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United States Bankruptcy & Debt Legal Articles

Browse our 2 legal articles about Bankruptcy & Debt in United States written by expert lawyers.

Filing Chapter 7 in 2026 United States: New Income Limits
Bankruptcy & Debt
Chapter 7 gives a near-total discharge of most unsecured debt, but you must pass a "means test" that compares your household income to your state's median income for your family size in 2026. The U.S. Trustee Program updates the state median income numbers at least once a year; you qualify... Read more →
Debt Collectors in the US: Stop Harassment and Verify Debt
Bankruptcy & Debt
You have strong federal rights under the Fair Debt Collection Practices Act (FDCPA) and CFPB Regulation F. Collectors cannot harass you, must send a validation notice, and must stop collecting until they verify if you dispute in writing within 30 days. Tell collectors to stop contacting you, then follow up... Read more →
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