Best Retirement Lawyers in Luxembourg

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Rukavina Alain
Luxembourg, Luxembourg

Founded in 1981
5 people in their team
English
Rukavina Avocats is an independent Luxembourg law firm specializing in commercial litigation, corporate and property law. Its client base includes public and private institutions, local and international companies as well as individuals. The firm's human scale enables a personalised service...
Bonn & Schmitt
Luxembourg, Luxembourg

Founded in 2000
50 people in their team
Luxembourgish
German
French
English
Who we areBonn & Schmitt is one of the leading independent Luxembourg full-service law firms with an extensive international practice.The firm’s attorneys are experienced practitioners in the Luxembourg legal environment and represent a broad spectrum of expertise that allows them to deliver...

Founded in 2024
4 people in their team
English
EURAALEX Law Firm is a boutique Luxembourg practice that focuses on cross-border matters across Europe, Asia and Africa. Founded in 2024 by Jackye Elombo and Shaohui Zhang, the firm combines dispute resolution strengths with corporate and employment law advisory to help Luxembourg entities and...

Founded in 2021
English
ID AVOCAT, located at 54 Route de Luxembourg in Pétange, Luxembourg, offers comprehensive legal services with a focus on family law, employment law, and road traffic law. The firm is led by Maître Deme, who holds a Master's degree in private law from the University of Lorraine and has been...
Guerisse Avocats
Differdange, Luxembourg

English
Guerisse Avocats, located in Differdange, Luxembourg, offers a comprehensive range of legal services, including civil law, family law, insurance law, and labor relations. Led by Maître Stéphanie Guérisse, who has been a member of the Luxembourg Bar since 2000, the firm provides expert advice and...
Sanem, Luxembourg

Founded in 2006
15 people in their team
English
Jugendtreff Saba Asbl is a Luxembourg based youth organization that operates as a network of youth clubs and centers. It provides safe, welcoming spaces for young people to meet, learn, and participate in socio-educational activities across multiple locations, including Dippech in Schouweiler,...
B&F Avocats
Luxembourg, Luxembourg

6 people in their team
English
B&F Avocats is an independent Luxembourg law firm focused on high-stakes commercial litigation and international arbitration. The firm handles complex civil and business disputes with cross-border elements, offering representation before domestic courts, appellate instances and arbitral tribunals...
Luxembourg, Luxembourg

Founded in 2022
English
Established in January 2022, Brouxel & Rabia Luxembourg Law Firm has rapidly become a prominent full-service business law firm. Founded by seasoned partners François Brouxel and Samia Rabia, the firm offers extensive expertise in corporate law, mergers and acquisitions, investment funds, tax...
Erpelding Claudine
Luxembourg, Luxembourg

Founded in 1994
5 people in their team
English
Claudine Erpelding is a Luxembourg Avocat a la Cour with more than thirty years of experience practicing at the Luxembourg Bar. Her core areas include family law, with emphasis on divorces, minor guardianship and youth protection, as well as civil and commercial litigation and regular involvement...
Luxembourg, Luxembourg

English
MEYNIOGLU LAW, based in Luxembourg, is recognized for its comprehensive expertise across diverse legal disciplines, including labor relations, bankruptcy, criminal justice, general practice, and taxation. The firm’s attorneys are well-versed in national and European regulations, ensuring that...
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About Retirement Law in Luxembourg

Retirement in Luxembourg is governed by a comprehensive legal framework designed to ensure financial security for individuals in their later years. The system is primarily structured around a public pension scheme, which is mandatory for all employees and the self-employed. Luxembourg's retirement law is characterized by a contributory scheme where the benefits depend on the contributions made during an individual's working life. The legal retirement age is 65, although early retirement is possible under certain conditions. Additionally, Luxembourg offers supplementary pension schemes, sometimes organized by employers, along with private pension plans.

Why You May Need a Lawyer

There are several situations where legal assistance might be necessary when dealing with retirement-related matters in Luxembourg:

  • Disputes over pension entitlements or contribution amounts.
  • Understanding and navigating complex rules regarding early retirement.
  • Advice on supplementary pension plans offered by employers.
  • Legal guidance on cross-border retirement situations for expatriates.
  • Assistance with private pension plans and ensuring compliance with local laws.

Local Laws Overview

The key aspects of Luxembourg's retirement laws encompass several major components:

  • The legal retirement age is set at 65, with provisions for early retirement starting at age 57 under certain conditions such as long-term unemployment or health issues.
  • Public pensions are funded by contributions from employers, employees, and the state, with the current contribution rate being a significant factor in pension value.
  • Supplementary pension schemes can be set up by employers and are subject to different regulations regarding contributions and benefits.
  • Pension rights are fully transferable within the EU, thanks to Luxembourg’s compliance with European Union regulations.
  • Taxation rules apply to pensions, and legal advice can help optimize tax obligations related to retirement income.

Frequently Asked Questions

What is the legal retirement age in Luxembourg?

The legal retirement age in Luxembourg is 65 years. However, early retirement options are available starting at age 57, subject to specific conditions.

How are pensions funded in Luxembourg?

Pensions are funded through a tripartite system involving contributions from employers, employees, and the state.

Can I continue working after starting to receive my pension?

Yes, you can continue working while receiving a pension, but your total income may be subject to specific taxation rules and thresholds.

What are supplementary pension schemes?

Supplementary pension schemes are additional retirement savings plans that employers may offer to their employees, which work alongside the public pension system.

Can expatriates benefit from the Luxembourg public pension system?

Yes, expatriates can benefit from the system, and pension rights are transferable within the European Union.

How is the pension amount determined?

The pension amount is based on the individual’s contribution history, salary, and the total number of years worked.

Are pensions taxed in Luxembourg?

Yes, pensions are subject to income tax in Luxembourg, although provisions may exist to reduce the overall tax burden.

What happens if there are contribution gaps during my working life?

Contribution gaps may affect the pension amount you receive, but certain legal provisions exist to mitigate the impact, depending on the reason for the gap.

Is it possible to transfer my pension benefits to another EU country?

Yes, Luxembourg allows for the transfer of pension rights within the EU, ensuring continued pension accrual even when working in different member states.

Can legal action be taken in case of pension disputes?

Yes, individuals can seek legal recourse in case of pension disputes, and consulting a lawyer specialized in retirement law is advisable in such cases.

Additional Resources

For those seeking further information on retirement in Luxembourg, consider exploring the following resources:

  • Caisse Nationale d’Assurance Pension (CNAP) - The national pension insurance institution in Luxembourg.
  • Luxembourg Tax Administration for information regarding taxation and pensions.
  • European Commission's information on pension rights and transferability within the EU.

Next Steps

If you require legal assistance regarding retirement in Luxembourg, consider the following steps:

  • Consult with a lawyer specialized in Luxembourg’s retirement and pension laws to understand your rights and obligations.
  • Review your employment contracts and pension plans to identify any areas of concern or potential legal issues.
  • Contact relevant authorities or organizations for clarification on specific legal aspects or to obtain any necessary documents.

Taking these actions will help you navigate the complexities of retirement laws in Luxembourg and ensure a secure retirement process.

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Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

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Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.