Best Banking & Finance Lawyers in Lisbon

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GFDL Advogados

GFDL Advogados

Lisbon, Portugal

Founded in 2018
15 people in their team
Portuguese
English
French
Hungarian
Romanian
GFDL Advogados is an independent full-service law firm based in Lisbon. Our team comprises highly skilled advisors and lawyers with international experience in law and business affairs.Our dedicated teams handle all aspects of doing business and investing in Portugal. We consolidate intellectually...
J. A. Pinto Ribeiro & Associados

J. A. Pinto Ribeiro & Associados

Lisbon, Portugal

Founded in 2018
50 people in their team
Portuguese
English
The FirmPinto Ribeiro Advogados is a medium-sized law firm based in Lisbon, Portugal, which provides comprehensive legal services to its Clients, both domestic and foreign, in various areas of Law and in the most relevant sectors of economic activity.Our MissionWe privilege the personalized...
EDGE - International Lawyers

EDGE - International Lawyers

Lisbon, Portugal

Founded in 2016
200 people in their team
Portuguese
English
Our experienced team provides legal solutions for both international and domestic clients, serving their business needs whilst also understanding their cultural diversity. Often these solutions need to be individualised and we have the flexibility to blend both traditional and innovative...
PRA - Raposo, Sá Miranda & Associados

PRA - Raposo, Sá Miranda & Associados

Lisbon, Portugal

Founded in 2001
200 people in their team
Portuguese
English
FOUNDED IN2001PRA – Raposo, Sá Miranda & Associados, Sociedade de Advogados, SP, RL is today the result of shared values, desires and goals that have created synergies and valences, in a firm of strong, dynamic, ambitious and well prepared lawyers.PRA – Raposo, Sá Miranda & Associados...
CCA Law Firm

CCA Law Firm

Lisbon, Portugal

Founded in 1949
200 people in their team
Portuguese
English
In a world updated to the second, we must be able to constantly adapt to change. CCA relies on a responsive attitude of adaptability to several scenarios and activity areas.We focus on the future and helping organisations to achieve the best, boldest, and most effective solutions for 70 years....
Vieira de Almeida & Associados

Vieira de Almeida & Associados

Lisbon, Portugal

Founded in 1976
200 people in their team
Portuguese
English
Who We AreEach step of the deal is vital. Drawing upon a wealth of knowledge and experience our extensive track record of innovation enables our teams to deliver legal services of excellence every stage of the way. Our professionals are carefully selected for their advanced technical skills and...
Lima Thomas Attorneys

Lima Thomas Attorneys

Lisbon, Portugal

Founded in 2000
4 people in their team
Portuguese
English
French
Spanish
We are a boutique law office focused on 360º support in real estate acquisitions, incorporating a company dependencies and develop a foreign business in Portugal. We consult in any legal implications of investing in Portugal and consequent relocation, if necessary. We have focuse as well on...
PLMJ Advogados, SP, RL

PLMJ Advogados, SP, RL

Lisbon, Portugal

Founded in 1967
500 people in their team
Portuguese
English
Leaders for over 50 years, we are proud of the culture we have built. We see our clients' challenges as our own and we put our people at the centre of our strategy to always excel in delivering value to everyone who places their trust in us.Our teams are made up of the best lawyers in the country,...
RFF Lawyers

RFF Lawyers

Lisbon, Portugal

Founded in 2012
50 people in their team
Portuguese
English
The firmRFF Lawyers is a tax law “boutique” firm, specialized in tax and business law, both for corporate and institutional entities and individual clients.RFF Lawyers seeks to foster lasting relationships - of confidence and trust - and to provide the proper legal solutions meeting the...
SRS Legal

SRS Legal

Lisbon, Portugal

Founded in 1992
200 people in their team
Portuguese
English
Who we areFor over 30 years, we have provided full-service advice to national and international clients in all business areas.Our firm has more than a hundred lawyers from various practice areas to respond to the needs of clients quickly, empathetically and innovatively.SRS Law Firm, established in...
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About Banking & Finance Law in Lisbon, Portugal

Lisbon, Portugal, is a thriving hub for financial services underpinned by a robust banking and finance sector. Portuguese banking and finance law encompasses a wide range of activities, including lending, securities transactions, asset management, and regulatory compliance. The legal framework is primarily governed by both European Union directives and local regulations established by Portuguese authorities. With Lisbon being home to many international and local financial institutions, understanding the nuances of these laws is crucial for anyone involved in banking and finance operations in the city.

