Best Insurance Defense Lawyers in United States

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Or refine your search by selecting a city:

Phillips Law Group
Phoenix, United States

Founded in 1993
200 people in their team
English
Jeffrey Phillips is an experienced trial lawyer and founding partner of Phillips Law Group, the founder of Phillips & Associates Law Firm, and other Phillips & Associates firms. He and his firms have represented more than 155,000 consumer clients over the past 27 years in Arizona,...
Raphaelson & Levine Law Firm, P.C.
New York City, United States

Founded in 1992
20 people in their team
English
Raphaelson & Levine Law Firm, P.C. is a New York City personal injury firm founded in 1992 that concentrates on representing plaintiffs who have suffered serious injuries. The firm handles a broad array of injury matters, including motor vehicle collisions, construction-site accidents, mass transit...
Kohn Law Firm
Milwaukee, United States

Founded in 1960
125 people in their team
English
Kohn Law Firm S.C. is a Milwaukee-based collections and creditor representation firm with more than 60 years of experience representing financial institutions, creditors, municipalities and insurance companies. The firm handles high-volume collection, subrogation and litigation matters and is...
Aronfeld Trial Lawyers
Miami, United States

Founded in 1991
10 people in their team
English
Aronfeld Trial Lawyers is a nationally recognized Florida personal injury firm founded in 1991 by Spencer Aronfeld, a Board Certified Civil Trial Lawyer. The firm represents individuals against major corporations, cruise lines, doctors, hospitals and insurance companies in complex injury matters,...
U.S. LawShield
Houston, United States

Founded in 2009
English
U.S. LawShield is a Houston based provider of Legal Defense for Self Defense, focused on empowering responsible self defenders through education and rapid access to experienced attorneys. The company was established in 2009 by Darren Rice and has grown into a national program with coverage across...
Scott & Wallace, LLP
Tallahassee, United States

Founded in 2010
English
Scott & Wallace, LLP is a trial-focused personal injury firm based in Tallahassee with additional offices serving North Florida and southwest Georgia. The firm concentrates on serious-accident matters including motor-vehicle collisions, trucking collisions, wrongful death, and workers compensation,...
Sweet James Accident Attorneys
Newport Beach, United States

English
Sweet James Accident Attorneys stands as a premier law firm in California, recognized for its deep expertise in personal injury law and insurance claims. The firm's experienced attorneys have successfully represented thousands of clients, handling cases involving car accidents, motorcycle...
Tomassian Pimentel & Shapazian
Fresno, United States

Founded in 1992
23 people in their team
English
Tomassian, Pimentel & Shapazian is a Fresno based law firm with a deep specialization in personal injury and workers' compensation claims. Founded in 1992 by three litigation lawyers with strong ties to the Central California community, the firm represents injured clients across Fresno, Madera,...
Southfield, United States

Founded in 1999
1 person in their team
English
Law Offices of Ezra N. Goldman, P.C., based in Southfield, Michigan, serves clients across the Metro Detroit area with a focus on personal injury, civil litigation and criminal defense. Ezra Goldman has practiced since 1993, representing individuals and small businesses who feel overwhelmed by the...
The Bruner Law Firm
Panama City, United States

Founded in 1992
15 people in their team
English
The Bruner Law Firm is a plaintiff-focused personal injury practice serving the Florida panhandle and Southeast Alabama from offices in Panama City, Fort Walton Beach, Niceville, and Santa Rosa Beach. The firm concentrates on representing people injured in motor vehicle collisions, boating and jet...
AS SEEN ON

About Insurance Defense Law in United States

Insurance Defense law in the United States primarily involves representing insurance companies and their policyholders. This area of law focuses on cases where the insurers are defending against claims made by policyholders or third parties. Attorneys in this field work to protect the financial interests of insurance companies by defending them against lawsuits, interpreting policy coverage, and working through claims disputes. It involves a deep understanding of contracts, torts, and civil procedure, as well as specific knowledge of the insurance industry's regulations.

