Best Insurance Defense Lawyers in United States

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Golden Law Office, PLLC
Lexington, United States

Founded in 2001
10 people in their team
English
Golden Law Office, PLLC is a Lexington, Kentucky based firm of local, experienced personal injury trial lawyers with a proven record of results. The team has secured million dollar verdicts and multi-million dollar settlements for clients in car accidents, truck accidents, nursing home abuse,...

Founded in 1993
350 people in their team
English
Monge & Associates Injury and Accident Attorneys traces its roots to 1993, when a single office began a mission to help individuals understand their legal rights after harm. Since then the firm has concentrated on representing injury victims and has built a large nationwide team dedicated to...

English
Stanley Law Offices is a regional personal injury and workers compensation firm focused on obtaining full recovery for people harmed by accidents, negligent care or workplace injuries. The firm handles complex motor vehicle collisions, construction site accidents, premises liability matters and...

Founded in 1997
50 people in their team
English
McIntyre, Donohue, Accardi, Salmonson, & Riordan, LLP is a New York law firm focused on representing injured and disabled workers across Long Island and New York City. The firm concentrates its practice on workers' compensation, Social Security disability benefits, municipal disability pensions,...
Bull Attorneys
Wichita, United States

Founded in 1983
English
Bull Attorneys is a Wichita-based personal injury law firm founded in 1983 that concentrates on high-value motor vehicle and trucking litigation across Kansas and the Midwest. The firm emphasizes complex commercial motor vehicle matters and catastrophic-injury claims, building cases that address...
Ghitterman, Ghitterman & Feld
Bakersfield, United States

Founded in 1956
30 people in their team
English
Ghitterman, Ghitterman & Feld is a California law firm with a long-established focus on representing injured and disabled workers. The firm emphasizes workers' compensation, social security and disability, personal injury, and employment law matters, and operates multiple offices across the state...
Finley Law
Des Moines, United States

Founded in 2011
23 people in their team
English
Our FirmDecades of successful representation and counseling.We pride ourselves on our long-standing and enduring connection to Iowaโ€™s business and health care communities.Our practice involves all aspects of representation and counseling. Several of our lawyers specialize in defending...
Pandit Law
New Orleans, United States

Founded in 2014
21 people in their team
English
Pandit Law is a specialized property damage law firm serving homeowners and business owners across Louisiana and Texas, led by Rajan Pandit. The firm concentrates exclusively on first party property damage claims and insurance coverage matters, delivering focused expertise in hurricane, flood,...
Johnson Law Group
Houston, United States

Founded in 1998
English
Johnson Law Group, headquartered in Houston, Texas, is a distinguished law firm with over 25 years of experience in civil litigation. The firm specializes in mass torts, wrongful death, personal injury, and product liability cases. Additionally, they offer expert counsel in pharmaceutical...
Joseph Pluta Attorney At Law
Bakersfield, United States

Founded in 1978
2 people in their team
English
The Law Office of Joseph Pluta, doing business as Joseph Pluta Attorney At Law, is a Bakersfield, California based practice specializing in workers' compensation, Social Security Disability, and personal injury matters. Led by Principal Attorney Joseph Pluta, the firm leverages decades of...
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About Insurance Defense Law in United States

Insurance Defense law in the United States primarily involves representing insurance companies and their policyholders. This area of law focuses on cases where the insurers are defending against claims made by policyholders or third parties. Attorneys in this field work to protect the financial interests of insurance companies by defending them against lawsuits, interpreting policy coverage, and working through claims disputes. It involves a deep understanding of contracts, torts, and civil procedure, as well as specific knowledge of the insurance industry's regulations.

Why You May Need a Lawyer

There are several common situations where legal help in Insurance Defense might be necessary:

  • Being sued for damages that may be covered by your insurance policy, where you need representation through your insurer.
  • Facing a dispute over insurance coverage, such as disagreement on policy terms or denial of a claim.
  • As an insurance company, needing representation in bad faith litigation, wherein an insured claims the company did not handle their claim properly.
  • Situations involving potential fraud detection and related investigations.
  • Handling subrogation claims, where an insurer seeks reimbursement from third parties responsible for damages.

Local Laws Overview

Insurance Defense law is influenced by both federal regulations and state-specific statutes. Several key aspects include:

  • State Regulatory Authority: Each state has its insurance commission or department that regulates insurance operations, policy approvals, and enforces consumer protection laws.
  • Bad Faith Laws: These laws set standards for the fair handling of claims and protect policyholders against unfair treatment by insurers.
  • Tort Law: This involves the legal implications of civil wrongs in Insurance Defense, often relating to personal injury claims.
  • Contract Law: Critical for understanding policy terms, exclusions, and the obligations of both insurers and policyholders.
  • No-fault Insurance Laws: Present in some states, these laws dictate how compensation is provided regardless of fault in an accident.

Frequently Asked Questions

What is the role of an Insurance Defense attorney?

An Insurance Defense attorney represents insurance companies and policyholders in lawsuits, providing defense in matters related to claims, policy disputes, and coverage issues.

When should I get legal help for an insurance claim?

Legal help should be sought if a claim is denied, partially paid, or if litigation is anticipated. Consulting with a lawyer early can protect your interests.

Does my insurance company provide my legal representation?

Usually, insurers provide legal representation for claims falling within policy coverage, but this can vary based on your policy terms and the nature of the claim.

What does 'bad faith' mean in Insurance Defense?

Bad faith refers to the insurer's improper handling of a claim, such as unjustified denial, delay, or failure to investigate, which may entitle the policyholder to damages.

How are insurance coverage disputes resolved?

Disputes can be resolved through negotiations, mediation, arbitration, or litigation, depending on the complexity and willingness of parties to settle.

What should I do if I suspect insurance fraud?

If you suspect fraud, report it to your insurance company's fraud department or contact your state's insurance regulator for guidance.

What is subrogation in the context of insurance?

Subrogation allows insurers to pursue third parties responsible for causing loss to recover costs they paid to the insured.

How do local laws affect my insurance defense case?

Local laws dictate insurance practices, define coverage standards, and influence litigation approaches, affecting how cases are defended and resolved.

Can I choose my own lawyer for insurance defense?

Typically, your insurer will select a defense attorney, but you may have input or choose your own counsel if you have potential exposure beyond policy limits.

What expenses are covered under insurance defense?

Covered expenses usually include legal fees, court costs, and settlement expenses, subject to the terms of your insurance policy.

Additional Resources

Several useful resources and organizations can provide additional support and information about Insurance Defense:

  • National Association of Insurance Commissioners (NAIC)
  • American Bar Association's Tort Trial and Insurance Practice Section
  • Your stateโ€™s Department of Insurance
  • The Insurance Information Institute (III)
  • United Policyholders organization

Next Steps

If you need legal assistance in Insurance Defense, consider the following steps:

  • Determine the specifics of your situation and gather all relevant documents, such as insurance policies and correspondence.
  • Contact your insurance company to understand your coverage and their role in providing legal defense.
  • Consult with an Insurance Defense attorney to get advice tailored to your circumstances.
  • Stay informed about your rights and obligations as a policyholder or insurance provider.

Professional legal advice can help you navigate the complexities of Insurance Defense effectively.

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Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

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Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

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