Best Structured Finance Lawyers in Johannesburg

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Macgregor Erasmus Attorneys
Johannesburg, South Africa

Founded in 2007
50 people in their team
Afrikaans
English
Macgregor Erasmus Attorneys Inc. is an innovative Law Firm that redefines the role that Lawyers ought to play by providing quick, pragmatic and robust legal solutions and representation which is bespoke to Multinational Corporations, Blue-chip companies, Large, Medium, Small, Micro-enterprises and...
Hough Bremner Incorporated
Johannesburg, South Africa

English
Hough Bremner Incorporated is a distinguished law firm based in South Africa, renowned for its comprehensive legal services and commitment to excellence. The firm's team of seasoned attorneys brings a wealth of experience across various legal disciplines, ensuring clients receive informed and...
Stabit Advocates
Johannesburg, South Africa

Founded in 2000
173 people in their team
English
French
Spanish
Afrikaans
Stabit Advocates LLP (https://www.stabitadvocates.com) is one of the top law firms in the world and stands as a beacon of legal excellence, recognized as one of the top law firms in East Africa, Africa and Globally with over 75 practice areas. Our firm is synonymous with top-tier legal expertise,...
Gravett Schoeman Inc King Williams Town
Johannesburg, South Africa

Founded in 1960
English
Gravett Schoeman Inc., located in King William's Town, South Africa, offers comprehensive legal services across various practice areas, including Commercial Law, Conveyancing, Litigation in both High and Magistrates' Courts, Municipal Law, Motor Vehicle Accident Claims, Administration of Estates...
Johannesburg, South Africa

Founded in 1977
English
Swanepoel & Partners Inc., established in 1977 by the late Mr. P.C. Swanepoel, has grown into one of the leading legal practices in Mpumalanga, South Africa. Based in Nelspruit, the firm offers a comprehensive range of legal services, including conveyancing, litigation, commercial law, and family...
P.C. MOGALE & CO.INC. ATTORNEYS
Johannesburg, South Africa

Founded in 1999
English
P.C. Mogale & Co. Inc. is a black-owned law firm based in South Africa, recognized as a Level 3 BBBEE contributor. The firm offers a comprehensive range of legal services, including criminal and civil litigation, commercial law, municipal law, estate planning, and family law matters such as...
Nkosana Moyo Attorney Inc

Nkosana Moyo Attorney Inc

1 hour Free Consultation
Johannesburg, South Africa

Founded in 2021
2 people in their team
English
About UsFounded in 2021 by Mr. Nkosana Moyo, Nkosana Moyo Attorney Inc. has rapidly established itself as a leading boutique law firm. Mr. Moyo brings a wealth of post-qualification experience from both inside and outside of legal practice, ensuring our clients receive expert guidance grounded in a...
Kgomo Attorneys Inc
Johannesburg, South Africa

English
Kgomo Attorneys Inc, located in Mahikeng, North West Province, offers a comprehensive range of legal services to both individuals and businesses. The firm's practice areas include civil litigation, matrimonial and divorce disputes, urgent applications, insolvency proceedings, and general commercial...
WDT Attorneys Inc
Johannesburg, South Africa

English
WDT Attorneys Inc, based in South Africa, is a distinguished law firm renowned for its comprehensive legal services across various practice areas. The firm's team of seasoned attorneys brings a wealth of experience and specialized knowledge, ensuring clients receive expert guidance tailored to...
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About Structured Finance Law in Johannesburg, South Africa

Structured finance is a specialist area of finance law that focuses on complex financial transactions aimed at managing risk, raising capital, or optimizing assets and liabilities. In Johannesburg, South Africa's main financial center, structured finance plays a vital role for corporations, banks, and investors engaged in activities such as securitization, syndicated loans, project finance, and derivatives. Structured finance transactions are often customized, requiring a deep understanding of both legal frameworks and the needs of the parties involved. Johannesburg's sophistication as a financial market means the legal landscape is developed and often aligned with international standards while also being grounded in local laws.

Why You May Need a Lawyer

Structured finance transactions typically involve significant sums, intricate contractual relationships, and complex regulatory requirements. People and organizations may need legal assistance for several reasons:

  • Structuring and negotiating finance deals such as asset-backed securities or syndicated loans
  • Drafting and reviewing complex financial agreements
  • Ensuring transactions are compliant with South African law and applicable regulations
  • Advising on tax implications and regulatory requirements
  • Managing cross-border transactions involving multiple jurisdictions and legal systems
  • Resolving disputes or litigating matters arising from structured finance agreements
  • Advising on risk mitigation strategies
  • Handling restructuring or insolvency in the context of complex financings

Because of the high financial stakes and legal risks, expert legal advice is often critical in protecting your interests in structured finance deals.

