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The Social Security Disability Scheme in Makurdi, Nigeria operates mainly under the Nigeria Social Insurance Trust Fund (NSITF) governed by Act 73 of 1993. The key mission of NSITF is to guarantee the security and welfare of employees against financial difficulties arising from old age, invalidity, or death. The Nigerian Social Security Law caters to employees in the private sector, with the public sector covered by a separate pension scheme. The Social security disability benefits are provided to insured individuals who are incapacitated and unable to work due to disability.
Dealing with social security disability issues can become complex due to the bureaucratic processes and legal intricacies involved. You may need a lawyer if you are denied disability benefits you believe you qualify for or when you need assistance understanding and navigating the process. A lawyer will help you gather and present the necessary evidence and documents, appeal an unfavorable decision, and represent you at hearings or in court if necessary.
Nigeria Social Insurance Trust Fund Act stipulates that employers must register their employees with NSITF within the first three months of employment. Failure of an employer to deduct and contribute to the NSITF within the specified period is liable to a penalty. In the event of employment termination due to disability or death, the employer is mandated to notify NSITF within seven days. Payments are made based on the degree of incapacity with regular benefits due if the disability is permanent and total.
All employees in private institutions with a minimum of three employees are eligible. Self-employed individuals can also voluntarily contribute towards the disability scheme.
For application, the disabled individual or representative needs to submit a medical report stating the disability. This application is then reviewed by the NSITF Medical Board. The final decision is made based on the degree of disability and one's contribution to the scheme.
The timeframe can vary depending on the specifics of your case, but expect a process that may take several months. Expediting the process typically requires the assistance of a disability lawyer.
Yes, you can appeal the decision within a given timeframe. The appeal may call for additional documentation, and hearings and this is often when legal representation becomes critical.
Yes, the social security law provides for dependant benefits in the event of the death of the insured person.
The Nigeria Social Insurance Trust Fund (NSITF) website is a valuable resource. You can also check out the National Industrial Court of Nigeria website, as it provides updates on recent cases and judgments regarding Social Security Disability issues.
If you require legal assistance with your Social Security Disability case, it is recommended to reach out to a legal expert in social security law. The Nigerian Bar Association provides a directory of accredited law firms and advocates familiar with the Social Security Disability system. Be sure to consult with a few to ensure you select the best representative for your needs.
