Best Mortgage Lawyers in Finland

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Attorneys Mika Ala-Uotila Oy
Tampere, Finland

Founded in 2000
50 people in their team
Finnish
Swedish
English
Advocacy respecting traditionsFrom our law firm, you can get multidisciplinary and solid know-how and friendly service, especially in housing trade, real estate and construction contract disputes, environmental matters as well as company, bankruptcy and restructuring matters, litigation and...
Attorneys Veneskoski Ltd
Tampere, Finland

Founded in 2000
50 people in their team
Finnish
Swedish
English
Law firm VeneskoskiA traditional law office for individuals and companies in the center of TampereLaw firm Veneskoski is a competent and expert Tampere-based company specializing in handling legal matters, which offers a wide range of lawyer's services from all different fields of law to...
Magnusson Ltd
Helsinki, Finland

Founded in 2004
500 people in their team
Finnish
English
As a client of Magnusson, your interaction will be with one expert attorney as a single point of contact. But what enables this individual to deliver the coherent and seamless cross-jurisdictional advice you receive is the close interaction between our network of local practice groups. Each...
Krogerus
Helsinki, Finland

Founded in 1993
200 people in their team
Finnish
English
Over a hundred different handshakes, one thing in common.Every handshake is unique. So is every one of our lawyers. Law has always been — and always will be — a people’s business. That’s why we only employ the most talented, ambitious and genuine people. We all share one common goal: to...
Tempo Law Firm
Tampere, Finland

Founded in 2000
50 people in their team
Finnish
Swedish
English
COMPANYComprehensive service for companies and individualsLaw firm Tempo Oy serves both companies and associations as well as private individuals. Lawyering has been practiced in the premises of Asiajotoimisto Tempo Oy for more than 40 years.Our important areas of expertise are SMEs, housing and...

Founded in 2001
50 people in their team
Finnish
Swedish
English
High competence, low thresholdLaw firm Kuhanen, Asikainen & Kanerva Oy is Finland's leading law firm specializing in real estate law. We support housing and real estate limited companies, real estate companies, associations and foundations, as well as individuals in all situations that require...
Uudenmaan Lakimiehet Oy
Helsinki, Finland

Founded in 2000
50 people in their team
Finnish
English
Uudenmaa Lakimiehet Oy is a full-service law office in HelsinkiOur legal office offers comprehensive legal services for legal assistance and advice. Uudenmaa Lakimiehet Oy handles with solid professional skills legal advice, handling trials, preparing complaints, drawing up documents, assisting in...

Founded in 2017
10 people in their team
Finnish
Swedish
English
Firm of solicitorsMäkelä & Penttilä OyAsiajotoimisto Mäkelä & Penttilä Oy is a Tampere-based law firm that offers legal expertise to both individuals and companies in a cost-effective and professional manner. We are a youthful and approachable office that is easy to deal with. The...
Laki Lehtonen
Helsinki, Finland

Founded in 2016
50 people in their team
Finnish
English
Laki Lehtonen is Finland's leading law firm specializing in consumer disputes . The subject of the dispute is not of great importance in terms of legislation, but we are at our best in technical matters, such as cars, motorcycles, boats, apartments and renovations. We assist both companies and...
Pro Juridica Law Firm
Oulu, Finland

Founded in 2005
50 people in their team
Finnish
Swedish
English
Pro Juridica is a competent and agile law firm focused on corporate law. From us, you get the support of experienced lawyers whenever you face legal challenges. We are at our best when you need legal advice, e.g. for business operations or international trade in the technology, energy, real estate...
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About Mortgage Law in Finland

Mortgage law in Finland regulates the process of taking out a loan secured by a property. In Finland, mortgages are typically used to finance the purchase of real estate. When you take out a mortgage, you are essentially borrowing money from a lender and using your property as collateral.

Why You May Need a Lawyer

There are several situations where you may need a lawyer for mortgage-related issues in Finland. This could include reviewing mortgage contracts, negotiating terms with lenders, resolving disputes, or navigating the legal process in case of default or foreclosure.

Local Laws Overview

In Finland, mortgage law is primarily governed by the Land Charges Act and the Mortgage Credit Act. These laws outline the rights and responsibilities of parties involved in mortgage transactions, including lenders and borrowers. Additionally, the Consumer Protection Act provides protection for consumers seeking mortgage loans.

Frequently Asked Questions

Q: How does the mortgage process work in Finland?

A: In Finland, the mortgage process involves applying for a loan from a lender, securing the loan with a property, and making regular payments to repay the loan amount plus interest.

Q: What are the different types of mortgages available in Finland?

A: The most common types of mortgages in Finland include fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages.

Q: What happens if I default on my mortgage payments in Finland?

A: If you default on your mortgage payments in Finland, the lender may initiate foreclosure proceedings to repossess the property and recover the outstanding loan amount.

Q: Can I refinance my mortgage in Finland?

A: Yes, you can refinance your mortgage in Finland to take advantage of lower interest rates or to change the terms of the loan agreement.

Q: Are there any government programs to assist with mortgage payments in Finland?

A: Yes, there are government programs in Finland that provide financial assistance to homeowners facing difficulties with mortgage payments, such as the Housing Finance and Development Centre of Finland (ARA).

Q: How can a lawyer help me with my mortgage issues in Finland?

A: A lawyer can assist you with reviewing and negotiating mortgage contracts, representing you in disputes with lenders, and guiding you through the legal process in case of default or foreclosure.

Q: What are the key rights and responsibilities of borrowers in Finland?

A: Borrowers in Finland have the right to receive clear and transparent information about mortgage terms, as well as the responsibility to make timely payments and maintain the property used as collateral for the loan.

Q: Can I sell my property if it is under a mortgage in Finland?

A: Yes, you can sell your property that is under a mortgage in Finland, but you will need to settle the outstanding loan amount with the lender before transferring ownership to the buyer.

Q: How long does the mortgage process take in Finland?

A: The mortgage process in Finland typically takes several weeks to complete, depending on factors such as loan approval, property valuation, and legal documentation.

Q: What are some common pitfalls to avoid when taking out a mortgage in Finland?

A: Common pitfalls to avoid when taking out a mortgage in Finland include signing loan agreements without understanding the terms, failing to make timely payments, and not seeking legal advice when needed.

Additional Resources

If you need legal advice or assistance with mortgage-related issues in Finland, you can contact the Finnish Bar Association or the Consumer Advisory Service for guidance and support. Additionally, the Financial Supervisory Authority (FSA) of Finland provides information on mortgage regulations and consumer rights.

Next Steps

If you require legal assistance with mortgage issues in Finland, it is advisable to consult with a qualified lawyer who specializes in mortgage law. You can schedule a consultation to discuss your situation, review your options, and determine the best course of action to protect your rights and interests.

Lawzana helps you find the best lawyers and law firms in Finland through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Finland—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.