Local Laws Overview

Structured finance in Johannesburg is governed by a range of South African laws, regulations, and regulatory bodies. Key aspects include:

  • South African Companies Act - Governs the formation, operation, and financing of companies, including rules pertaining to financial assistance and disclosure requirements.
  • National Credit Act - Applies to certain credit agreements and sets out guidelines for lending, consumer protection, and disclosure obligations.
  • Financial Markets Act - Regulates financial markets, including securities and derivatives trading.
  • Foreign Exchange Control Regulations - Overseen by the South African Reserve Bank, affects cross-border finance and currency exchange.
  • South African Reserve Bank (SARB) and Prudential Authority - Set regulatory requirements for banking and financial transactions.
  • Tax Legislation - The Income Tax Act and VAT Act affect the structuring of transactions for tax efficiency and compliance.
  • Other relevant regulations cover securitization, insolvency, and competition law.

Legal practitioners in Johannesburg are skilled in navigating both local requirements and the international standards that often influence structured finance deals.

Frequently Asked Questions

What is structured finance?

Structured finance refers to a range of highly complex financial arrangements or products, such as asset-backed securities, derivatives, and syndicated loans, typically used by large companies or financial institutions to manage risk or raise capital.

Who are the main participants in structured finance transactions?

Participants often include originators or borrowers, banks and financial institutions, investors, rating agencies, trustees or special purpose vehicles, and legal and financial advisors.

Is structured finance regulated in South Africa?

Yes, several laws and regulatory bodies oversee structured finance activities, including the Financial Markets Act, Companies Act, and relevant banking and tax regulations.

Do these transactions require special approval or registration?

Depending on the type of transaction, certain structured finance deals may require notifications, approvals, or registration with authorities like the Companies and Intellectual Property Commission or the South African Reserve Bank.

Can foreign investors participate in structured finance transactions in Johannesburg?

Yes, but they must comply with South African foreign exchange controls, tax regulations, and local legal requirements to ensure lawful participation.

How are disputes in structured finance typically resolved?

Disputes are often resolved through negotiation, mediation, arbitration, or litigation in South African courts, depending on the contract terms and the parties' preferences.

What are the tax considerations in structured finance deals?

Tax implications can be significant, particularly for cross-border deals. Issues such as withholding tax, VAT, and stamp duty may apply, and professional tax advice is crucial.

What is a special purpose vehicle (SPV) in structured finance?

An SPV is a legally separate entity created to isolate financial risk, often used in securitization or to hold assets outside a company's main balance sheet.

Are there restrictions on securitization in Johannesburg?

Securitization is permitted in South Africa, but it is subject to specific regulatory requirements regarding asset transfer, disclosure, and investor protection as set out in local laws.

How do I find a suitable lawyer for structured finance matters in Johannesburg?

Look for lawyers or law firms with experience in structured finance, a knowledge of both local and international finance law, and a track record of involvement in similar deals or transactions.

Additional Resources

For further information or guidance, consider reaching out to the following resources and organizations:

  • South African Reserve Bank - For regulations relating to foreign exchange and financial stability
  • Financial Sector Conduct Authority (FSCA) - Regulator for financial services and market conduct
  • Companies and Intellectual Property Commission (CIPC) - For company registrations and compliance
  • Johannesburg Stock Exchange (JSE) - For public listings and securities information
  • South African Institute of Chartered Accountants (SAICA) - For professional guidance and insights
  • Large law firms in Johannesburg with dedicated banking and finance practices

Next Steps

If you believe you need assistance with a structured finance transaction or are facing a related legal issue in Johannesburg, it is important to:

  • Identify your needs and the nature of the transaction or issue
  • Gather all relevant documentation and information relating to the finance deal
  • Contact a reputable Johannesburg-based law firm or legal practitioner with experience in structured finance
  • Arrange an initial meeting or consultation to discuss your requirements and possible solutions
  • Follow professional advice on regulatory compliance, contractual arrangements, and risk assessments before proceeding

Professional legal support will not only help ensure your structured finance transactions comply with South African law but also protect your interests and help achieve your financial objectives efficiently and securely.

Lawzana helps you find the best lawyers and law firms in Johannesburg through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Structured Finance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Johannesburg, South Africa - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.