Best Mortgage Lawyers in Indonesia

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Founded in 2013
3 people in their team
Indonesian
SCOPE OF SKILLSAslam Advocate SH CLA CPLS CCCE CCLS is an expert and experienced in the field of Property and financial transactions.Financial and property transactions are among our strongest areas of practice. Our expertise in handling several financial and property transaction projects provides...
Law Offices Syapri Chan & Partners
Deli Serdang, Indonesia

Founded in 1995
20 people in their team
Indonesian
Our law office always provides professional legal services to individuals and society and always upholds legal ethics in order to uphold the supremacy of the law and carry out the duties carried out by clients professionally in order to defend the rights and interests of clients. clients who deal...
AFHS LawFirm Surabaya
Surabaya, Indonesia

Founded in 2018
English
AFHS LawFirm, based in Surabaya, Indonesia, is a distinguished legal practice specializing in dispute resolution, financial transactions, corporate commercial law, bankruptcy and court-sanctioned restructuring, corporate crime and anti-corruption, and maritime and shipping law. The firm is...
Wirajagat Law Office
Jakarta, Indonesia

Founded in 2010
English
Wirajagat & Partners, established in 2010, offers comprehensive legal services in Lombok, Indonesia. The firm specializes in assisting clients with foreign company setups, property due diligence, contract drafting and review, and obtaining building licenses. Their expertise extends to facilitating...
Bali Legals
Jakarta, Indonesia

Founded in 2011
English
Bali Legals is a distinguished law firm based in Bali, Indonesia, offering a comprehensive suite of services including legal representation, construction consultancy, real estate advisory, and visa assistance. With over 15 years of experience, the firm has successfully served more than 1,700...
PSG - LAW OFFICE
Jakarta, Indonesia

English
PSG Law Office, located in Bali, Indonesia, offers comprehensive legal services with a focus on civil law, divorce proceedings, and real estate matters. The firm is led by Senior Partner Pio Salvator Ginting, S.H., who brings over five years of experience in both litigation and non-litigation...

English
KANTOR HUKUM AFA'S LAW FIRM TUBAN JAWA TIMUR is a distinguished legal practice located in Tuban, East Java, Indonesia. The firm offers comprehensive legal services in both litigation and non-litigation areas, including corporate law, land law, labor law, criminal law, administrative law, and family...
PRANOTO & PARTNERS Law Firm
Jakarta, Indonesia

English
PRANOTO & PARTNERS Law Firm is a distinguished legal practice in Indonesia, renowned for its comprehensive expertise across various legal domains. The firm offers specialized services in corporate law, contract and legal agreements, property law, family law, tax law, and state administration...
K-CASE Lawyer
Surabaya, Indonesia

English
K-CASE Lawyer is a distinguished Indonesian law firm renowned for its proficiency in bankruptcy, real estate, and trial law. The firm's attorneys possess extensive experience in navigating complex bankruptcy proceedings, offering strategic solutions to safeguard clients' interests. In the realm of...
Palm View Properties
Jakarta, Indonesia

Founded in 2021
English
Palm View Properties, established in 2021 on Gili Air by South African real estate entrepreneur Desvann Van Vuuren and American international aid worker Emilie Greenhalgh, is a boutique property investment and business services firm dedicated to simplifying Indonesia's complex real estate sector...
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About Mortgage Law in Indonesia

Mortgage law in Indonesia is governed by various regulations and laws that outline the rights and responsibilities of parties involved in a mortgage transaction. In Indonesia, a mortgage is a common way for individuals to secure financing for the purchase of real estate.

Why You May Need a Lawyer

There are several situations where you may need a lawyer for mortgage-related issues in Indonesia. Some common scenarios include disputes over mortgage terms, foreclosure proceedings, and issues related to loan agreements. A lawyer can help protect your rights and provide guidance throughout the legal process.

Local Laws Overview

In Indonesia, mortgage laws are primarily governed by the Mortgage Law (Law No. 4 of 1996). This law outlines the procedures and requirements for creating a valid mortgage, as well as the rights and obligations of the parties involved. Additionally, the Civil Code of Indonesia also contains provisions related to mortgages.

Frequently Asked Questions

1. What is a mortgage in Indonesia?

In Indonesia, a mortgage is a legal agreement where an individual (the mortgagor) pledges real property as security for a loan from a lender (the mortgagee).

2. What are the requirements for creating a valid mortgage in Indonesia?

Some key requirements for creating a valid mortgage in Indonesia include the written agreement between the parties, registration of the mortgage with the Land Registry Office, and compliance with legal formalities.

3. What are the rights of a mortgagee in Indonesia?

The mortgagee has the right to foreclose the mortgage if the mortgagor defaults on the loan, as well as the right to demand repayment of the outstanding debt.

4. How long does a mortgage last in Indonesia?

In Indonesia, a mortgage typically lasts for the duration of the loan agreement, unless otherwise specified in the mortgage contract.

5. Can a mortgagor sell the property that is subject to a mortgage in Indonesia?

Yes, a mortgagor can sell the property subject to a mortgage in Indonesia, but the mortgage must be discharged before the property can be transferred to the new owner.

6. What are the consequences of defaulting on a mortgage in Indonesia?

If a mortgagor defaults on a mortgage in Indonesia, the mortgagee may initiate foreclosure proceedings to take possession of the property and sell it to recover the outstanding debt.

7. Can a mortgage be transferred to another party in Indonesia?

Yes, a mortgage can be transferred to another party in Indonesia, but the transfer must be registered with the Land Registry Office to be valid.

8. What is the role of a notary in a mortgage transaction in Indonesia?

A notary plays a crucial role in a mortgage transaction in Indonesia by preparing the mortgage agreement, ensuring compliance with legal requirements, and witnessing the signing of the documents.

9. Are there any restrictions on foreign ownership of property in Indonesia?

Yes, there are restrictions on foreign ownership of property in Indonesia, and foreign individuals or entities may need to fulfill certain requirements to acquire property in the country.

10. How can a lawyer help with mortgage-related issues in Indonesia?

A lawyer can provide legal advice and representation in mortgage-related matters, including drafting and reviewing mortgage agreements, representing clients in foreclosure proceedings, and resolving disputes between parties.

Additional Resources

For more information on mortgage laws in Indonesia, you can refer to the Indonesian Financial Services Authority (Otoritas Jasa Keuangan) and consult with a qualified legal professional specializing in real estate law.

Next Steps

If you require legal assistance for mortgage-related issues in Indonesia, it is advisable to seek the advice of a qualified lawyer with experience in real estate law. A lawyer can help assess your situation, provide guidance on your rights and options, and represent your interests in any legal proceedings.

Lawzana helps you find the best lawyers and law firms in Indonesia through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Indonesia - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.