Best Mortgage Lawyers in Poland

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Gostynski & Partners
Krakow, Poland

Founded in 2006
50 people in their team
Polish
English
A message from Founding Partner Szymon Gostynski“Everyone reaches a certain age when they quietly reflect about the trajectory of their lives. This includes recollections about the past and memories of influential people who helped shape us. They may be family, teachers, friends, colleagues or...
Attorney Katarzyna Gabrysiak
Bielany Wroclawskie, Poland

Founded in 2000
50 people in their team
Polish
English
A law firm, previously a law firm in Wrocław. Lawyers with many years of experience. We conduct court cases:banking: disputes with banks regarding invalidation of loan agreements in PLN bearing interest with WIBOR and the so-called "franc" loan agreements, cancellation of terminations of loan...

Founded in 2003
50 people in their team
Polish
English
ABOUT USKubas Kos Gałkowski is a law firm with a well-established position confirmed by rankings conducted both in Poland and abroad. We have been providing legal services to Polish and foreign entrepreneurs for 28 years. Careful selection of associates with the highest competences and experience...
KSW Legal
Bielany Wroclawskie, Poland

Founded in 1973
50 people in their team
Polish
English
KSW Legal Kapułka & Superson-Winkowska Spółka Partnerska Radców Prawnych is a law firm with a unique profile, providing comprehensive services - in which legal advice is a harmonious element of a larger whole, which is each business process, as well as decisions and actions preceding it and...
Klisz i Wspólnicy Law Firm
Bielany Wroclawskie, Poland

Founded in 2012
50 people in their team
Polish
English
Klisz i Wspólnicy Law FirmMy name is Iwo Klisz and I am an attorney and the owner of a law firm .I am also the leader of a team of professional lawyers (advocates and legal advisors ) forming the Klisz i Wspólnicy Law Firm. The main office of the Law Firm is in Wrocław , but we also have...
DZP - law firm
Warsaw, Poland

Founded in 1993
50 people in their team
Polish
English
In a complex market environment, comprehensive and effective solutions are essential. Access to information and knowledge bring real benefits only when your decisions are made taking into account many aspects and business nuances.This is what "more than the law" means to us. Our clients trust us...
Kopeć & Zaborowski (KKZ)
Warsaw, Poland

Founded in 2015
200 people in their team
Polish
English
Kopeć & Zaborowski (KKZ) is one of the leading firms on the Polish legal market, which specializes in cases in the field of criminal law, economic law, press law, protection of personal rights and also in the field of labor law. In addition, KKZ conducts, on behalf of business entities,...
Kancelaria Radcy Prawnego Marcin May
Bielany Wroclawskie, Poland

Founded in 2011
5 people in their team
Polish
English
The Law Firm of Legal Counsel Marcin May provides professional legal services to enterprises, public administration entities, as well as natural persons. The founder of the law firm is Legal Counsel Marcin May. The customer service office is located in a cozy area of ​​Popowice, and at the same...

Founded in 2019
5 people in their team
Polish
English
Wojciech Kremer Kancelaria Radcy Prawnego provides professional legal services both for businesses and for individuals who do not conduct business activity. We specialize in civil law, company law, bankruptcy and restructuring law, as well as in court proceedings, and provide ongoing legal services...
KLIMKOWSKI Law FIrm
Lodz, Poland

Founded in 1990
50 people in their team
Polish
English
My law firm successfully provides legal assistance to natural and legal persons. The law firm represents the highest ethical and professional standards. Efficiency and professionalism in service as well as customer trust are priorities in all our activities. The true measure of the Law Firm's...
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About Mortgage Law in Poland

Mortgage law in Poland regulates the process of securing a loan with real estate property. In Poland, a mortgage is a popular form of loan security, allowing individuals to borrow money against their property. It is important to understand the legalities involved in mortgage transactions to protect your rights and interests.

Why You May Need a Lawyer

There are various situations where you may need a lawyer specializing in mortgage law in Poland. Some common reasons include handling legal documents, negotiating loan terms, dealing with foreclosure or bankruptcy issues, resolving disputes with lenders, and ensuring compliance with legal requirements. A lawyer can provide guidance and representation to protect your rights throughout the mortgage process.

Local Laws Overview

In Poland, mortgage law is governed by the Civil Code and the Mortgage Act. Key aspects of local laws relevant to mortgages include the establishment and registration of mortgages, rights and obligations of parties involved in a mortgage agreement, foreclosure procedures, and protection of borrowers' rights. Understanding these laws is essential for ensuring a smooth and legally compliant mortgage transaction.

Frequently Asked Questions

1. What is a mortgage in Poland?

In Poland, a mortgage is a legal agreement where real estate property is used as collateral for a loan. If the borrower fails to repay the loan, the lender has the right to foreclose on the property.

2. How is a mortgage different from a loan?

A mortgage is a type of loan that is secured by real estate property. It provides lenders with additional security in case the borrower defaults on the loan.

3. What are the requirements for obtaining a mortgage in Poland?

Requirements for obtaining a mortgage in Poland may include a stable income, good credit history, sufficient equity in the property, and compliance with the lender's criteria.

4. What are the rights of a borrower in a mortgage agreement?

Borrowers in Poland have the right to review and understand the terms of the mortgage agreement, make timely payments, request changes to the agreement, and receive protection from unfair practices.

5. What are the common pitfalls to avoid in mortgage transactions?

Common pitfalls to avoid in mortgage transactions include signing a mortgage agreement without understanding the terms, missing loan payments, failing to maintain the property, and not seeking legal advice when needed.

6. How long does the mortgage process typically take in Poland?

The mortgage process in Poland can vary depending on the complexity of the transaction, but it generally takes several weeks to months to complete. Delays can occur due to legal requirements, property valuation, and lender approval.

7. What are the consequences of defaulting on a mortgage in Poland?

If a borrower defaults on a mortgage in Poland, the lender has the right to initiate foreclosure proceedings, sell the property to recover the debt, and pursue legal action against the borrower for any remaining debt.

8. Can a mortgage agreement be renegotiated in Poland?

In some cases, a mortgage agreement in Poland can be renegotiated to change the terms, extend the repayment period, or modify the interest rate. However, both parties must agree to the changes, and legal guidance may be necessary.

9. What legal protections are available for borrowers in mortgage transactions?

Borrowers in Poland are protected by consumer rights laws, regulations on mortgage agreements, and provisions for resolving disputes with lenders. Legal assistance can help borrowers enforce their rights and avoid unfair practices.

10. How can a lawyer help with mortgage issues in Poland?

A lawyer specializing in mortgage law in Poland can provide legal advice, review and negotiate mortgage agreements, represent clients in legal proceedings, and protect their rights throughout the mortgage process. Legal assistance is essential for ensuring a fair and compliant mortgage transaction.

Additional Resources

For additional information and resources on mortgage law in Poland, you can visit the Polish Financial Supervision Authority (KNF) website, consult with a local legal aid organization, or seek guidance from a qualified mortgage lawyer.

Next Steps

If you need legal assistance with mortgage issues in Poland, consider contacting a mortgage lawyer for a consultation. They can provide personalized advice and representation to help you navigate the complexities of mortgage transactions and protect your rights and interests.

Lawzana helps you find the best lawyers and law firms in Poland through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Poland - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.