Best Mortgage Lawyers in Poland

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Founded in 2003
50 people in their team
Polish
English
ABOUT USKubas Kos Gałkowski is a law firm with a well-established position confirmed by rankings conducted both in Poland and abroad. We have been providing legal services to Polish and foreign entrepreneurs for 28 years. Careful selection of associates with the highest competences and experience...
Kopeć & Zaborowski (KKZ)
Warsaw, Poland

Founded in 2015
200 people in their team
Polish
English
Kopeć & Zaborowski (KKZ) is one of the leading firms on the Polish legal market, which specializes in cases in the field of criminal law, economic law, press law, protection of personal rights and also in the field of labor law. In addition, KKZ conducts, on behalf of business entities,...

Founded in 2019
5 people in their team
Polish
English
Wojciech Kremer Kancelaria Radcy Prawnego provides professional legal services both for businesses and for individuals who do not conduct business activity. We specialize in civil law, company law, bankruptcy and restructuring law, as well as in court proceedings, and provide ongoing legal services...
Lawyer Agnieszka Moszczyńska
Bielany Wroclawskie, Poland

Founded in 2010
50 people in their team
Polish
English
WROCLAW LAW FIRMAgnieszka Moszczyńska Law Firm in Wrocław was founded in 2010. Its most important goal is to provide legal assistance to everyone who needs it, in a form and scope adapted to the client's situation.In order to meet the expectations of our Clients, over time the Law Firm has...

Founded in 1988
200 people in their team
OfficeWe focus on the business needs of our clients, helping them find an effective and practical solution to the most difficult legal problems.Wardyński & Partners, founded in 1988, is one of the largest independent law firms in Poland.We care about maintaining the highest legal and business...
Lawyer Dariusz Sięka
Krakow, Poland

Founded in 1995
50 people in their team
Polish
English
Attorneys and lawyers from our law firm provide ongoing legal advice and consultations, prepare legal opinions and prepare all pleadings - lawsuits, applications, appeals, complaints, other means of appeal.We cooperate with experienced notaries, tax advisors, appraisers and sworn...
Gostynski & Partners
Krakow, Poland

Founded in 2006
50 people in their team
Polish
English
A message from Founding Partner Szymon Gostynski“Everyone reaches a certain age when they quietly reflect about the trajectory of their lives. This includes recollections about the past and memories of influential people who helped shape us. They may be family, teachers, friends, colleagues or...
Kancelaria Radcy Prawnego Marcin May
Bielany Wroclawskie, Poland

Founded in 2011
5 people in their team
Polish
English
The Law Firm of Legal Counsel Marcin May provides professional legal services to enterprises, public administration entities, as well as natural persons. The founder of the law firm is Legal Counsel Marcin May. The customer service office is located in a cozy area of ​​Popowice, and at the same...

Founded in 2000
50 people in their team
Polish
English
We have been providing comprehensive services to entrepreneurs, individual clients and non-governmental organizations for over 25 years. We are a law firm based in Łódź with a nationwide reach. We help entrepreneurs in all aspects of their activity, we advise on EU projects, we deal with...
KSW Legal
Bielany Wroclawskie, Poland

Founded in 1973
50 people in their team
Polish
English
KSW Legal Kapułka & Superson-Winkowska Spółka Partnerska Radców Prawnych is a law firm with a unique profile, providing comprehensive services - in which legal advice is a harmonious element of a larger whole, which is each business process, as well as decisions and actions preceding it and...
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About Mortgage Law in Poland

Mortgage law in Poland regulates the process of securing a loan with real estate property. In Poland, a mortgage is a popular form of loan security, allowing individuals to borrow money against their property. It is important to understand the legalities involved in mortgage transactions to protect your rights and interests.

Why You May Need a Lawyer

There are various situations where you may need a lawyer specializing in mortgage law in Poland. Some common reasons include handling legal documents, negotiating loan terms, dealing with foreclosure or bankruptcy issues, resolving disputes with lenders, and ensuring compliance with legal requirements. A lawyer can provide guidance and representation to protect your rights throughout the mortgage process.

Local Laws Overview

In Poland, mortgage law is governed by the Civil Code and the Mortgage Act. Key aspects of local laws relevant to mortgages include the establishment and registration of mortgages, rights and obligations of parties involved in a mortgage agreement, foreclosure procedures, and protection of borrowers' rights. Understanding these laws is essential for ensuring a smooth and legally compliant mortgage transaction.

Frequently Asked Questions

1. What is a mortgage in Poland?

In Poland, a mortgage is a legal agreement where real estate property is used as collateral for a loan. If the borrower fails to repay the loan, the lender has the right to foreclose on the property.

2. How is a mortgage different from a loan?

A mortgage is a type of loan that is secured by real estate property. It provides lenders with additional security in case the borrower defaults on the loan.

3. What are the requirements for obtaining a mortgage in Poland?

Requirements for obtaining a mortgage in Poland may include a stable income, good credit history, sufficient equity in the property, and compliance with the lender's criteria.

4. What are the rights of a borrower in a mortgage agreement?

Borrowers in Poland have the right to review and understand the terms of the mortgage agreement, make timely payments, request changes to the agreement, and receive protection from unfair practices.

5. What are the common pitfalls to avoid in mortgage transactions?

Common pitfalls to avoid in mortgage transactions include signing a mortgage agreement without understanding the terms, missing loan payments, failing to maintain the property, and not seeking legal advice when needed.

6. How long does the mortgage process typically take in Poland?

The mortgage process in Poland can vary depending on the complexity of the transaction, but it generally takes several weeks to months to complete. Delays can occur due to legal requirements, property valuation, and lender approval.

7. What are the consequences of defaulting on a mortgage in Poland?

If a borrower defaults on a mortgage in Poland, the lender has the right to initiate foreclosure proceedings, sell the property to recover the debt, and pursue legal action against the borrower for any remaining debt.

8. Can a mortgage agreement be renegotiated in Poland?

In some cases, a mortgage agreement in Poland can be renegotiated to change the terms, extend the repayment period, or modify the interest rate. However, both parties must agree to the changes, and legal guidance may be necessary.

9. What legal protections are available for borrowers in mortgage transactions?

Borrowers in Poland are protected by consumer rights laws, regulations on mortgage agreements, and provisions for resolving disputes with lenders. Legal assistance can help borrowers enforce their rights and avoid unfair practices.

10. How can a lawyer help with mortgage issues in Poland?

A lawyer specializing in mortgage law in Poland can provide legal advice, review and negotiate mortgage agreements, represent clients in legal proceedings, and protect their rights throughout the mortgage process. Legal assistance is essential for ensuring a fair and compliant mortgage transaction.

Additional Resources

For additional information and resources on mortgage law in Poland, you can visit the Polish Financial Supervision Authority (KNF) website, consult with a local legal aid organization, or seek guidance from a qualified mortgage lawyer.

Next Steps

If you need legal assistance with mortgage issues in Poland, consider contacting a mortgage lawyer for a consultation. They can provide personalized advice and representation to help you navigate the complexities of mortgage transactions and protect your rights and interests.

Lawzana helps you find the best lawyers and law firms in Poland through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Poland - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.