Best Health insurance Lawyers in United States

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Fuqua Campbell, P.A.

Fuqua Campbell, P.A.

Little Rock, United States

Founded in 2000
50 people in their team
English
At Fuqua Campbell, P.A., we are committed to serving the litigation, transactional and advisory needs of individuals, businesses and government entities. We are a well-established law firm made up of talented and dedicated attorneys, paralegals and staff. We combine state-of-the-art tools with...
Cole & Moore PSC

Cole & Moore PSC

Bowling Green, United States

Founded in 1974
6 people in their team
English
COLE & MOORE LAW FIRMBowling Green KY Attorneys at LawCole & Moore, P.S.C., located in Bowling Green, Kentucky on Fountain Square and founded in 1974, is a full-service, general practice law firm whose attorneys strive for favorable resolutions to complex legal issues throughout the...
Carver, Darden, Koretzky, Tessier, Finn, Blossman & Areaux L.L.C.

Carver, Darden, Koretzky, Tessier, Finn, Blossman & Areaux L.L.C.

Covington, United States

Founded in 1994
41 people in their team
English
OUR COMMITMENTSince our founding in 1994, our guiding commitment has always been to provide clients with the highest standards of professionalism, innovative thinking and strong service. This unwavering dedication is the reason we have continued to represent many outstanding clients in the years...
Rutan & Tucker lawyers

Rutan & Tucker lawyers

Irvine, United States

Founded in 1955
500 people in their team
English
Rutan & Tucker lawyers are experienced and highly regarded experts, delivering sophisticated and superior client service and value in a wide-range of practice areas, markets and industries. Our lawyers enjoy what they do and appreciate the opportunity to help our clients achieve their goals. We...
Friday Eldredge & Clark LLP

Friday Eldredge & Clark LLP

Little Rock, United States

Founded in 1871
500 people in their team
English
FRIDAY, ELDREDGE & CLARK, LLP  is a full-service law firm representing businesses, nonprofits, healthcare organizations, government entities and individual clients in Arkansas and across the United States. The firm is the largest in Arkansas with 90 attorneys and 100 support...
Landye Bennett Blumstein LLP

Landye Bennett Blumstein LLP

Anchorage, United States

Founded in 1955
50 people in their team
English
What gives you the confidence of knowing that the lawyer you choose has what it takes to meet the challenges in your most important business, personal, and financial matters?The lawyers who’ve chosen to practice at Landye Bennett Blumstein LLP are here for a reason: they’re talented. They might...
Phillips Law Group

Phillips Law Group

Phoenix, United States

Founded in 1993
200 people in their team
English
Jeffrey Phillips is an experienced trial lawyer and founding partner of Phillips Law Group, the founder of Phillips & Associates Law Firm, and other Phillips & Associates firms. He and his firms have represented more than 155,000 consumer clients over the past 27 years in Arizona,...
Phelps Dunbar LLP.

Phelps Dunbar LLP.

Gulfport, United States

Founded in 1853
300 people in their team
English
Our health law attorneys represent hospitals, physicians, managed care organizations and other health care providers throughout the Southeast as counsel on corporate, tax and regulatory matters. We also represent our health care clientele in a variety of health care related areas, including labor...
Theodora Oringher

Theodora Oringher

Los Angeles, United States

Founded in 2000
50 people in their team
English
Since its founding, Theodora Oringher has developed into a legal powerhouse boutique. We are regularly called upon by clients as their go-to firm for sophisticated, high-stakes litigation. We also provide sound and wise counsel to businesses on transactions and operations issues. Our client roster...
Stinson LLP

Stinson LLP

Kansas City, United States

Founded in 2002
985 people in their team
English
Complex legal challenges are best approached with sharp insight and creative solutions. At Stinson, our attorneys combine industry knowledge and business acumen to deliver practical legal guidance to clients ranging from individuals to privately-held enterprises to international corporations. We...
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About Health insurance Law in United States:

Health insurance in the United States is a complex system that involves both federal and state regulations. The Affordable Care Act (ACA) is a key piece of legislation that has significantly impacted the health insurance landscape in recent years. Health insurance laws govern the rights and responsibilities of both insurers and policyholders, including coverage options, premiums, claims, and disputes.

