Best Retirement Lawyers in Luxembourg

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Or refine your search by selecting a city:

Bertrand COHEN-SABBAN
Luxembourg, Luxembourg

Founded in 2013
English
Established in 2013 by Bertrand COHEN-SABBAN, the law firm COHEN-SABBAN & MARCHETTO Avocats offers comprehensive legal services to both institutional and private clients in Luxembourg and France. The firm specializes in various areas of law, including labor and social security law, commercial law,...
Studio Legale Tosi Lussemburgo
Luxembourg, Luxembourg

30 people in their team
English
Studio Tosi is a tax and law firm built on the extensive experience of Prof. Avv. Loris Tosi, with a team of around thirty professionals across offices in Italy and Luxembourg, delivering sophisticated advice in tax, corporate and commercial matters.Client service is anchored in a relationship of...
LEGAL OZ Law Firm
Luxembourg, Luxembourg

Founded in 2020
10 people in their team
Luxembourgish
German
French
English
LAW FIRM IN THE HEART OF LUXEMBOURGLocated in the heart  of the judicial city in Luxembourg, LEGAL OZ is a law firm founded by Maître Ersan ÖZDEK, lawyer at the Court registered with the Luxembourg bar since 2009.Previously, Mr. ÖZDEK headed the litigation department of a renowned...
Erpelding Claudine
Luxembourg, Luxembourg

Founded in 1994
5 people in their team
English
Claudine Erpelding is a Luxembourg Avocat a la Cour with more than thirty years of experience practicing at the Luxembourg Bar. Her core areas include family law, with emphasis on divorces, minor guardianship and youth protection, as well as civil and commercial litigation and regular involvement...
NC Advocat
Luxembourg, Luxembourg

Founded in 2015
10 people in their team
Luxembourgish
German
French
English
Advise you anddefend your rightsWith recognized expertise in advice and litigation, NC Advocat is a multidisciplinary firm committed to providing quality legal service in the interest of our partners.We are committed to supporting our clients, whether for legal consultation in order to understand...
Delhaye-Delaux Sabine
Luxembourg, Luxembourg

Founded in 1988
English
Established in 1988, Delhaye-Delaux Sabine is a distinguished law firm located in Luxembourg, led by Avocate à la Cour, Me Sabine Delhaye-Delaux. The firm offers comprehensive legal services across various domains, including civil law, family law, employment law, social security law, contractual...
NCR AVOCATS
Luxembourg, Luxembourg

Founded in 1999
8 people in their team
English
NCR AVOCATS is a Luxembourg law firm founded in 1999 and registered at the Barreau de Luxembourg. The firm concentrates its practice on administrative law, construction and real estate, civil and commercial matters, and social law, developing long-standing technical expertise in urban planning,...

English
Etude d'avocats MSB LAW FIRM, led by Maître Samira MABCHOUR and Maître Samuel BECHATA, is a multidisciplinary law firm based in Luxembourg. The firm offers comprehensive legal services across various domains, including civil and criminal liability, labor and social security law, real estate and...
Corbiaux Céline
Luxembourg, Luxembourg

Founded in 2008
English
Corbiaux Céline is a boutique Luxembourg law firm led by Maître Céline Corbiaux, who was admitted to the Luxembourg Bar in 2003 and became Avocat a la Cour in 2005. The practice, which opened its own cabinet in 2008, is located in central Luxembourg City and serves private individuals, SMEs,...
Luxembourg, Luxembourg

Founded in 1984
1 person in their team
English
Etude Noesen is a Luxembourg based law practice specializing in civil and commercial litigation, debt collection, administrative and tax disputes, employment law, and corporate matters. Led by Maître Jean-Paul Noesen, the firm provides precise legal analysis and strategic advocacy in complex...
AS SEEN ON

About Retirement Law in Luxembourg

Retirement in Luxembourg is governed by a comprehensive legal framework designed to ensure financial security for individuals in their later years. The system is primarily structured around a public pension scheme, which is mandatory for all employees and the self-employed. Luxembourg's retirement law is characterized by a contributory scheme where the benefits depend on the contributions made during an individual's working life. The legal retirement age is 65, although early retirement is possible under certain conditions. Additionally, Luxembourg offers supplementary pension schemes, sometimes organized by employers, along with private pension plans.