Why You May Need a Lawyer

There are several common situations where legal help in Insurance Defense might be necessary:

  • Being sued for damages that may be covered by your insurance policy, where you need representation through your insurer.
  • Facing a dispute over insurance coverage, such as disagreement on policy terms or denial of a claim.
  • As an insurance company, needing representation in bad faith litigation, wherein an insured claims the company did not handle their claim properly.
  • Situations involving potential fraud detection and related investigations.
  • Handling subrogation claims, where an insurer seeks reimbursement from third parties responsible for damages.

Local Laws Overview

Insurance Defense law is influenced by both federal regulations and state-specific statutes. Several key aspects include:

  • State Regulatory Authority: Each state has its insurance commission or department that regulates insurance operations, policy approvals, and enforces consumer protection laws.
  • Bad Faith Laws: These laws set standards for the fair handling of claims and protect policyholders against unfair treatment by insurers.
  • Tort Law: This involves the legal implications of civil wrongs in Insurance Defense, often relating to personal injury claims.
  • Contract Law: Critical for understanding policy terms, exclusions, and the obligations of both insurers and policyholders.
  • No-fault Insurance Laws: Present in some states, these laws dictate how compensation is provided regardless of fault in an accident.

Frequently Asked Questions

What is the role of an Insurance Defense attorney?

An Insurance Defense attorney represents insurance companies and policyholders in lawsuits, providing defense in matters related to claims, policy disputes, and coverage issues.

When should I get legal help for an insurance claim?

Legal help should be sought if a claim is denied, partially paid, or if litigation is anticipated. Consulting with a lawyer early can protect your interests.

Does my insurance company provide my legal representation?

Usually, insurers provide legal representation for claims falling within policy coverage, but this can vary based on your policy terms and the nature of the claim.

What does 'bad faith' mean in Insurance Defense?

Bad faith refers to the insurer's improper handling of a claim, such as unjustified denial, delay, or failure to investigate, which may entitle the policyholder to damages.

How are insurance coverage disputes resolved?

Disputes can be resolved through negotiations, mediation, arbitration, or litigation, depending on the complexity and willingness of parties to settle.

What should I do if I suspect insurance fraud?

If you suspect fraud, report it to your insurance company's fraud department or contact your state's insurance regulator for guidance.

What is subrogation in the context of insurance?

Subrogation allows insurers to pursue third parties responsible for causing loss to recover costs they paid to the insured.

How do local laws affect my insurance defense case?

Local laws dictate insurance practices, define coverage standards, and influence litigation approaches, affecting how cases are defended and resolved.

Can I choose my own lawyer for insurance defense?

Typically, your insurer will select a defense attorney, but you may have input or choose your own counsel if you have potential exposure beyond policy limits.

What expenses are covered under insurance defense?

Covered expenses usually include legal fees, court costs, and settlement expenses, subject to the terms of your insurance policy.

Additional Resources

Several useful resources and organizations can provide additional support and information about Insurance Defense:

  • National Association of Insurance Commissioners (NAIC)
  • American Bar Association's Tort Trial and Insurance Practice Section
  • Your stateโ€™s Department of Insurance
  • The Insurance Information Institute (III)
  • United Policyholders organization

Next Steps

If you need legal assistance in Insurance Defense, consider the following steps:

  • Determine the specifics of your situation and gather all relevant documents, such as insurance policies and correspondence.
  • Contact your insurance company to understand your coverage and their role in providing legal defense.
  • Consult with an Insurance Defense attorney to get advice tailored to your circumstances.
  • Stay informed about your rights and obligations as a policyholder or insurance provider.

Professional legal advice can help you navigate the complexities of Insurance Defense effectively.

Lawzana helps you find the best lawyers and law firms in United States through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Insurance Defense, experience, and client feedback.

Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

Get a quote from top-rated law firms in United States โ€” quickly, securely, and without unnecessary hassle.

Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.