Why You May Need a Lawyer

There are various situations in which individuals and businesses may need legal assistance in banking and finance matters. Legal advice may be required when dealing with complex financial transactions, such as mergers and acquisitions, project financing, or restructuring debt. Additionally, individuals or companies facing regulatory issues, disputes with financial institutions, or seeking advice on compliance with Portuguese and EU financial regulations could greatly benefit from professional legal counsel. Lawyers can provide crucial guidance in negotiating contracts, understanding investment implications, and safeguarding financial interests.

Local Laws Overview

The banking and finance sphere in Lisbon is regulated by an amalgam of national laws and European Union directives. Key regulatory bodies include the Banco de Portugal, which oversees the banking sector, and the Comissão do Mercado de Valores Mobiliários (CMVM), responsible for supervising securities markets. Main legal considerations for businesses operating in Lisbon include compliance with anti-money laundering regulations, adherence to the General Data Protection Regulation (GDPR) regarding financial data, and observance of corporate governance rules. Additionally, recent amendments to financial laws have fostered a more investor-friendly environment, promoting financial innovation and stability.

Frequently Asked Questions

What are the main regulations governing banking in Portugal?

The primary regulations include the Credit Institutions and Financial Companies Act, the Securities Code, and compliance with various EU directives such as MiFID II, CRD IV, and GDPR.

Do I need a lawyer to take out a mortgage in Lisbon?

While not legally required, engaging a lawyer can be helpful to navigate the complexities of mortgage contracts and ensure all legal conditions are favorable and transparent.

How can I resolve a dispute with a bank in Lisbon?

Initially, attempt to reach a resolution directly with the bank. If unsuccessful, the Banco de Portugal’s consumer protection services offer mediation. If the issue persists, seeking legal advice could be useful.

What legal procedures are involved in setting up a financial company in Lisbon?

Establishing a financial company involves registering with the Commercial Registry and obtaining licenses from the Banco de Portugal and/or other regulatory bodies, depending on the type of financial services provided.

Is Portugal an attractive destination for financial technology (fintech) startups?

Yes, Portugal offers a supportive ecosystem for fintech startups, including regulatory sandboxes, government incentives, and a vibrant startup community, particularly in Lisbon.

How does Portugal's tax regime affect banking and finance operations?

Portugal's tax system has provisions for issues such as corporate tax, value-added tax on certain financial services, and specific taxation rules for investment income, which require careful consideration and planning.

What role does the CMVM play in finance law?

The Comissão do Mercado de Valores Mobiliários (CMVM) oversees the securities market in Portugal, including investor protection, market transparency, and the licensing of financial instruments and markets.

How important is compliance with GDPR in the banking sector?

Compliance with GDPR is crucial in the banking sector due to the high volume of personal data processed. Non-compliance can lead to severe penalties and damage to reputation.

Can foreign investors easily access the Portuguese financial market?

Portugal generally welcomes foreign investment, with no significant legal barriers for foreign investors entering the financial market, though compliance with local and EU regulations is necessary.

What are the consequences of defaulting on a loan in Portugal?

Defaulting can lead to legal proceedings initiated by the lender, impacting credit ratings and possibly resulting in foreclosure or asset seizure. Legal advice is recommended for negotiating or restructuring debt under such circumstances.

Additional Resources

For further assistance, consider consulting the following resources:

  • Banco de Portugal: The central bank, which provides regulatory and consumer protection information.
  • Comissão do Mercado de Valores Mobiliários (CMVM): Offers guidance and updates on securities markets.
  • Portuguese Bar Association: Can help locate qualified lawyers specializing in banking and finance law.
  • Lisbon Chamber of Commerce: Provides resources and networking opportunities for financial enterprises.

Next Steps

If you need legal assistance in banking and finance, start by identifying your specific needs and goals. Consider consulting with a specialized lawyer who understands both international and local regulations. Compiling necessary documentation and preparing questions beforehand can expedite the consultation process. Engaging a lawyer early can help navigate potential legal challenges effectively and safeguard your financial interests.

Lawzana helps you find the best lawyers and law firms in Lisbon through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Banking & Finance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Lisbon, Portugal—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.