Best Retirement Lawyers in Luxembourg

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Luxembourg, Luxembourg

English
Etude Tessa Stocklausen is a Luxembourg based law practice led by Maître Tessa Stocklausen, who has been a member of the Luxembourg Bar since 1988. The firm is located at 31-33 Grand-Rue, L-1661 Luxembourg, in the heart of the city, offering convenient access for clients seeking timely, practical...
Luxembourg, Luxembourg

Founded in 2017
English
Andersen in Luxembourg is a distinguished tax advisory firm renowned for delivering high-end, tailor-made tax services to a diverse international clientele. Established in 2009, the firm has consistently provided innovative solutions, ranging from identifying and implementing optimal international...
Ogier Legal Luxembourg
Luxembourg, Luxembourg

Founded in 1867
50 people in their team
English
Ogier Luxembourg provides straight-to-the-point legal advice on banking and finance, corporate, dispute resolution, employment, investment funds and tax law, together with a dedicated desk for German and French clients.Established in 2012, the Luxembourg office has grown from two partners to eight...
Kerger Marc
Luxembourg, Luxembourg

Founded in 1991
English
Kerger Marc is an independent Luxembourg law firm specializing in corporate and commercial law. Since 1991, the firm has delivered tailored legal services to a broad client base, including some of Luxembourg's largest listed and non-listed companies. The practice covers a wide spectrum of corporate...
LAW CAIRN - Girault & Godart
Strassen, Luxembourg

Founded in 2017
English
LAW CAIRN - Girault & Godart, located in Strassen, Luxembourg, offers comprehensive legal services tailored to the needs of small and medium-sized enterprises (SMEs) and individuals. The firm's areas of expertise include labor and social security law, litigation, contract law, civil and commercial...
GT Fiduciaires
Luxembourg, Luxembourg

Founded in 2006
40 people in their team
English
GT Fiduciaires is a Luxembourg fiduciary group that supports companies through every stage of their lifecycle, from incorporation to day-to-day management and restructuring. The firm brings together specialists in accounting, taxation, payroll and human resources consulting to deliver coordinated...
Luxembourg, Luxembourg

Founded in 1982
English
Established in 1982 by Me Jean-Marie Bauler, Etude Bauler & Lutgen is a distinguished law firm located in Luxembourg. The firm offers comprehensive legal services, encompassing both preventive advice and judicial representation, across a wide array of practice areas. These include commercial law,...
MOYAL & SIMON Law Firm
Luxembourg, Luxembourg

Founded in 2010
50 people in their team
Luxembourgish
German
French
English
MOYAL & SIMON is an independent Luxembourg law firm that has matured into an established key firm in Luxembourg since its foundation. We pride ourselves in combining the quality and expertise of the leading commercial law firms while delivering individually-tailored services adapted to the...
Etude Maître Laurent Ries
Luxembourg, Luxembourg

Founded in 1991
10 people in their team
Luxembourgish
German
French
English
Maître Laurent Ries Maître Laurent Ries - holds an academic degree (international & private & business laws) with the University of Paris II Panthéon Assas, France, admitted to Luxembourg Bar since March 1991, title “Avocat à la Cour” (High Court).   Between 1994 and...
Strassen, Luxembourg

Founded in 1994
English
Kleyr Grasso SCS is a prominent law firm based in Luxembourg, recognized for its deep expertise in key areas of law, particularly labor relations and litigation. The firm comprises experienced attorneys who have built a solid reputation for advising both national and international clients across...
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About Retirement Law in Luxembourg

Retirement in Luxembourg is governed by a comprehensive legal framework designed to ensure financial security for individuals in their later years. The system is primarily structured around a public pension scheme, which is mandatory for all employees and the self-employed. Luxembourg's retirement law is characterized by a contributory scheme where the benefits depend on the contributions made during an individual's working life. The legal retirement age is 65, although early retirement is possible under certain conditions. Additionally, Luxembourg offers supplementary pension schemes, sometimes organized by employers, along with private pension plans.

Why You May Need a Lawyer

There are several situations where legal assistance might be necessary when dealing with retirement-related matters in Luxembourg:

  • Disputes over pension entitlements or contribution amounts.
  • Understanding and navigating complex rules regarding early retirement.
  • Advice on supplementary pension plans offered by employers.
  • Legal guidance on cross-border retirement situations for expatriates.
  • Assistance with private pension plans and ensuring compliance with local laws.

Local Laws Overview

The key aspects of Luxembourg's retirement laws encompass several major components:

  • The legal retirement age is set at 65, with provisions for early retirement starting at age 57 under certain conditions such as long-term unemployment or health issues.
  • Public pensions are funded by contributions from employers, employees, and the state, with the current contribution rate being a significant factor in pension value.
  • Supplementary pension schemes can be set up by employers and are subject to different regulations regarding contributions and benefits.
  • Pension rights are fully transferable within the EU, thanks to Luxembourg’s compliance with European Union regulations.
  • Taxation rules apply to pensions, and legal advice can help optimize tax obligations related to retirement income.

Frequently Asked Questions

What is the legal retirement age in Luxembourg?

The legal retirement age in Luxembourg is 65 years. However, early retirement options are available starting at age 57, subject to specific conditions.

How are pensions funded in Luxembourg?

Pensions are funded through a tripartite system involving contributions from employers, employees, and the state.

Can I continue working after starting to receive my pension?

Yes, you can continue working while receiving a pension, but your total income may be subject to specific taxation rules and thresholds.

What are supplementary pension schemes?

Supplementary pension schemes are additional retirement savings plans that employers may offer to their employees, which work alongside the public pension system.

Can expatriates benefit from the Luxembourg public pension system?

Yes, expatriates can benefit from the system, and pension rights are transferable within the European Union.

How is the pension amount determined?

The pension amount is based on the individual’s contribution history, salary, and the total number of years worked.

Are pensions taxed in Luxembourg?

Yes, pensions are subject to income tax in Luxembourg, although provisions may exist to reduce the overall tax burden.

What happens if there are contribution gaps during my working life?

Contribution gaps may affect the pension amount you receive, but certain legal provisions exist to mitigate the impact, depending on the reason for the gap.

Is it possible to transfer my pension benefits to another EU country?

Yes, Luxembourg allows for the transfer of pension rights within the EU, ensuring continued pension accrual even when working in different member states.

Can legal action be taken in case of pension disputes?

Yes, individuals can seek legal recourse in case of pension disputes, and consulting a lawyer specialized in retirement law is advisable in such cases.

Additional Resources

For those seeking further information on retirement in Luxembourg, consider exploring the following resources:

  • Caisse Nationale d’Assurance Pension (CNAP) - The national pension insurance institution in Luxembourg.
  • Luxembourg Tax Administration for information regarding taxation and pensions.
  • European Commission's information on pension rights and transferability within the EU.

Next Steps

If you require legal assistance regarding retirement in Luxembourg, consider the following steps:

  • Consult with a lawyer specialized in Luxembourg’s retirement and pension laws to understand your rights and obligations.
  • Review your employment contracts and pension plans to identify any areas of concern or potential legal issues.
  • Contact relevant authorities or organizations for clarification on specific legal aspects or to obtain any necessary documents.

Taking these actions will help you navigate the complexities of retirement laws in Luxembourg and ensure a secure retirement process.

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Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

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Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.