Best Mortgage Lawyers in Indonesia

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K-CASE Lawyer
Surabaya, Indonesia

English
K-CASE Lawyer is a distinguished Indonesian law firm renowned for its proficiency in bankruptcy, real estate, and trial law. The firm's attorneys possess extensive experience in navigating complex bankruptcy proceedings, offering strategic solutions to safeguard clients' interests. In the realm of...
Wirajagat Law Office
Jakarta, Indonesia

Founded in 2010
English
Wirajagat & Partners, established in 2010, offers comprehensive legal services in Lombok, Indonesia. The firm specializes in assisting clients with foreign company setups, property due diligence, contract drafting and review, and obtaining building licenses. Their expertise extends to facilitating...

Founded in 2013
4 people in their team
Indonesian
English
The Law Office of Mahayudin & Partners – Trusted Investment & Property Lawyers in LombokThe Law Office of Mahayudin & Partners is a full-service Indonesian law firm based in Central Lombok, West Nusa Tenggara. Established in 2014, we are a PERADI-certified firm trusted by both local...

English
DDS Law Office (Dian D. Saputri, S.H. & Partners) is a reputable law firm based in Malang, East Java, Indonesia. The firm offers comprehensive legal services to a diverse clientele, including individuals and businesses, addressing a wide range of legal matters. With a team of experienced...

English
The Notary Office of PEPIE DENGAH, S.H., M.Kn., located in Bintan Regency, Kepulauan Riau Province, Indonesia, offers professional notary and land deed official services. With a commitment to accuracy and reliability, the firm has become a trusted provider for clients seeking assistance with...
PRANOTO & PARTNERS Law Firm
Jakarta, Indonesia

English
PRANOTO & PARTNERS Law Firm is a distinguished legal practice in Indonesia, renowned for its comprehensive expertise across various legal domains. The firm offers specialized services in corporate law, contract and legal agreements, property law, family law, tax law, and state administration...

Founded in 2020
English
Fifi Lety Indra & Partners, Law Firm, Surabaya Branch, established in 2020, extends the firm's comprehensive legal services to clients in East Java and beyond. The Surabaya office offers expertise in corporate and commercial law, mergers and acquisitions, foreign investment, tax law, and...
Martin Suryana & Associates
Surabaya, Indonesia

Founded in 2007
English
Established on August 23, 2007, Martin Suryana & Associates is a prominent law firm based in Surabaya, Indonesia, renowned for its comprehensive legal services. With over a decade of experience, the firm offers both litigation and non-litigation assistance, specializing in areas such as business...
TRIMURTI LAW OFFICE

TRIMURTI LAW OFFICE

30 minutes Free Consultation
Jakarta, Indonesia

Founded in 2007
4 people in their team
English
Indonesian
We are seasoned advocates with expertise across key areas of Indonesian law, including family, corporate, agrarian, and property law.We operate with full transparency—guiding you through how the law applies to your situation, so you can plan your legal steps with confidence. Every cost is...
PSG - LAW OFFICE
Jakarta, Indonesia

English
PSG Law Office, located in Bali, Indonesia, offers comprehensive legal services with a focus on civil law, divorce proceedings, and real estate matters. The firm is led by Senior Partner Pio Salvator Ginting, S.H., who brings over five years of experience in both litigation and non-litigation...
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About Mortgage Law in Indonesia

Mortgage law in Indonesia is governed by various regulations and laws that outline the rights and responsibilities of parties involved in a mortgage transaction. In Indonesia, a mortgage is a common way for individuals to secure financing for the purchase of real estate.

Why You May Need a Lawyer

There are several situations where you may need a lawyer for mortgage-related issues in Indonesia. Some common scenarios include disputes over mortgage terms, foreclosure proceedings, and issues related to loan agreements. A lawyer can help protect your rights and provide guidance throughout the legal process.

Local Laws Overview

In Indonesia, mortgage laws are primarily governed by the Mortgage Law (Law No. 4 of 1996). This law outlines the procedures and requirements for creating a valid mortgage, as well as the rights and obligations of the parties involved. Additionally, the Civil Code of Indonesia also contains provisions related to mortgages.

Frequently Asked Questions

1. What is a mortgage in Indonesia?

In Indonesia, a mortgage is a legal agreement where an individual (the mortgagor) pledges real property as security for a loan from a lender (the mortgagee).

2. What are the requirements for creating a valid mortgage in Indonesia?

Some key requirements for creating a valid mortgage in Indonesia include the written agreement between the parties, registration of the mortgage with the Land Registry Office, and compliance with legal formalities.

3. What are the rights of a mortgagee in Indonesia?

The mortgagee has the right to foreclose the mortgage if the mortgagor defaults on the loan, as well as the right to demand repayment of the outstanding debt.

4. How long does a mortgage last in Indonesia?

In Indonesia, a mortgage typically lasts for the duration of the loan agreement, unless otherwise specified in the mortgage contract.

5. Can a mortgagor sell the property that is subject to a mortgage in Indonesia?

Yes, a mortgagor can sell the property subject to a mortgage in Indonesia, but the mortgage must be discharged before the property can be transferred to the new owner.

6. What are the consequences of defaulting on a mortgage in Indonesia?

If a mortgagor defaults on a mortgage in Indonesia, the mortgagee may initiate foreclosure proceedings to take possession of the property and sell it to recover the outstanding debt.

7. Can a mortgage be transferred to another party in Indonesia?

Yes, a mortgage can be transferred to another party in Indonesia, but the transfer must be registered with the Land Registry Office to be valid.

8. What is the role of a notary in a mortgage transaction in Indonesia?

A notary plays a crucial role in a mortgage transaction in Indonesia by preparing the mortgage agreement, ensuring compliance with legal requirements, and witnessing the signing of the documents.

9. Are there any restrictions on foreign ownership of property in Indonesia?

Yes, there are restrictions on foreign ownership of property in Indonesia, and foreign individuals or entities may need to fulfill certain requirements to acquire property in the country.

10. How can a lawyer help with mortgage-related issues in Indonesia?

A lawyer can provide legal advice and representation in mortgage-related matters, including drafting and reviewing mortgage agreements, representing clients in foreclosure proceedings, and resolving disputes between parties.

Additional Resources

For more information on mortgage laws in Indonesia, you can refer to the Indonesian Financial Services Authority (Otoritas Jasa Keuangan) and consult with a qualified legal professional specializing in real estate law.

Next Steps

If you require legal assistance for mortgage-related issues in Indonesia, it is advisable to seek the advice of a qualified lawyer with experience in real estate law. A lawyer can help assess your situation, provide guidance on your rights and options, and represent your interests in any legal proceedings.

Lawzana helps you find the best lawyers and law firms in Indonesia through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Indonesia - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.