Best Mortgage Lawyers in Poland

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KONRAD KRASUSKI LEGAL ADVISOR'S OFFICE
Bielany Wroclawskie, Poland

Founded in 2001
50 people in their team
Polish
English
WHY OUR LAW OFFICELawyers from the law firm are always open to searching for the most optimal legal solutions. Our work is characterized by an innovative approach and striving to achieve maximum effectiveness of the actions taken. We are flexible in determining the rules of cooperation and...

Founded in 2003
50 people in their team
Polish
English
ABOUT USKubas Kos Gałkowski is a law firm with a well-established position confirmed by rankings conducted both in Poland and abroad. We have been providing legal services to Polish and foreign entrepreneurs for 28 years. Careful selection of associates with the highest competences and experience...

Founded in 2000
50 people in their team
Polish
English
Law Firm of Anna Błach, advocateWishing to introduce you to our law firm, I can say that it is created together with me by a team of experienced advocates, legal advisers, legal trainees and people working in the office of the law firm in Warsaw. We guarantee a reliable and professional approach...
Lawyer Agnieszka Moszczyńska
Bielany Wroclawskie, Poland

Founded in 2010
50 people in their team
Polish
English
WROCLAW LAW FIRMAgnieszka Moszczyńska Law Firm in Wrocław was founded in 2010. Its most important goal is to provide legal assistance to everyone who needs it, in a form and scope adapted to the client's situation.In order to meet the expectations of our Clients, over time the Law Firm has...

Founded in 1991
500 people in their team
Polish
English
ABOUT THE LAW FIRMSołtysiński Kawecki & Szlęzak law firm advises Polish and foreign clients on domestic and international business ventures and on litigation matters. Operating continuously since 1991 as an independent Polish company, we have gained one of the leading positions on the legal...
Attorney Katarzyna Gabrysiak
Bielany Wroclawskie, Poland

Founded in 2000
50 people in their team
Polish
English
A law firm, previously a law firm in Wrocław. Lawyers with many years of experience. We conduct court cases:banking: disputes with banks regarding invalidation of loan agreements in PLN bearing interest with WIBOR and the so-called "franc" loan agreements, cancellation of terminations of loan...
Lawyer Dariusz Sięka
Krakow, Poland

Founded in 1995
50 people in their team
Polish
English
Attorneys and lawyers from our law firm provide ongoing legal advice and consultations, prepare legal opinions and prepare all pleadings - lawsuits, applications, appeals, complaints, other means of appeal.We cooperate with experienced notaries, tax advisors, appraisers and sworn...
Kancelaria Radcy Prawnego Marcin May
Bielany Wroclawskie, Poland

Founded in 2011
5 people in their team
Polish
English
The Law Firm of Legal Counsel Marcin May provides professional legal services to enterprises, public administration entities, as well as natural persons. The founder of the law firm is Legal Counsel Marcin May. The customer service office is located in a cozy area of ​​Popowice, and at the same...

Founded in 2000
50 people in their team
Polish
English
Law Firm of Attorney Piotr Sęk in Łódź, Zgierz and Ozorków  provides comprehensive legal assistance and advice. We represent clients before courts and conduct, among others: criminal cases , penal fiscal cases , civil cases , family cases , inheritance cases , economic matters ,...
KLIMKOWSKI Law FIrm
Lodz, Poland

Founded in 1990
50 people in their team
Polish
English
My law firm successfully provides legal assistance to natural and legal persons. The law firm represents the highest ethical and professional standards. Efficiency and professionalism in service as well as customer trust are priorities in all our activities. The true measure of the Law Firm's...
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About Mortgage Law in Poland

Mortgage law in Poland regulates the process of securing a loan with real estate property. In Poland, a mortgage is a popular form of loan security, allowing individuals to borrow money against their property. It is important to understand the legalities involved in mortgage transactions to protect your rights and interests.

Why You May Need a Lawyer

There are various situations where you may need a lawyer specializing in mortgage law in Poland. Some common reasons include handling legal documents, negotiating loan terms, dealing with foreclosure or bankruptcy issues, resolving disputes with lenders, and ensuring compliance with legal requirements. A lawyer can provide guidance and representation to protect your rights throughout the mortgage process.

Local Laws Overview

In Poland, mortgage law is governed by the Civil Code and the Mortgage Act. Key aspects of local laws relevant to mortgages include the establishment and registration of mortgages, rights and obligations of parties involved in a mortgage agreement, foreclosure procedures, and protection of borrowers' rights. Understanding these laws is essential for ensuring a smooth and legally compliant mortgage transaction.

Frequently Asked Questions

1. What is a mortgage in Poland?

In Poland, a mortgage is a legal agreement where real estate property is used as collateral for a loan. If the borrower fails to repay the loan, the lender has the right to foreclose on the property.

2. How is a mortgage different from a loan?

A mortgage is a type of loan that is secured by real estate property. It provides lenders with additional security in case the borrower defaults on the loan.

3. What are the requirements for obtaining a mortgage in Poland?

Requirements for obtaining a mortgage in Poland may include a stable income, good credit history, sufficient equity in the property, and compliance with the lender's criteria.

4. What are the rights of a borrower in a mortgage agreement?

Borrowers in Poland have the right to review and understand the terms of the mortgage agreement, make timely payments, request changes to the agreement, and receive protection from unfair practices.

5. What are the common pitfalls to avoid in mortgage transactions?

Common pitfalls to avoid in mortgage transactions include signing a mortgage agreement without understanding the terms, missing loan payments, failing to maintain the property, and not seeking legal advice when needed.

6. How long does the mortgage process typically take in Poland?

The mortgage process in Poland can vary depending on the complexity of the transaction, but it generally takes several weeks to months to complete. Delays can occur due to legal requirements, property valuation, and lender approval.

7. What are the consequences of defaulting on a mortgage in Poland?

If a borrower defaults on a mortgage in Poland, the lender has the right to initiate foreclosure proceedings, sell the property to recover the debt, and pursue legal action against the borrower for any remaining debt.

8. Can a mortgage agreement be renegotiated in Poland?

In some cases, a mortgage agreement in Poland can be renegotiated to change the terms, extend the repayment period, or modify the interest rate. However, both parties must agree to the changes, and legal guidance may be necessary.

9. What legal protections are available for borrowers in mortgage transactions?

Borrowers in Poland are protected by consumer rights laws, regulations on mortgage agreements, and provisions for resolving disputes with lenders. Legal assistance can help borrowers enforce their rights and avoid unfair practices.

10. How can a lawyer help with mortgage issues in Poland?

A lawyer specializing in mortgage law in Poland can provide legal advice, review and negotiate mortgage agreements, represent clients in legal proceedings, and protect their rights throughout the mortgage process. Legal assistance is essential for ensuring a fair and compliant mortgage transaction.

Additional Resources

For additional information and resources on mortgage law in Poland, you can visit the Polish Financial Supervision Authority (KNF) website, consult with a local legal aid organization, or seek guidance from a qualified mortgage lawyer.

Next Steps

If you need legal assistance with mortgage issues in Poland, consider contacting a mortgage lawyer for a consultation. They can provide personalized advice and representation to help you navigate the complexities of mortgage transactions and protect your rights and interests.

Lawzana helps you find the best lawyers and law firms in Poland through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Poland - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.