Best Mortgage Lawyers in Finland

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Uudenmaan Lakimiehet Oy

Uudenmaan Lakimiehet Oy

Helsinki, Finland

Founded in 2000
50 people in their team
Finnish
English
Uudenmaa Lakimiehet Oy is a full-service law office in HelsinkiOur legal office offers comprehensive legal services for legal assistance and advice. Uudenmaa Lakimiehet Oy handles with solid professional skills legal advice, handling trials, preparing complaints, drawing up documents, assisting in...
Castrén & Castrén Law Firm

Castrén & Castrén Law Firm

Oulu, Finland

Founded in 1888
50 people in their team
Finnish
Swedish
English
The law firm Castrén & Castrén Oy is a family company founded by Anne and Juha Castrén, a lawyer couple from Oulu, which, during its more than 30-year history, has established its place in the legal circles of Oulu as a reliable and competent partner. We serve our customers with...
Gummerus Law Firm

Gummerus Law Firm

Tampere, Finland

Founded in 1904
200 people in their team
Finnish
Swedish
English
Gummerus is an expert and professional law firm for those who need help with their legal process. Get to know our services and contact us . Let's think together how we could best be of help to you.Our serviceWith solid expertise and uncompromising professionalism, we handle both civil law cases and...
Mäkelä & Penttilä Law FIrm

Mäkelä & Penttilä Law FIrm

Tampere, Finland

Founded in 2017
10 people in their team
Finnish
Swedish
English
Firm of solicitorsMäkelä & Penttilä OyAsiajotoimisto Mäkelä & Penttilä Oy is a Tampere-based law firm that offers legal expertise to both individuals and companies in a cost-effective and professional manner. We are a youthful and approachable office that is easy to deal with. The...
Pro Juridica Law Firm

Pro Juridica Law Firm

Oulu, Finland

Founded in 2005
50 people in their team
Finnish
Swedish
English
Pro Juridica is a competent and agile law firm focused on corporate law. From us, you get the support of experienced lawyers whenever you face legal challenges. We are at our best when you need legal advice, e.g. for business operations or international trade in the technology, energy, real estate...
LAW FIRM JURENTIA

LAW FIRM JURENTIA

Espoo, Finland

Founded in 2000
50 people in their team
Finnish
English
YOUR RESPONSIBLE LAW FIRMOur law office and the lawyers working for it belong to the Finnish Bar Association. A lawyer is obliged to comply with the law and good lawyer practice in his activities. Jurentia's Privacy Policy can be found here . Jurentia's remote sales advance information can be found...
Norra Law Firm

Norra Law Firm

Oulu, Finland

Founded in 2000
50 people in their team
Finnish
Swedish
English
What is Norra?Norra is a professional in business law, whose services cover the needs of corporate clients regardless of industry.Norra's experienced lawyers act as the client's advisor in all legal issues of business operations - both in contracts and in problem situations.ServicesNorra's services...
Attorneys Mika Ala-Uotila Oy

Attorneys Mika Ala-Uotila Oy

Tampere, Finland

Founded in 2000
50 people in their team
Finnish
Swedish
English
Advocacy respecting traditionsFrom our law firm, you can get multidisciplinary and solid know-how and friendly service, especially in housing trade, real estate and construction contract disputes, environmental matters as well as company, bankruptcy and restructuring matters, litigation and...
Advocate Voutilainen Oy

Advocate Voutilainen Oy

Espoo, Finland

Founded in 2014
50 people in their team
Finnish
English
Law firm Voutilainen, EspooVoutilainen law firm offers versatile legal services to individuals, companies and communities. We handle our assignments professionally and carefully. We find out the customer's needs and want to find the best possible solution for everyone.We help our customers by...
Asianajotoimisto S. Tuomaala Oy

Asianajotoimisto S. Tuomaala Oy

Espoo, Finland

Founded in 2000
50 people in their team
Finnish
English
ATTORNEY ESPOO & HELSINKIOur law office offers legal services to companies and individuals in Espoo and Helsinki, under the management of lawyer Simo Tuomaala and with decades of experience and expertise.We specialize especially in matters related to construction, housing and family and...
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About Mortgage Law in Finland

Mortgage law in Finland regulates the process of taking out a loan secured by a property. In Finland, mortgages are typically used to finance the purchase of real estate. When you take out a mortgage, you are essentially borrowing money from a lender and using your property as collateral.

Why You May Need a Lawyer

There are several situations where you may need a lawyer for mortgage-related issues in Finland. This could include reviewing mortgage contracts, negotiating terms with lenders, resolving disputes, or navigating the legal process in case of default or foreclosure.

Local Laws Overview

In Finland, mortgage law is primarily governed by the Land Charges Act and the Mortgage Credit Act. These laws outline the rights and responsibilities of parties involved in mortgage transactions, including lenders and borrowers. Additionally, the Consumer Protection Act provides protection for consumers seeking mortgage loans.

Frequently Asked Questions

Q: How does the mortgage process work in Finland?

A: In Finland, the mortgage process involves applying for a loan from a lender, securing the loan with a property, and making regular payments to repay the loan amount plus interest.

Q: What are the different types of mortgages available in Finland?

A: The most common types of mortgages in Finland include fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages.

Q: What happens if I default on my mortgage payments in Finland?

A: If you default on your mortgage payments in Finland, the lender may initiate foreclosure proceedings to repossess the property and recover the outstanding loan amount.

Q: Can I refinance my mortgage in Finland?

A: Yes, you can refinance your mortgage in Finland to take advantage of lower interest rates or to change the terms of the loan agreement.

Q: Are there any government programs to assist with mortgage payments in Finland?

A: Yes, there are government programs in Finland that provide financial assistance to homeowners facing difficulties with mortgage payments, such as the Housing Finance and Development Centre of Finland (ARA).

Q: How can a lawyer help me with my mortgage issues in Finland?

A: A lawyer can assist you with reviewing and negotiating mortgage contracts, representing you in disputes with lenders, and guiding you through the legal process in case of default or foreclosure.

Q: What are the key rights and responsibilities of borrowers in Finland?

A: Borrowers in Finland have the right to receive clear and transparent information about mortgage terms, as well as the responsibility to make timely payments and maintain the property used as collateral for the loan.

Q: Can I sell my property if it is under a mortgage in Finland?

A: Yes, you can sell your property that is under a mortgage in Finland, but you will need to settle the outstanding loan amount with the lender before transferring ownership to the buyer.

Q: How long does the mortgage process take in Finland?

A: The mortgage process in Finland typically takes several weeks to complete, depending on factors such as loan approval, property valuation, and legal documentation.

Q: What are some common pitfalls to avoid when taking out a mortgage in Finland?

A: Common pitfalls to avoid when taking out a mortgage in Finland include signing loan agreements without understanding the terms, failing to make timely payments, and not seeking legal advice when needed.

Additional Resources

If you need legal advice or assistance with mortgage-related issues in Finland, you can contact the Finnish Bar Association or the Consumer Advisory Service for guidance and support. Additionally, the Financial Supervisory Authority (FSA) of Finland provides information on mortgage regulations and consumer rights.

Next Steps

If you require legal assistance with mortgage issues in Finland, it is advisable to consult with a qualified lawyer who specializes in mortgage law. You can schedule a consultation to discuss your situation, review your options, and determine the best course of action to protect your rights and interests.

Lawzana helps you find the best lawyers and law firms in Finland through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Finland—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.