Best Insurance Defense Lawyers in United States

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Phillips Law Group
Phoenix, United States

Founded in 1993
200 people in their team
English
Jeffrey Phillips is an experienced trial lawyer and founding partner of Phillips Law Group, the founder of Phillips & Associates Law Firm, and other Phillips & Associates firms. He and his firms have represented more than 155,000 consumer clients over the past 27 years in Arizona,...
Stabit Advocates
New York City, United States

Founded in 2000
173 people in their team
English
Spanish
Stabit Advocates LLP (https://www.stabitadvocates.com) is one of the top law firms in the world and stands as a beacon of legal excellence, recognized as one of the top law firms in East Africa, Africa and Globally with over 75 practice areas. Our firm is synonymous with top-tier legal expertise,...
Paul Benson Law Firm
Janesville, United States

English
Paul Benson Law Firm, based in Janesville, Wisconsin, concentrates on personal injury litigation and represents clients in car crashes, premises liability, nursing home neglect, dog bites and other injury claims. The firm emphasizes swift client contact and accessibility, with a 24 hour response...

English
Minner Vines Injury Lawyers, PLLC - Lexington Office focuses on representing individuals who have sustained serious injuries. The Lexington team concentrates on personal injury matters including motor vehicle collisions, trucking incidents, premises liability, medical malpractice and catastrophic...

Founded in 2009
14 people in their team
English
The Eberst Law Firm PA specializes in car accidents and other personal injury matters across Florida, offering dedicated representation in Stuart, Gainesville, and Daytona Beach. The firm emphasizes aggressive advocacy for injured clients, with a team of trial oriented attorneys who pursue maximum...
Roxborough, Pomerance, Nye & Adreani, LLP
Woodland Hills, United States

Founded in 1996
50 people in their team
English
Just the facts-Founded in 1996, RPNA is a boutique law firm dedicated to providing businesses with a broad range of legal services. RPNA advises clients through out California with offices in Woodland Hills, Los Angeles, and Sacramento.Our attorneys are the authorities in business law-RPNA...

English
Stanley Law Offices is a regional personal injury and workers compensation firm focused on obtaining full recovery for people harmed by accidents, negligent care or workplace injuries. The firm handles complex motor vehicle collisions, construction site accidents, premises liability matters and...
Adley Law Firm
Houston, United States

Founded in 1996
3 people in their team
English
Adley Law Firm is a Houston-based personal injury practice that represents accident victims across Texas. The firm focuses on serious injury matters including motor vehicle collisions, commercial truck crashes, catastrophic injuries, premises liability, and wrongful death, and its team includes...
Mike Morse Injury Law Firm
Southfield, United States

English
Based in Southfield, Michigan, Mike Morse Injury Law Firm advocates for people hurt in crashes and other preventable incidents. The team concentrates on personal injury and related insurance matters, handling claims arising from car, truck, and motorcycle collisions, pedestrian injuries, premises...

Founded in 2005
English
Rosensteel Fleishman Car Accident & Injury Lawyers is a Charlotte based personal injury firm that has represented clients across North Carolina since 2005. Led by attorneys Corey G. Rosensteel and Matthew Fleishman, the firm concentrates on car and truck crashes, motorcycle accidents, wrongful...
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About Insurance Defense Law in United States

Insurance Defense law in the United States primarily involves representing insurance companies and their policyholders. This area of law focuses on cases where the insurers are defending against claims made by policyholders or third parties. Attorneys in this field work to protect the financial interests of insurance companies by defending them against lawsuits, interpreting policy coverage, and working through claims disputes. It involves a deep understanding of contracts, torts, and civil procedure, as well as specific knowledge of the insurance industry's regulations.

Why You May Need a Lawyer

There are several common situations where legal help in Insurance Defense might be necessary:

  • Being sued for damages that may be covered by your insurance policy, where you need representation through your insurer.
  • Facing a dispute over insurance coverage, such as disagreement on policy terms or denial of a claim.
  • As an insurance company, needing representation in bad faith litigation, wherein an insured claims the company did not handle their claim properly.
  • Situations involving potential fraud detection and related investigations.
  • Handling subrogation claims, where an insurer seeks reimbursement from third parties responsible for damages.

Local Laws Overview

Insurance Defense law is influenced by both federal regulations and state-specific statutes. Several key aspects include:

  • State Regulatory Authority: Each state has its insurance commission or department that regulates insurance operations, policy approvals, and enforces consumer protection laws.
  • Bad Faith Laws: These laws set standards for the fair handling of claims and protect policyholders against unfair treatment by insurers.
  • Tort Law: This involves the legal implications of civil wrongs in Insurance Defense, often relating to personal injury claims.
  • Contract Law: Critical for understanding policy terms, exclusions, and the obligations of both insurers and policyholders.
  • No-fault Insurance Laws: Present in some states, these laws dictate how compensation is provided regardless of fault in an accident.

Frequently Asked Questions

What is the role of an Insurance Defense attorney?

An Insurance Defense attorney represents insurance companies and policyholders in lawsuits, providing defense in matters related to claims, policy disputes, and coverage issues.

When should I get legal help for an insurance claim?

Legal help should be sought if a claim is denied, partially paid, or if litigation is anticipated. Consulting with a lawyer early can protect your interests.

Does my insurance company provide my legal representation?

Usually, insurers provide legal representation for claims falling within policy coverage, but this can vary based on your policy terms and the nature of the claim.

What does 'bad faith' mean in Insurance Defense?

Bad faith refers to the insurer's improper handling of a claim, such as unjustified denial, delay, or failure to investigate, which may entitle the policyholder to damages.

How are insurance coverage disputes resolved?

Disputes can be resolved through negotiations, mediation, arbitration, or litigation, depending on the complexity and willingness of parties to settle.

What should I do if I suspect insurance fraud?

If you suspect fraud, report it to your insurance company's fraud department or contact your state's insurance regulator for guidance.

What is subrogation in the context of insurance?

Subrogation allows insurers to pursue third parties responsible for causing loss to recover costs they paid to the insured.

How do local laws affect my insurance defense case?

Local laws dictate insurance practices, define coverage standards, and influence litigation approaches, affecting how cases are defended and resolved.

Can I choose my own lawyer for insurance defense?

Typically, your insurer will select a defense attorney, but you may have input or choose your own counsel if you have potential exposure beyond policy limits.

What expenses are covered under insurance defense?

Covered expenses usually include legal fees, court costs, and settlement expenses, subject to the terms of your insurance policy.

Additional Resources

Several useful resources and organizations can provide additional support and information about Insurance Defense:

  • National Association of Insurance Commissioners (NAIC)
  • American Bar Association's Tort Trial and Insurance Practice Section
  • Your stateโ€™s Department of Insurance
  • The Insurance Information Institute (III)
  • United Policyholders organization

Next Steps

If you need legal assistance in Insurance Defense, consider the following steps:

  • Determine the specifics of your situation and gather all relevant documents, such as insurance policies and correspondence.
  • Contact your insurance company to understand your coverage and their role in providing legal defense.
  • Consult with an Insurance Defense attorney to get advice tailored to your circumstances.
  • Stay informed about your rights and obligations as a policyholder or insurance provider.

Professional legal advice can help you navigate the complexities of Insurance Defense effectively.

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Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

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Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

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