About Workers Compensation Law in Central, Hong Kong:
The workers' compensation law in Central, Hong Kong applies to nearly every employee in case of work-related injuries or diseases. It's a form of insurance for workers that provides benefits in the event of disability or death arising from work activities. The regulations mandate that every employer is supposed to have insurance for their employees, except for domestic servants.
Why You May Need a Lawyer:
A lawyer may be needed in cases where your employer disputes your injury claim, denies your right to treatment, or if your permanent disability rating is challenged. Moreover, if your injury is severe requiring surgery or has led to a disability, a lawyer can help you get a rightful settlement. Additionally, if your employer retaliates after you file a claim, an attorney can help protect your rights.
Local Laws Overview:
The local laws relating to workers' compensation in Central, Hong Kong are covered under the Employees' Compensation Ordinance (ECO) and Pneumoconiosis and Mesothelioma (Compensation) Ordinance (PMCO). The issues covered include medical expenses, lost wages, permanent disability payments, compensation for death, and funeral expenses. It is notably mandatory for businesses to have insurance coverage for employees against workplace injuries or diseases.
Frequently Asked Questions:
1. What do I do if my claim is denied?
If your workers’ compensation claim is denied, you have the right to appeal the decision. This process can be complex and legal counsel is usually beneficial.
2. How long do I have to file a claim?
Generally, you have two years from the date of the accident to file a claim. However, it is advised to submit it as soon as possible after the injury.
3. What should I do if my employer doesn't carry workers' compensation insurance?
If your employer doesn't carry insurance, you may sue your employer directly for your injuries. Such a case should be handled by a lawyer.
4. What is a Permanent Disability Rating?
This rating is given by a doctor at the end of your treatment. It determines the percentage of permanent disability you have due to your work-related injury or illness. It's important in determining your compensation.
5. What happens if I return to work and make less money because of my injury?
If you return to work but make less money because of your work-related injury or illness, you may be eligible for a type of benefit called a wage loss. An attorney can assist you in such a case.
Additional Resources:
You may refer to legal offices, the Hong Kong Labor Department, or the Hong Kong Employees Compensation Assistance Fund Board for assistance or additional information. Additionally, legal aid services can provide lawyer referrals and free legal advice.
Next Steps:
If you are in need of legal assistance in workers' compensation, begin by acknowledging your rights under the local law. Document your injury, notify your employer, and seek immediate medical help. File your claim as quickly as possible. If you encounter difficulties, consult with a worker's compensation attorney for professional legal advice.
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Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.
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