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About Residence by Investment Law in Thun, Switzerland

Residence by Investment (RBI) is a program that enables foreign nationals to obtain Swiss residency by making a significant financial investment in the country. While Switzerland does not offer a formal citizenship by investment pathway, it does provide specific routes for affluent individuals seeking residency, especially through cantons like Bern, where Thun is located. These schemes typically require applicants to make substantial contributions via lump-sum taxation or business investment, subject to cantonal and federal approval. Thun, benefiting from its location in the canton of Bern, abides by the broader Swiss frameworks but also applies certain local nuances and requirements.

Why You May Need a Lawyer

Securing residency in Switzerland through investment is a complex process with strict legal, financial, and administrative requirements. Many individuals seek legal advice for the following reasons:

  • Understanding eligibility criteria and required investment amounts
  • Navigating the application process, including preparing and compiling necessary documentation
  • Communicating with Swiss authorities at both the cantonal (Bern) and municipal (Thun) levels
  • Complying with ongoing tax obligations, particularly under the lump-sum taxation agreement
  • Addressing language barriers and interpreting legal paperwork
  • Assessing risk or managing complications, such as previous visa rejections or complex financial backgrounds
  • Structuring investments or businesses to maximize compliance and benefits
  • Assisting with long-term residency, family reunification, or transitions to permanent residency or citizenship

Given these intricacies, a lawyer’s guidance can ensure a smoother process and protect your interests throughout each phase.

Local Laws Overview

Residence by Investment in Thun operates under both federal Swiss law and cantonal regulations in Bern. Here are key aspects to consider:

  • Lump-sum Taxation (Forfait Fiscal): Non-EU/EFTA nationals who are not gainfully employed in Switzerland may apply for residence based on an annual tax payment. The tax is negotiated with cantonal authorities but must meet a federal minimum threshold.
  • Business Investment: Entrepreneurs may qualify by establishing a Swiss business that creates jobs and adds economic value. This pathway generally applies more readily to EU/EFTA citizens.
  • Permits: Most RBI applicants pursue a B permit (initial residency), renewable annually, which requires compliance with local regulations and proof of contributions.
  • Cantonal Requirements: The canton of Bern, which includes Thun, may impose additional criteria such as higher investment thresholds or stricter review of applicants’ backgrounds.
  • Background Checks: All applicants undergo detailed scrutiny for criminal record, financial standing, and source of funds.
  • Family Members: Spouses and children can usually be included in the same application, subject to dependency and financial criteria.
  • Pathway to Permanent Residency or Citizenship: After ten consecutive years of legal residence (five for EU/EFTA nationals in some cases), individuals may seek a settlement permit (C permit) and, later, Swiss citizenship if other integration requirements are fulfilled.

Frequently Asked Questions

What is the minimum investment required for residence by investment in Thun?

The minimum fiscal requirement under lump-sum taxation is typically around CHF 250,000 to CHF 1 million per year, depending on cantonal negotiations. Business investment thresholds may vary and are assessed on a case-by-case basis.

Can I work in Switzerland with residence by investment?

Residency obtained via the lump-sum taxation regime generally does not permit local employment. However, you can manage your own investments or business as the owner.

Do my spouse and children receive residency as well?

Yes, immediate family members (spouse and dependent children) are usually included in your application, subject to proof of relationship and financial support.

How long does the approval process take?

Processing times vary but often range from three to nine months, depending on the complexity of your case and responsiveness of local authorities.

Is the lump-sum taxation agreement negotiable?

While there are minimum thresholds, the actual amount is negotiated with the canton (Bern) and can be influenced by your overall wealth, projected expenses, and individual circumstances.

Can I eventually apply for Swiss citizenship?

Yes, after ten years of legal residency, subject to integration tests, language proficiency, and no criminal record, you may apply for Swiss citizenship.

What documents will I need?

You will typically need a valid passport, proof of funds, background checks, medical insurance, and detailed financial documentation to support your application.

Are there restrictions based on nationality?

Yes, Swiss authorities scrutinize certain nationalities more closely, and some countries may not be eligible for the lump-sum taxation scheme.

Can I buy real estate as part of the investment?

Buying real estate for personal use is permitted with residency status but does not on its own qualify as a basis for RBI. Investment-based permits are rooted in tax contributions or business creation.

What happens if my application is rejected?

You will typically receive feedback and, in many cases, have the opportunity to appeal or submit additional information with legal help to strengthen your application.

Additional Resources

If you are seeking further information or assistance, the following organizations and government offices can provide support:

  • Swiss Federal Office for Migration (SEM) - oversees national residency regulations
  • Canton of Bern Immigration and Civil Status Office - responsible for applications in Thun and the wider region
  • Thun City Administration - local support for practical matters tied to residency
  • Swiss Bar Association - to find qualified legal representation
  • Swiss embassies and consulates in your home country

Next Steps

If you are interested in pursuing residence by investment in Thun, Switzerland, consider the following actions:

  • Consult with an experienced Swiss immigration lawyer who understands both the federal and Bernese cantonal regulations
  • Gather preliminary documentation, such as proof of assets, background checks, and personal identification
  • Define your objectives for residency - whether for family, business, tax planning, or lifestyle
  • Discuss your eligibility and preferred route (lump-sum taxation or business investment) with your lawyer
  • Prepare your application thoroughly to minimize delays or rejections
  • Plan for post-arrival requirements, including registration with local authorities in Thun and ongoing tax compliance

Taking these steps with professional legal guidance will ensure you are well-prepared for the process and maximize your chances of a favorable outcome in your application for residence by investment in Thun.

Lawzana helps you find the best lawyers and law firms in Thun through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Residence by Investment, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Thun, Switzerland - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.