Best Foreclosure Lawyers in Tauranga

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Harris Tate Lawyers
Tauranga, New Zealand

Founded in 1995
50 people in their team
Māori
English
Originally founded by Ross Harris in 1980 before partnering with Alan Tate in 1995, Harris Tate has become one of Tauranga’s most trusted law firms driven by its passion to provide people with smart , intelligent advice with excellent service.Clients are at the heart of our business. With that in...
Keam Standen
Tauranga, New Zealand

Founded in 1987
50 people in their team
Māori
English
Keam Standen Limited (formerly Keam & Associates and Keam Standen) was established in 1987 and has been serving the people of the Tauranga, the Western Bay of Plenty and those right across New Zealand since. We plan to continue providing excellent legal services for decades to come as we have...
Holland Beckett Law
Tauranga, New Zealand

Founded in 2000
50 people in their team
Māori
English
Holland Beckett Law is a Bay of Plenty wide law firm with offices in Tauranga, Rotorua, Whakatāne and Ōpōtiki.Holland Beckett Law is a Bay of Plenty wide law firm with offices in Tauranga, Rotorua, Whakatāne and Ōpōtiki.Holland Beckett Law is a Bay of Plenty wide law firm with offices in...
Baywide Community Law Service
Tauranga, New Zealand

Founded in 1988
50 people in their team
Māori
English
About usBaywide Community Law supports our community by enabling access to free legal services for people living along the Bay of Plenty coast, from Waihi to Te Kaha.We offer free legal information to everyone, and one-on-one legal advice to people on low incomes, with disabilities or other...
Bush Forbes Barristers & Solicitors
Tauranga, New Zealand

Founded in 1992
6 people in their team
Māori
English
About usBush Forbes is a well established and successful full service law firm located in Tauranga, New Zealand.We pride ourselves on providing personal, experienced legal advice and professional services for yourself, your property or your business. Bush Forbes started in practice over 30...
Annan Law
Tauranga, New Zealand

Founded in 2000
50 people in their team
Māori
English
Need Law Advice in Tauranga or Omokoroa?The law changes continuously. You have the comfort of knowing that we keep up to date with the changes to be able to best provide you with expert professional advice.We are a small law firm specialising in helping individuals and couples with all their legal...
Burley Castle Hawkins Law Limited
Tauranga, New Zealand

Founded in 2020
10 people in their team
Māori
English
Legal ServicesWhether its legal expertise covering Company & Commercial Law, Employment Law, Civil Litigation (including disputes), Family & Relationship Property Law, Conveyancing, Trusts or Wills & Powers of Attorney, we've got your back. The BCH Law team is dedicated to providing a...
Michael J Toner Solicitor
Tauranga, New Zealand

Founded in 1993
50 people in their team
Māori
English
Here, at Toner Law, we pride ourselves in being a down to earth, friendly and approachable team. We are far from a big corporate firm, and the majority of our clients have been with us for many years.Our primary focus is on helping our clients achieve their goals as seamlessly as possible, whether...
Simply Law
Tauranga, New Zealand

Founded in 2010
10 people in their team
Māori
English
About UsAt Simply Law we provide a wide range of legal services. We are particularly keen to provide a friendly and helpful service without using all the legal jargon.From Greerton Law to Simply Law.  We have changed our firm name for many reasons.  Initially Greerton Law was set up to...
Sharp Tudhope Lawyers
Tauranga, New Zealand

Founded in 1896
50 people in their team
Māori
English
As Tauranga’s oldest business we’re proud to have celebrated 125 years in our region.It all started in 1896, when Henry Sharp opened his law practice on the Strand in Tauranga’s city centre. He then invited fellow lawyer, Archie Tudhope to join him, 15 years later. They literally ‘joined...
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About Foreclosure Law in Tauranga, New Zealand

In Tauranga, New Zealand, foreclosure is the lawful process through which a lender can reclaim a home or property in case the homeowner defaults on their mortgage payments. The aim of foreclosure is to enable the lender to sell the property, thereby allowing them to recover the balance of a loan from a borrower who has stopped making payments. The rights of both lenders and borrowers in foreclosure are covered in the Property Law Act 2007, the Credit Contracts Legislation Amendment Act 2020 and various aspects of contract and tort law in New Zealand.

Why You May Need a Lawyer

Navigating foreclosure law can be complex. A lawyer can assist you in understanding your rights, available options, and possible defenses. Instances where you may need a lawyer include when you're served a foreclosure notice, when you're contemplating filing a legal action to challenge foreclosure, when you need help negotiating with your lender, or when you wish to pursue a loan modification, short sale, or deed in lieu of foreclosure.

Local Laws Overview

The foreclosure process in Tauranga, New Zealand, operates under stringent laws that protect the rights of both the lender and the borrower. Lenders must adhere to the Property Law Act 2007, which stipulates procedures for the foreclosure process, including serving notices and applying for court orders before possession can be taken over. Borrowers have rights under the Credit Contracts Legislation Amendment Act 2020 which includes new rules around repossession and hardship protections. Ensuring compliance with these laws is vital for both parties, and breaches can result in significant financial penalties.

Frequently Asked Questions

1. What happens if I default on my mortgage payments?

If you default on your mortgage payments, your lender has the right to file for a foreclosure on your property. This gives them the power to sell your property to recover the balance of the loan.

2. Can I stop a foreclosure after it's started?

Yes, you may be able to stop the foreclosure process. This could involve repaying all overdue amounts, refinancing the loan, or formally challenging the foreclosure process in court.

3. What happens to my property after foreclosure?

Following foreclosure, the lender usually attempts to sell the property. If sold for less than owed, the lender might seek a judgement against you for the balance.

4. Can I contest a foreclosure?

Yes, you can contest a foreclosure if you believe there have been procedural defects, or if you believe the mortgage agreement itself or manner of its enforcement breached your rights.

5. Will foreclosure affect my credit score?

Yes, a foreclosure can negatively impact your credit score, and could affect your eligibility for future loans or credit agreements.

Additional Resources

These key resources provide further understanding and assistance with foreclosure in Tauranga, New Zealand: The Community Law Manual, published by Community Law Centres of New Zealand, the Citizens Advice Bureau, and the Ministry of Justice offer valuable information and services.

Next Steps

If you believe you are facing foreclosure or have received a notice of default, act proactively. Reach out to an experienced foreclosure attorney who can guide you through the process, explore all options available, and defend your rights.

Lawzana helps you find the best lawyers and law firms in Tauranga through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Foreclosure, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Tauranga, New Zealand - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.