Best Mortgage Lawyers in Accra

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Austen Legal Consult
Accra, Ghana

Founded in 2000
50 people in their team
English
Austen Legal Consult Is A Fast Growing Law Firm In Ghana.We are targeted at existing and emerging local and international areas of practice. We are dedicated to providing quality, strategic, and solution-based legal services combined with tailored services to deliver results to clients, whether...
ZOE, AKYEA & CO.
Accra, Ghana

Founded in 2002
15 people in their team
English
Zoe, Akyea & Co. is a pioneering, long-established, and highly regarded Law Firm that provides full-service advice to its clients. We are a forward-thinking Law Firm known for first-class representation, integrity, and professionalism. These values form the foundational substratum that...
Totoe Legal Service
Accra, Ghana

Founded in 1981
50 people in their team
English
TOTOE LEGAL SERVICE was established in 1981 by the late Thomas Asamoah Totoe, Esq after over 25 years in active private practice with other partners.Over the years the firm has gone through various changes to reshape it to suit modern - day best practice in the legal profession.  The firm...
MacCarthy & Associates
Accra, Ghana

Founded in 2000
50 people in their team
English
ABOUT MACCARTHY & ASSOCIATESA bespoke law firm that is made up of dynamic innovators who combine a deep understanding of the technical rudiments of our law with a unique ability to adjust to the shifting tides of our legal system.WELCOMEMacCarthy and Associates is an Accra-based law firm that...
Kulendi
Accra, Ghana

Founded in 2002
50 people in their team
English
HistoryKulendi @Law was incorporated in July 2002 to provide legal services particularly in commercial and litigation practice. The firm since its inception has carved a niche for itself in respect of being a leader in commercial litigation. We have considerable capabilities in banking and finance,...

Founded in 2014
50 people in their team
English
Senet Corporate Solicitors is a reputable corporate law firm in Ghana set up to offer corporate clients with proactive, practical and prudent legal advisory services which cuts across the spectrum of our clients’ critical business and legal issues. Senet is well positioned to offer services to...
Ark Legal Consult
Accra, Ghana

Founded in 2005
50 people in their team
English
We have Lawyers and Paralegals who have rich and relative long-term experience in corporate practice and the legal practice and Ghana and abroad.We focus on business entities and individual high network clients on Corporate Investments & Compliance and Commercial legal services relating to...
K-Archy & Company
Accra, Ghana

Founded in 2000
50 people in their team
English
K-Archy & Company comprises of legal practitioners of the highest repute. Our expertise in legal representation covers a broad range of areas including: corporate and securities, environmental and health law, administrative and labour law, tax, immigration, human rights, property, commercial...

Founded in 1990
200 people in their team
English
Bentsi-Enchill, Letsa & Ankomah was founded in 1990 with the mission to provide our clients with excellent market-leading legal services. Over the years, we have built a reputation for our extensive knowledge and experience  from working on the most complex transactions and disputes for...
ENS

ENS

Accra, Ghana

Founded in 2000
5,000 people in their team
English
With over 600 specialist practitioners, ENS is Africa’s largest law firm and has the capacity to deliver on your business requirements across all major industries and the African continent. We are able to leverage our resources to deliver legal solutions that suit your pricing preferences and...
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About Mortgage Law in Accra, Ghana:

Mortgage law in Accra, Ghana governs the legal framework surrounding property financing and ownership. It provides guidelines on obtaining a mortgage, the rights and responsibilities of borrowers and lenders, foreclosure proceedings, and legal remedies available to parties involved in mortgage transactions.

Why You May Need a Lawyer:

You may need a lawyer specialized in mortgage law in Accra, Ghana for various reasons, including negotiating mortgage terms, reviewing loan agreements, resolving disputes with lenders, defending against foreclosure actions, and seeking legal remedies for mortgage-related issues such as fraud or misrepresentation.

Local Laws Overview:

Key aspects of mortgage law in Accra, Ghana include the Mortgage Act of 1972, which regulates the creation, transfer, and enforcement of mortgages. The law provides for the registration of mortgages, rights of both borrowers and lenders, foreclosure procedures, and remedies available to parties in case of default.

Frequently Asked Questions:

1. What is a mortgage?

A mortgage is a legal agreement whereby a borrower pledges real property as collateral to secure a loan from a lender. The lender holds the property as security until the loan is repaid in full.

2. How do I obtain a mortgage in Accra, Ghana?

To obtain a mortgage in Accra, Ghana, you need to apply to a financial institution or lender, provide necessary documentation, undergo credit checks, and meet the lender's eligibility criteria.

3. What are the rights of borrowers in a mortgage transaction?

Borrowers have the right to know all terms and conditions of the mortgage agreement, receive a breakdown of costs and fees, access loan documents, and seek legal advice before signing any agreements.

4. What are the responsibilities of lenders in a mortgage transaction?

Lenders are responsible for disclosing all terms and conditions of the loan, providing borrowers with accurate information, following legal procedures for foreclosure actions, and acting in good faith throughout the mortgage process.

5. What are the consequences of defaulting on a mortgage in Accra, Ghana?

If a borrower defaults on a mortgage in Accra, Ghana, the lender may initiate foreclosure proceedings, leading to the sale of the property to recover the outstanding debt. Borrowers may also face legal action and damage to their credit rating.

6. Can I challenge a foreclosure action in court?

Yes, you can challenge a foreclosure action in court by seeking legal representation, presenting evidence to dispute the lender's claims, and asserting your rights under mortgage law in Accra, Ghana.

7. What legal remedies are available to borrowers in mortgage disputes?

Borrowers in mortgage disputes may seek legal remedies such as injunctions to stop foreclosure actions, damages for breach of contract, rescission of the mortgage agreement, or specific performance to enforce lender obligations.

8. How can a lawyer help me with my mortgage issues?

A lawyer specializing in mortgage law in Accra, Ghana can provide legal advice, negotiate with lenders on your behalf, represent you in court proceedings, review and draft legal documents, and protect your rights throughout the mortgage process.

9. What are the costs associated with hiring a lawyer for mortgage issues?

The costs of hiring a lawyer for mortgage issues in Accra, Ghana may vary depending on the complexity of the case, the attorney's experience and expertise, the legal services required, and any additional expenses such as court fees or expert witnesses.

10. Where can I find reputable legal assistance for mortgage issues in Accra, Ghana?

You can find reputable legal assistance for mortgage issues in Accra, Ghana by contacting law firms specializing in property law, consulting with the Ghana Bar Association, seeking referrals from trusted sources, or researching online directories of legal professionals.

Additional Resources:

For further information on mortgage law in Accra, Ghana, you can visit the Bank of Ghana's website, consult the Land Title Registration Division, contact the Ghana Association of Bankers, or seek guidance from the Legal Aid Commission.

Next Steps:

If you require legal assistance with mortgage issues in Accra, Ghana, consider contacting a lawyer specializing in property law, scheduling a consultation to discuss your case, presenting relevant documents and evidence, and following the advice and guidance provided by your legal representative throughout the process.

Lawzana helps you find the best lawyers and law firms in Accra through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Accra, Ghana - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.