Best Mortgage Lawyers in Accra

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ABM Attorneys at Law
Accra, Ghana

Founded in 2000
50 people in their team
English
Amorin, Boateng & Mensah (ABM) was formed by three young, distinguished and aggressive lawyers trained in the United Kingdom and the United States.Convinced that Ghana is truly the ultimate emerging economy, these brilliant attorneys strive not only to provide the best legal representation but...
MacCarthy & Associates
Accra, Ghana

Founded in 2000
50 people in their team
English
ABOUT MACCARTHY & ASSOCIATESA bespoke law firm that is made up of dynamic innovators who combine a deep understanding of the technical rudiments of our law with a unique ability to adjust to the shifting tides of our legal system.WELCOMEMacCarthy and Associates is an Accra-based law firm that...
CQ Legal
Accra, Ghana

Founded in 2013
50 people in their team
English
CQ Legalis a boutique law firm based in Accra, Ghana that serves the needs of a broad range of corporate and unincorporated institutions and individuals. We pride ourselves on our excellent personalized service and extensive understanding of the legal systems, cultures, economic and regulatory...

Founded in 2015
50 people in their team
English
OUR STORYALA is a full service, corporate law firm based in Accra, Ghana, established in 2015 by Nana Adjoa Hackman and Gabby Otchere-Darko. We are a Ghanaian law firm with a Pan-African vision. Our team of experienced lawyers, including partners, service mainly business clients from across Africa...

Founded in 2016
50 people in their team
English
Who We Are?Lexkudoz is a team of dedicated legal practitioners with wide legal knowledge and considerable experience in various types of transactions and in a variety of sectors.Our clients are our mutual partners in the search for quick and effective solutions. We are particularly sensitive to the...
Ntrakwah & Co.
Accra, Ghana

Founded in 1984
50 people in their team
English
Our Ghana lawyers donโ€™t just know local business law-we help create it.Felix Ntrakwah founded Ntrakwah & Co. in 1984.Felix helped draft the new Companies Bill for Ghana, currently before Parliament, as a member of the Committee of Experts.Felix served as a member of the International Chamber...

Founded in 2013
50 people in their team
English
Our HistoryEstablished in 2013 by Kwasi Amoako Adjei, Amoako Adjei Law Consult swiftly expanded to cater to a diverse clientele. In the same year, Lawyer Amoako Adjei launched his independent legal practice, collaborating with two Senior Lawyers. By 2015, we had extended training opportunities to...

Founded in 2015
50 people in their team
English
About UsWe are a private law firm with a national, regional and international reputation for excellence.The doors of the practice were opened in February 2015 by David Addo-Ashong, Marian Ekua Hayfron-Benjamin and Tawia Addo-Ashong. Three additional partners, Julia Selman-Ayetey, Kweku Eyiah and...
Stabit Advocates
Accra, Ghana

Founded in 2000
173 people in their team
English
French
Stabit Advocates LLP (https://www.stabitadvocates.com) is one of the top law firms in the world and stands as a beacon of legal excellence, recognized as one of the top law firms in East Africa, Africa and Globally with over 75 practice areas. Our firm is synonymous with top-tier legal expertise,...
ZOE, AKYEA & CO.
Accra, Ghana

Founded in 2002
15 people in their team
English
Zoe, Akyea & Co. is a pioneering, long-established, and highly regarded Law Firm that provides full-service advice to its clients. We are a forward-thinking Law Firm known for first-class representation, integrity, and professionalism. These values form the foundational substratum that...
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About Mortgage Law in Accra, Ghana:

Mortgage law in Accra, Ghana governs the legal framework surrounding property financing and ownership. It provides guidelines on obtaining a mortgage, the rights and responsibilities of borrowers and lenders, foreclosure proceedings, and legal remedies available to parties involved in mortgage transactions.

Why You May Need a Lawyer:

You may need a lawyer specialized in mortgage law in Accra, Ghana for various reasons, including negotiating mortgage terms, reviewing loan agreements, resolving disputes with lenders, defending against foreclosure actions, and seeking legal remedies for mortgage-related issues such as fraud or misrepresentation.

Local Laws Overview:

Key aspects of mortgage law in Accra, Ghana include the Mortgage Act of 1972, which regulates the creation, transfer, and enforcement of mortgages. The law provides for the registration of mortgages, rights of both borrowers and lenders, foreclosure procedures, and remedies available to parties in case of default.

Frequently Asked Questions:

1. What is a mortgage?

A mortgage is a legal agreement whereby a borrower pledges real property as collateral to secure a loan from a lender. The lender holds the property as security until the loan is repaid in full.

2. How do I obtain a mortgage in Accra, Ghana?

To obtain a mortgage in Accra, Ghana, you need to apply to a financial institution or lender, provide necessary documentation, undergo credit checks, and meet the lender's eligibility criteria.

3. What are the rights of borrowers in a mortgage transaction?

Borrowers have the right to know all terms and conditions of the mortgage agreement, receive a breakdown of costs and fees, access loan documents, and seek legal advice before signing any agreements.

4. What are the responsibilities of lenders in a mortgage transaction?

Lenders are responsible for disclosing all terms and conditions of the loan, providing borrowers with accurate information, following legal procedures for foreclosure actions, and acting in good faith throughout the mortgage process.

5. What are the consequences of defaulting on a mortgage in Accra, Ghana?

If a borrower defaults on a mortgage in Accra, Ghana, the lender may initiate foreclosure proceedings, leading to the sale of the property to recover the outstanding debt. Borrowers may also face legal action and damage to their credit rating.

6. Can I challenge a foreclosure action in court?

Yes, you can challenge a foreclosure action in court by seeking legal representation, presenting evidence to dispute the lender's claims, and asserting your rights under mortgage law in Accra, Ghana.

7. What legal remedies are available to borrowers in mortgage disputes?

Borrowers in mortgage disputes may seek legal remedies such as injunctions to stop foreclosure actions, damages for breach of contract, rescission of the mortgage agreement, or specific performance to enforce lender obligations.

8. How can a lawyer help me with my mortgage issues?

A lawyer specializing in mortgage law in Accra, Ghana can provide legal advice, negotiate with lenders on your behalf, represent you in court proceedings, review and draft legal documents, and protect your rights throughout the mortgage process.

9. What are the costs associated with hiring a lawyer for mortgage issues?

The costs of hiring a lawyer for mortgage issues in Accra, Ghana may vary depending on the complexity of the case, the attorney's experience and expertise, the legal services required, and any additional expenses such as court fees or expert witnesses.

10. Where can I find reputable legal assistance for mortgage issues in Accra, Ghana?

You can find reputable legal assistance for mortgage issues in Accra, Ghana by contacting law firms specializing in property law, consulting with the Ghana Bar Association, seeking referrals from trusted sources, or researching online directories of legal professionals.

Additional Resources:

For further information on mortgage law in Accra, Ghana, you can visit the Bank of Ghana's website, consult the Land Title Registration Division, contact the Ghana Association of Bankers, or seek guidance from the Legal Aid Commission.

Next Steps:

If you require legal assistance with mortgage issues in Accra, Ghana, consider contacting a lawyer specializing in property law, scheduling a consultation to discuss your case, presenting relevant documents and evidence, and following the advice and guidance provided by your legal representative throughout the process.

Lawzana helps you find the best lawyers and law firms in Accra through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Accra, Ghana - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.