & Co. is a firm of Barristers, Solicitors and Consultants. The firm is led by an experienced lawyer who worked in both the public sector and private sectors of the economy with over 30 years experience at the Bar. The firm has extensive experience and expertise in the area of...
Ark Legal Consult
Accra, Ghana

Founded in 2005
50 people in their team
English
We have Lawyers and Paralegals who have rich and relative long-term experience in corporate practice and the legal practice and Ghana and abroad.We focus on business entities and individual high network clients on Corporate Investments & Compliance and Commercial legal services relating to...

Founded in 2015
50 people in their team
English
About UsWe are a private law firm with a national, regional and international reputation for excellence.The doors of the practice were opened in February 2015 by David Addo-Ashong, Marian Ekua Hayfron-Benjamin and Tawia Addo-Ashong. Three additional partners, Julia Selman-Ayetey, Kweku Eyiah and...

Founded in 1976
50 people in their team
English
The firm S. K. Boafo & Company, (Gye Nyame Chambers) was established in Adum, Kumasi in 1976. Initially registered as a sole proprietorship, it was converted into a limited liability company on 17th February 2003 and issued with a certificate to commence business on 18th February 2003. The firm...

Founded in 1990
200 people in their team
English
Bentsi-Enchill, Letsa & Ankomah was founded in 1990 with the mission to provide our clients with excellent market-leading legal services. Over the years, we have built a reputation for our extensive knowledge and experience  from working on the most complex transactions and disputes for...

Founded in 2008
50 people in their team
English
About the firmBlagogee, Blacksword & Co provides legal services in the areas of Corporate and Commercial practice, Immovable property, Securities, Banking and finance, Debt recovery, Labour law, International trade and investment, Intellectual property, Tax advisory services, Corporate...
Beyuo & Company
Accra, Ghana

Founded in 2012
50 people in their team
English
At Beyuo & Co we embrace the word ‘change’ as we understand that good corporate counsel requires more than a generalized knowledge of business and law but a more innovative approach. We strive to not only understand the issues our clients are facing now but work hard in anticipating those...
CQ Legal
Accra, Ghana

Founded in 2013
50 people in their team
English
CQ Legalis a boutique law firm based in Accra, Ghana that serves the needs of a broad range of corporate and unincorporated institutions and individuals. We pride ourselves on our excellent personalized service and extensive understanding of the legal systems, cultures, economic and regulatory...
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About Foreclosure Law in Ghana:

Foreclosure in Ghana refers to the legal process where a lender takes possession of a property from a borrower who has failed to meet their mortgage obligations. It is governed by laws and regulations set forth by the government to protect both lenders and borrowers in the event of default.

Why You May Need a Lawyer:

You may need a lawyer for foreclosure in Ghana if you are facing financial difficulties and are at risk of losing your property due to missed mortgage payments. A lawyer can help you navigate the legal process, negotiate with the lender, and explore options to avoid foreclosure, such as loan modifications or refinancing.

Local Laws Overview:

In Ghana, the key legislation governing foreclosure is the Mortgages Act, 1972 (NRCD 96) and the Conveyancing Act, 1973 (NRCD 175). These laws outline the procedures for foreclosure, including notice requirements, redemption rights, and the sale of the property. It is important to be aware of these laws to protect your rights as a borrower.

Frequently Asked Questions:

1. What is the foreclosure process in Ghana?

The foreclosure process in Ghana typically involves the lender issuing a notice of default to the borrower, followed by a notice of intention to foreclose. If the borrower fails to cure the default, the lender can then proceed with the sale of the property through a public auction.

2. Can I stop a foreclosure in Ghana?

Yes, you can stop a foreclosure in Ghana by working with a lawyer to negotiate with the lender, explore options for loan modification or refinancing, or file a lawsuit challenging the foreclosure proceedings.

3. What are my rights as a borrower in a foreclosure in Ghana?

As a borrower in a foreclosure in Ghana, you have rights under the law, including the right to receive proper notice of the foreclosure proceedings, the right to redeem the property before the sale, and the right to challenge the foreclosure in court.

4. How long does the foreclosure process take in Ghana?

The foreclosure process in Ghana can vary depending on the circumstances, but it typically takes several months to complete. It is important to act quickly and seek legal advice if you are facing foreclosure.

5. Can I still stay in my property during the foreclosure process in Ghana?

Yes, you can stay in your property during the foreclosure process in Ghana until the sale of the property is completed and ownership is transferred to the new owner.

6. What are the consequences of foreclosure in Ghana?

The consequences of foreclosure in Ghana can vary, but they may include the loss of your property, damage to your credit score, and legal action by the lender to recover any remaining debt after the sale of the property.

7. Can I file for bankruptcy to stop a foreclosure in Ghana?

Yes, you can file for bankruptcy to stop a foreclosure in Ghana, as it will trigger an automatic stay on the foreclosure proceedings. However, it is important to seek legal advice to fully understand the implications of filing for bankruptcy.

8. What are my options if I cannot afford to pay my mortgage in Ghana?

If you cannot afford to pay your mortgage in Ghana, you may explore options such as loan modification, refinancing, or selling the property. It is important to seek legal advice to understand the best course of action for your situation.

9. Can I negotiate with my lender to avoid foreclosure in Ghana?

Yes, you can negotiate with your lender to avoid foreclosure in Ghana by discussing options for loan modification, refinancing, or repayment plans. It is important to communicate with your lender and seek legal advice to protect your rights.

10. How can a lawyer help me with foreclosure in Ghana?

A lawyer can help you with foreclosure in Ghana by guiding you through the legal process, negotiating with the lender on your behalf, exploring options to avoid foreclosure, and representing you in court if necessary. It is important to seek legal advice as soon as possible if you are facing foreclosure.

Additional Resources:

If you need legal assistance with foreclosure in Ghana, you may contact the Ghana Bar Association or the Legal Aid Commission for guidance and referrals to reputable lawyers specializing in real estate law and foreclosure proceedings.

Next Steps:

If you are facing foreclosure in Ghana, it is important to act quickly and seek legal advice to protect your rights. Contact a lawyer specializing in real estate law to discuss your options, negotiate with your lender, and explore alternatives to foreclosure. Remember, you have rights as a borrower, and a lawyer can help you navigate the legal process to achieve the best possible outcome in your situation.

Lawzana helps you find the best lawyers and law firms in Ghana through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Foreclosure, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Ghana - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.