Why You May Need a Lawyer:

There are several situations where you may require legal assistance with health insurance issues. This can include denied claims, disputes with insurers, understanding your rights under the law, and navigating the complexities of health insurance regulations. A lawyer can help you ensure that you receive the coverage and benefits you are entitled to under your policy and the law.

Local Laws Overview:

Each state has its own specific laws and regulations governing health insurance. Some states have additional protections for consumers, such as requirements for coverage of certain medical procedures or conditions. It is important to be familiar with the laws in your state to understand your rights and options when it comes to health insurance.

Frequently Asked Questions:

1. What is the Affordable Care Act (ACA) and how does it impact health insurance?

The ACA, also known as Obamacare, is a federal law that aims to make health insurance more affordable and accessible for Americans. It includes provisions such as the expansion of Medicaid, the establishment of health insurance marketplaces, and requirements for insurers to cover essential health benefits.

2. What are pre-existing conditions and how do they impact health insurance coverage?

Pre-existing conditions are medical conditions that existed before a person's health insurance coverage begins. Before the ACA, insurers could deny coverage or charge higher premiums based on pre-existing conditions. The ACA prohibits this practice, ensuring that individuals cannot be discriminated against based on their health status.

3. Can I appeal a denied health insurance claim?

Yes, you have the right to appeal a denied health insurance claim. It is important to carefully review the denial letter and understand the reason for the denial. A lawyer can help you navigate the appeals process and advocate on your behalf to ensure that you receive the coverage you are entitled to.

4. What are the different types of health insurance plans available in the US?

There are several types of health insurance plans available in the US, including HMOs, PPOs, EPOs, and high-deductible health plans (HDHPs). Each type of plan has its own benefits, costs, and coverage options. It is important to carefully review and compare plans to find the one that best meets your needs.

5. What are essential health benefits?

Essential health benefits are a set of ten categories of services that health insurance plans are required to cover under the ACA. These categories include things like preventive care, prescription drugs, mental health services, and maternity care. Insurers are required to cover these benefits in all plans sold on the health insurance marketplaces.

6. Can I buy health insurance outside of the open enrollment period?

In most cases, you can only purchase health insurance during the annual open enrollment period, which typically runs from November to December. However, certain life events, such as losing your job or getting married, may qualify you for a special enrollment period where you can sign up for coverage outside of the regular enrollment period.

7. Are there any financial assistance programs available to help with health insurance costs?

Yes, there are several financial assistance programs available to help individuals and families afford health insurance. These include premium tax credits, cost-sharing reductions, and Medicaid. Eligibility for these programs is based on factors such as income, household size, and citizenship status.

8. Can I keep my health insurance if I lose my job?

Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), you have the right to continue your employer-sponsored health insurance coverage for a limited period of time if you lose your job. However, you will be responsible for paying the full premium, which can be expensive. It is important to carefully review your options and consider alternatives, such as purchasing coverage through the health insurance marketplace.

9. What should I do if my health insurance claim is delayed or denied?

If your health insurance claim is delayed or denied, you should first contact your insurance company to understand the reason for the delay or denial. If you believe the denial is unjustified, you have the right to appeal the decision. A lawyer can help you navigate the appeals process and advocate on your behalf to ensure that you receive the coverage you are entitled to.

10. How can a lawyer help me with health insurance issues?

A lawyer can provide valuable assistance with a wide range of health insurance issues, including denied claims, disputes with insurers, understanding your rights under the law, and navigating the appeals process. A lawyer can help you ensure that you receive the coverage and benefits you are entitled to under your policy and the law.

Additional Resources:

If you need legal assistance with health insurance issues, you may consider contacting the following resources:

  • HealthCare.gov: The official health insurance marketplace website where you can compare plans and enroll in coverage.
  • State Department of Insurance: Your state's insurance department can provide information on health insurance regulations and consumer protections.
  • Legal Aid Organizations: Many legal aid organizations offer free or low-cost legal assistance to individuals with health insurance concerns.
  • Next Steps:

    If you are facing legal issues related to health insurance, it is important to seek legal assistance as soon as possible. A lawyer can help you navigate the complexities of health insurance law and ensure that your rights are protected. Contact a local attorney who specializes in health insurance law to discuss your options and determine the best course of action for your situation.

    Lawzana helps you find the best lawyers and law firms in United States through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Health insurance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in United States—quickly, securely, and without unnecessary hassle.

    Disclaimer:
    The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.