![Stoll Keenon Ogden PLLC](https://lawzana.com/storage/firms/5251/16503613149450.jpg)
Best Bankruptcy Lawyers in United States
Share your needs with us, get contacted by law firms.
Free. Takes 2 min.
Or refine your search by selecting a city:
List of the best lawyers in United States
![Stoll Keenon Ogden PLLC](https://lawzana.com/storage/firms/5251/16503613149450.jpg)
![Mirick, O'Connell, DeMallie & Lougee, LLP.](https://lawzana.com/storage/firms/5294/16505852025494.jpg)
Mirick, O'Connell, DeMallie & Lougee, LLP.
![WATKINS & EAGER](https://lawzana.com/storage/firms/5320/16508781303408.jpg)
WATKINS & EAGER
![Adelman & Gettleman](https://lawzana.com/storage/firms/5217/16499123059774.jpg)
Adelman & Gettleman
![The Harris Firm LLC](https://lawzana.com/storage/firms/4867/16390414018923.jpg)
The Harris Firm LLC
![Carver, Darden, Koretzky, Tessier, Finn, Blossman & Areaux L.L.C.](https://lawzana.com/storage/firms/5266/16504593106254.jpg)
Carver, Darden, Koretzky, Tessier, Finn, Blossman & Areaux L.L.C.
![Wilmer Cutler Pickering Hale and Dorr LLPยฎ](https://lawzana.com/storage/firms/5027/16395384276394.jpg)
Wilmer Cutler Pickering Hale and Dorr LLPยฎ
![Adams Jones Law Firm, P.A.](https://lawzana.com/storage/firms/5237/16500123063812.jpg)
Adams Jones Law Firm, P.A.
![Wasinger Daming, LC](https://lawzana.com/storage/firms/5330/16509565773929.jpg)
Wasinger Daming, LC
![Koley Jessen](https://lawzana.com/storage/firms/5357/16511360517677.jpg)
Koley Jessen
Browse bankruptcy law firms by city in United States
Refine your search by selecting a city.
About Bankruptcy Law in United States:
Bankruptcy in the United States is a legal process that helps individuals and businesses who are unable to repay their debts to get a fresh start by eliminating or restructuring their debts. There are various types of bankruptcy, with Chapter 7 and Chapter 13 being the most common for individuals. It's essential to understand your rights and responsibilities under the bankruptcy laws to make informed decisions.
Why You May Need a Lawyer:
You may need a lawyer to navigate the complex legal requirements of bankruptcy, especially if you have significant assets, debts, or income. A lawyer can help you understand your options, prepare and file paperwork accurately, protect your rights, negotiate with creditors, represent you in court, and ensure a successful outcome.
Local Laws Overview:
Each state may have its specific laws and regulations that can impact the bankruptcy process. It's crucial to be aware of the local laws that apply to your situation, such as exemption limits, property laws, and procedural requirements. Consulting with a local bankruptcy attorney who is familiar with these laws can help you navigate the process more effectively.
Frequently Asked Questions:
1. What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 allows for the discharge of most debts, while Chapter 13 involves a repayment plan over three to five years.
2. Will bankruptcy stop creditors from harassing me?
Yes, bankruptcy's automatic stay prohibits creditors from contacting you or pursuing collection actions while your case is pending.
3. Can bankruptcy eliminate all of my debts?
Not necessarily. Certain debts like student loans, child support, and taxes may not be dischargeable in bankruptcy.
4. Will bankruptcy ruin my credit score?
Bankruptcy can negatively impact your credit score initially, but it is possible to improve it over time with responsible financial practices.
5. How long does the bankruptcy process take?
The process duration depends on the type of bankruptcy but generally takes a few months to several years.
6. Can I keep my assets in bankruptcy?
Exemptions exist that allow you to keep certain assets like your home, car, and personal belongings in bankruptcy.
7. What are the costs associated with filing for bankruptcy?
In addition to attorney fees, there are filing fees and credit counseling fees that must be paid when filing for bankruptcy.
8. Can I file for bankruptcy without a lawyer?
While it's possible to file for bankruptcy pro se, having a lawyer can significantly increase your chances of a successful outcome.
9. What are the consequences of not completing a Chapter 13 repayment plan?
Failing to complete your Chapter 13 repayment plan may result in your case being dismissed, leaving you still responsible for the debts.
10. How can I rebuild my credit after bankruptcy?
You can start rebuilding your credit by paying bills on time, using credit responsibly, and checking your credit report regularly.
Additional Resources:
For additional resources and information on bankruptcy in the United States, consider contacting the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys, or your local bar association for referrals to qualified bankruptcy attorneys in your area.
Next Steps:
If you are considering bankruptcy or have questions about the process, it's essential to consult with a qualified bankruptcy attorney who can provide personalized guidance based on your unique situation. Take the first step towards financial freedom by seeking legal advice today.
The information provided on this page is intended for informational purposes only and should not be construed as legal advice. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or currentness of the content. Laws and regulations can change frequently, and interpretations of the law can vary. Therefore, you should consult with qualified legal professionals for specific advice tailored to your situation. We disclaim all liability for actions you take or fail to take based on any content on this page. If you find any information to be incorrect or outdated, please contact us, and we will make efforts to rectify it.