Best Insurance Defense Lawyers in United States

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Ramsden, Marfice, Ealy and De Smet, LLP
Coeur d'Alene, United States

Founded in 1994
18 people in their team
English
DECADES OF EXPERIENCEFounded in 1994 by a group of experienced litigators, our firm has grown into a well-respected regional practice with expertise in multiple areas of law. Our lawyers work as a team, using their combined education, professional experience and practical knowledge to develop...
Martino & Rossi Law Firm, P.C.
San Rafael, United States

Founded in 2017
4 people in their team
English
Martino & Rossi Law Firm, P.C. is a Marin County based personal injury practice led by Daniel Rossi and Kelly Martino. The firm handles car and truck accidents, ride sharing incidents, wrongful death, slip and fall, and other injury matters, applying focused investigations, evidence gathering, and...

Founded in 2005
100 people in their team
English
Gomez Trial Attorneys, Car Accident & Personal Injury Lawyers is a California-based litigation firm focused on representing individuals who have suffered serious injuries due to accidents or negligent conduct. The firm handles car, truck, motorcycle, premises liability, product liability and other...
The Law Firm of Rey Padron, PLLC
New York City, United States

English
The Law Firm of Rey Padron, PLLC specializes in personal injury and accident claims with a focus on car, truck, bicycle and other motor vehicle incidents. Established as a plaintiff's personal injury practice, the firm also handles property insurance claims, criminal matters and traffic defense,...

Founded in 1990
11 people in their team
English
Mark E. Seitelman Law Offices - Accident & Injury Attorneys is a New York based firm that specializes in personal injury and accident representation across New York State. The founder opened the practice in 1990 and the firm concentrates on plaintiffs' personal injury and insurance matters,...
The Law Offices of Hilda Sibrian
Houston, United States

Founded in 2004
English
The Law Offices of Hilda Sibrian, located in Houston, Texas, is a distinguished legal firm specializing in personal injury cases, including car accidents, truck accidents, and workplace injuries. Founded in 2004, the firm is led by attorney Hilda Sibrian, who brings over two decades of experience...
Bornstein & Bornstein Law Group
Oakland, United States

English
Bornstein & Bornstein Law Group serves clients throughout California with an emphasis on delivering comprehensive legal solutions in real estate law, insurance disputes, and personal injury claims. The firm's diverse team of attorneys leverages decades of experience to resolve complex legal...
Billings, United States

English
Miller Tourtlotte Law is a two-partner Montana-based law firm founded by Matt Tourtlotte and A. J. Miller. The firm concentrates on personal injury, workersโ€™ compensation, and insurance bad faith claims, serving clients across the state who have been injured or who have been wronged by insurers....
The Bruner Law Firm
Panama City, United States

Founded in 1992
15 people in their team
English
The Bruner Law Firm is a plaintiff-focused personal injury practice serving the Florida panhandle and Southeast Alabama from offices in Panama City, Fort Walton Beach, Niceville, and Santa Rosa Beach. The firm concentrates on representing people injured in motor vehicle collisions, boating and jet...
Palker Law Firm, PLLC
Edinburg, United States

Founded in 2020
30 people in their team
English
Palker Law Firm, PLLC is a Texas based litigation firm that specializes in first party insurance claims and personal injury matters. The firm represents policyholders in property damage, wind, water and hailstorm claims, and handles car and commercial truck accidents as well as wrongful death...
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About Insurance Defense Law in United States

Insurance Defense law in the United States primarily involves representing insurance companies and their policyholders. This area of law focuses on cases where the insurers are defending against claims made by policyholders or third parties. Attorneys in this field work to protect the financial interests of insurance companies by defending them against lawsuits, interpreting policy coverage, and working through claims disputes. It involves a deep understanding of contracts, torts, and civil procedure, as well as specific knowledge of the insurance industry's regulations.

Why You May Need a Lawyer

There are several common situations where legal help in Insurance Defense might be necessary:

  • Being sued for damages that may be covered by your insurance policy, where you need representation through your insurer.
  • Facing a dispute over insurance coverage, such as disagreement on policy terms or denial of a claim.
  • As an insurance company, needing representation in bad faith litigation, wherein an insured claims the company did not handle their claim properly.
  • Situations involving potential fraud detection and related investigations.
  • Handling subrogation claims, where an insurer seeks reimbursement from third parties responsible for damages.

Local Laws Overview

Insurance Defense law is influenced by both federal regulations and state-specific statutes. Several key aspects include:

  • State Regulatory Authority: Each state has its insurance commission or department that regulates insurance operations, policy approvals, and enforces consumer protection laws.
  • Bad Faith Laws: These laws set standards for the fair handling of claims and protect policyholders against unfair treatment by insurers.
  • Tort Law: This involves the legal implications of civil wrongs in Insurance Defense, often relating to personal injury claims.
  • Contract Law: Critical for understanding policy terms, exclusions, and the obligations of both insurers and policyholders.
  • No-fault Insurance Laws: Present in some states, these laws dictate how compensation is provided regardless of fault in an accident.

Frequently Asked Questions

What is the role of an Insurance Defense attorney?

An Insurance Defense attorney represents insurance companies and policyholders in lawsuits, providing defense in matters related to claims, policy disputes, and coverage issues.

When should I get legal help for an insurance claim?

Legal help should be sought if a claim is denied, partially paid, or if litigation is anticipated. Consulting with a lawyer early can protect your interests.

Does my insurance company provide my legal representation?

Usually, insurers provide legal representation for claims falling within policy coverage, but this can vary based on your policy terms and the nature of the claim.

What does 'bad faith' mean in Insurance Defense?

Bad faith refers to the insurer's improper handling of a claim, such as unjustified denial, delay, or failure to investigate, which may entitle the policyholder to damages.

How are insurance coverage disputes resolved?

Disputes can be resolved through negotiations, mediation, arbitration, or litigation, depending on the complexity and willingness of parties to settle.

What should I do if I suspect insurance fraud?

If you suspect fraud, report it to your insurance company's fraud department or contact your state's insurance regulator for guidance.

What is subrogation in the context of insurance?

Subrogation allows insurers to pursue third parties responsible for causing loss to recover costs they paid to the insured.

How do local laws affect my insurance defense case?

Local laws dictate insurance practices, define coverage standards, and influence litigation approaches, affecting how cases are defended and resolved.

Can I choose my own lawyer for insurance defense?

Typically, your insurer will select a defense attorney, but you may have input or choose your own counsel if you have potential exposure beyond policy limits.

What expenses are covered under insurance defense?

Covered expenses usually include legal fees, court costs, and settlement expenses, subject to the terms of your insurance policy.

Additional Resources

Several useful resources and organizations can provide additional support and information about Insurance Defense:

  • National Association of Insurance Commissioners (NAIC)
  • American Bar Association's Tort Trial and Insurance Practice Section
  • Your stateโ€™s Department of Insurance
  • The Insurance Information Institute (III)
  • United Policyholders organization

Next Steps

If you need legal assistance in Insurance Defense, consider the following steps:

  • Determine the specifics of your situation and gather all relevant documents, such as insurance policies and correspondence.
  • Contact your insurance company to understand your coverage and their role in providing legal defense.
  • Consult with an Insurance Defense attorney to get advice tailored to your circumstances.
  • Stay informed about your rights and obligations as a policyholder or insurance provider.

Professional legal advice can help you navigate the complexities of Insurance Defense effectively.

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Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

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