Best Mortgage Lawyers in Dubai

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EDL Advocates & Legal Consultancy

EDL Advocates & Legal Consultancy

15 minutes Free Consultation
Dubai, United Arab Emirates

Founded in 2009
60 people in their team
English
Arabic
Real Estate Mortgage Brokerage +9 more
EDL is a full-service law firm committed to offering legal solutions to its clients, addressing even the most difficult legal challenges and cases.The firm, established in 2009 under the name of Insijam AIAhdal Advocates & Legal Consultancy, has since expanded its activities across various...
Horus Legal Sulotion

Horus Legal Sulotion

30 minutes Free Consultation
Dubai, United Arab Emirates

Founded in 2025
8 people in their team
Arabic
English
Russian
Persian
Real Estate Mortgage Commercial Real Estate +9 more
Horus Legal Solution is a premier legal consultancy firm offering a broad spectrum of services across commercial, civil, criminal, and real estate law. Founded and led by Kareem Sherif-a seasoned Egyptian lawyer and legal consultant-the firm operates with a strong focus on the UAE and Egyptian...
Alya Alzeera Law Firm and Legal Consultancy
Dubai, United Arab Emirates

Founded in 15
20 people in their team
Arabic
English
Real Estate Mortgage Commercial Real Estate +9 more
Top Law Firm in Bahrain & Dubai | Alya Alzeera Legal ConsultancyAlya Alzeera Law Firm and Legal Consultancy is a leading Bahrain-based law firm with a strong regional presence in the UAE. Founded by Alya Al Zeera—a UK- and GCC-qualified lawyer with over 15 years of experience—our firm...

Founded in 1993
50 people in their team
Arabic
English
Real Estate Mortgage Natural Resources +6 more
About UsAl Kabban & Associates was founded in 1993 with a strong vision of providing exceptional legal representation in the UAE. With over 28 years of experience the firm has proven success and understanding of the legal system and its framework. This success is founded on the philosophy of...
TEKCE VISA
Dubai, United Arab Emirates

Founded in 2019
25 people in their team
Arabic
Persian
English
French
Dutch
Russian
Swedish
Chinese
Turkish
Polish
Spanish
German
Real Estate Mortgage Real Estate Due Diligence +7 more
TEKCE VISA: International Legal Consultancy for Your New Life AbroadAt Tekce Visa, we understand that starting a new life abroad is more than just acquiring property-it's about building a new future. Our team of experienced lawyers provides comprehensive legal consultancy services, ensuring a...

Founded in 2000
50 people in their team
Arabic
English
Real Estate Mortgage Natural Resources +6 more
Renowned Dubai Based Mangalorean Advocate Sunil Ambalavelil Granted UAE Golden VisaMangaluru: Dubai based corporate Lawyer and Legal expert Sunil Ambalavelil has been awarded the prestigious Golden Visa by the Government of UAE in recognition of his excellence in the legal profession spanning...
Nasser Hashem & Partners
Dubai, United Arab Emirates

Founded in 1991
50 people in their team
Arabic
English
Real Estate Mortgage Commercial Real Estate +6 more
NASSER HASHEMTHE VOICE OF JUSTICE!We have consistently excelled in a high profile and large scale cases where others have faltered. We constantly strive to obtain the best possible outcome with regards to our client’s needs.​​We offer a complete range of legal services to our local state,...
SAT & Co. Advocates and legal consultants
Dubai, United Arab Emirates

Founded in 2004
50 people in their team
Arabic
English
ABOUT SAT & CO ADVOCATES & LEGAL CONSULTANTS SAT & Co. is a full service law firm, providing end-to-end legal solutions in Middle East and is professionally managed by Partners having substantial legal experience from top international law firms. The vision of SAT & Co. is to...
Helene Mathieu Legal Consultants
Dubai, United Arab Emirates

Founded in 1998
50 people in their team
Arabic
English
ABOUT USOur FirmFounded by Helene Mathieu, HMLC is one of the longest running boutique law firms with nearly two decades of experience. The firm is conveniently located in Business Bay, Dubai, UAE and has in-depth knowledge of the local business culture and the legal systems within the GCC. With...
RAALC Law Firm
Dubai, United Arab Emirates

Founded in 2013
50 people in their team
Arabic
English
RAALC Tradition Of Excellence - RAALCRAALC’s journey began in 2013, when it was co-founded in the Emirate of Sharjah. Our success continued through years and we opened our two newbranches in Ras Al Khaimah and Dubai, which in 2018, became our headquarter.The tradition of excellence recognised and...
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About Mortgage Law in Dubai, United Arab Emirates

The mortgage law in Dubai, United Arab Emirates (UAE), governs the rights and obligations of the borrower and lender within the mortgage contract. It has been precisely structured to encourage foreign investments while safeguarding the interests of the financial institutions. While the law is similar to that of other jurisdictions, the UAE sets specific rules on mortgage properties, foreclosure processes and more.

Why You May Need a Lawyer

Despite the process seeming straightforward, complexities often arise regarding mortgage law. Certain situations such as understanding the terms and conditions of the mortgage contract, dealing with a foreclosure, refinance planning, and loan modifications may require legal expertise. If you're a foreign investor not familiar with local mortgage law, it's highly advisable to seek legal advice to navigate these complexities.

Local Laws Overview

The Dubai law allows only UAE-based financial institutions to provide mortgage loans. Foreign lenders are not allowed to provide mortgage loans against properties in the UAE. Furthermore, mortgage in Dubai is based on the concept of registration, and without registration, a mortgage is considered void. Also, in the event of a default, the mortgage contract cannot be unilaterally altered by the bank, and the foreclosure process requires an execution judge's approval.

Frequently Asked Questions

1. Are foreigners allowed to get a mortgage in Dubai?

Yes, foreigners, both resident and non-resident in the UAE, can get a mortgage in Dubai, provided it is from a UAE-based financial entity.

2. What is the foreclosure process in case of default?

In the event of a default, the lender must file a lawsuit. An execution judge then approves the foreclosure process, which typically involves auctioning the property.

3. Can I take a mortgage on a leasehold property in Dubai?

Yes, but the term of the mortgage cannot exceed that of the leasehold.

4. Are there other costs involved than the agreed loan amount?

Yes, in addition to the loan amount, costs such as registration fees, property valuation fees, and life insurance may apply.

5. What is the maximum tenure for a mortgage loan in Dubai?

The maximum term of a mortgage loan can go up to 25 years for salaried individuals and 20 years for self-employed professionals.

Additional Resources

The Land Department and the Dubai Economic Department are the main governmental bodies that oversee real estate and economic activities, respectively, in Dubai. The UAE Central Bank is also a key player regulating all financial institutions.

Next Steps

Anyone seeking legal advice or assistance in mortgage-related issues should consult an experienced local lawyer or a law firm specialized in real estate. Remember to gather all relevant documents, including the mortgage contract, property purchase agreement, and any other related documents before attending the first consultation.

Lawzana helps you find the best lawyers and law firms in Dubai through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Dubai, United Arab Emirates - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.