Why You May Need a Lawyer

There are several situations where legal assistance might be necessary when dealing with retirement-related matters in Luxembourg:

  • Disputes over pension entitlements or contribution amounts.
  • Understanding and navigating complex rules regarding early retirement.
  • Advice on supplementary pension plans offered by employers.
  • Legal guidance on cross-border retirement situations for expatriates.
  • Assistance with private pension plans and ensuring compliance with local laws.

Local Laws Overview

The key aspects of Luxembourg's retirement laws encompass several major components:

  • The legal retirement age is set at 65, with provisions for early retirement starting at age 57 under certain conditions such as long-term unemployment or health issues.
  • Public pensions are funded by contributions from employers, employees, and the state, with the current contribution rate being a significant factor in pension value.
  • Supplementary pension schemes can be set up by employers and are subject to different regulations regarding contributions and benefits.
  • Pension rights are fully transferable within the EU, thanks to Luxembourg’s compliance with European Union regulations.
  • Taxation rules apply to pensions, and legal advice can help optimize tax obligations related to retirement income.

Frequently Asked Questions

What is the legal retirement age in Luxembourg?

The legal retirement age in Luxembourg is 65 years. However, early retirement options are available starting at age 57, subject to specific conditions.

How are pensions funded in Luxembourg?

Pensions are funded through a tripartite system involving contributions from employers, employees, and the state.

Can I continue working after starting to receive my pension?

Yes, you can continue working while receiving a pension, but your total income may be subject to specific taxation rules and thresholds.

What are supplementary pension schemes?

Supplementary pension schemes are additional retirement savings plans that employers may offer to their employees, which work alongside the public pension system.

Can expatriates benefit from the Luxembourg public pension system?

Yes, expatriates can benefit from the system, and pension rights are transferable within the European Union.

How is the pension amount determined?

The pension amount is based on the individual’s contribution history, salary, and the total number of years worked.

Are pensions taxed in Luxembourg?

Yes, pensions are subject to income tax in Luxembourg, although provisions may exist to reduce the overall tax burden.

What happens if there are contribution gaps during my working life?

Contribution gaps may affect the pension amount you receive, but certain legal provisions exist to mitigate the impact, depending on the reason for the gap.

Is it possible to transfer my pension benefits to another EU country?

Yes, Luxembourg allows for the transfer of pension rights within the EU, ensuring continued pension accrual even when working in different member states.

Can legal action be taken in case of pension disputes?

Yes, individuals can seek legal recourse in case of pension disputes, and consulting a lawyer specialized in retirement law is advisable in such cases.

Additional Resources

For those seeking further information on retirement in Luxembourg, consider exploring the following resources:

  • Caisse Nationale d’Assurance Pension (CNAP) - The national pension insurance institution in Luxembourg.
  • Luxembourg Tax Administration for information regarding taxation and pensions.
  • European Commission's information on pension rights and transferability within the EU.

Next Steps

If you require legal assistance regarding retirement in Luxembourg, consider the following steps:

  • Consult with a lawyer specialized in Luxembourg’s retirement and pension laws to understand your rights and obligations.
  • Review your employment contracts and pension plans to identify any areas of concern or potential legal issues.
  • Contact relevant authorities or organizations for clarification on specific legal aspects or to obtain any necessary documents.

Taking these actions will help you navigate the complexities of retirement laws in Luxembourg and ensure a secure retirement process.

Lawzana helps you find the best lawyers and law firms in Luxembourg through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Retirement, experience, and client feedback.

Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

Get a quote from top-rated law firms in Luxembourg — quickly, securely, and without unnecessary hassle.

Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.