Best Mortgage Lawyers in Copenhagen

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Plesner
Copenhagen, Denmark

Founded in 1918
1,000 people in their team
Danish
English
About PlesnerBy law, we mean businessPlesner's roots stretch back to 1918, and our firm - in its current form - was established at the beginning of the 00s through a series of mergers of leading Danish law firms. Our business is based on strong relationships. In 2018 we celebrated our 100th...
Baker Tilly Legal Advokatfirma
Copenhagen, Denmark

Founded in 2000
50 people in their team
Danish
English
We provide high-quality legal advice to Danish and international companies.We combine a high professional level, good business understanding and expert knowledge, which enables us to deliver result-oriented solutions that create value for our clients.Our valuesWe have the following core...
Moltke-Leth Advokater
Copenhagen, Denmark

Founded in 1939
50 people in their team
Danish
English
A brief history of Moltke-LethMoltke-Leth was established in 1939 by High Court barrister Børge Moltke-Leth, and is currently one of Denmark's oldest law firms.With the office's basic values and history as an excellent springboard, Moltke-Leth has developed today into a modern and dynamic law...
Gorrissen Federspiel
Copenhagen, Denmark

Founded in 1869
50 people in their team
Danish
English
In 1989, the law firms N.J. Gorrissen and Per Federspiel merged. This was the first in a number of mergers among the largest business law firms in Denmark. The new firm was named Gorrissen & Federspiel and moved into Dagmarhus in Copenhagen. In the years that followed, Kierkegaard & Malby,...

Founded in 2007
200 people in their team
Danish
English
About Holst,Simplicity, Efficiency and PresenceAt Holst, every case starts with interest, understanding and an honest dialogue. And we work to ensure that it ends with the best possible solution. Both legally, commercially and humanly.We build on great and broad expertise within our areas of...
Bjarne Johnsen
Copenhagen, Denmark

Founded in 1958
50 people in their team
Danish
English
The law firm was founded in 1958 by High Court Attorney Ellinor Jakobsen, who in 1983 entered into a partnership with attorney Bjarne Johnsen. Bjarne Johnsen has continued the office, and since 2007 attorney Svend-Erik Hjortskov has been associated with the office. However, Svend-Erik Hjortskov...
Advokatfirma Bech-Bruun
Copenhagen, Denmark

Founded in 2001
50 people in their team
Danish
English
About Bech-BruunBeing an enterprise in an ever-changing world requires new ways of thinking and navigating the corporate sector. New challenges appear all the time, but so do new opportunities. To find the right answers to your problems we must have a keen eye for details and not least the ability...
AGENDA Advokater
Copenhagen, Denmark

Founded in 2011
English
Established in 2011 and based in Odense, AGENDA Advokater has grown into one of Fyn's prominent law firms, employing approximately 20 professionals. The firm specializes exclusively in business law and real estate, ensuring clients receive expert guidance tailored to their specific needs. Each...
LB Patent | Larsen & Birkeholm
Copenhagen, Denmark

Founded in 1973
English
LB Patent | Larsen & Birkeholm is a distinguished law firm in Denmark, recognized for its comprehensive expertise in intellectual property law. The firm provides specialized legal services in patent prosecution, trademark registration, and the management of intellectual property portfolios for a...
The law firm Palle Svendsen
Copenhagen, Denmark

Founded in 1985
English
Advokatfirmaet Palle Svendsen, located in Randers, Denmark, specializes in inheritance law, insolvency law, and personal injury compensation. Established in 1998, the firm is led by attorney Palle Svendsen, who has been practicing law since 1982. The firm has built a solid reputation for its...
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About Mortgage Law in Copenhagen, Denmark:

In Copenhagen, Denmark, mortgage law is an essential part of the property law system. The law stipulates that a mortgage in Denmark is a secured loan, with the property serving as the collateral. Mortgages in Denmark are primarily regulated by the Danish Mortgage-Credit Loans and Mortgage-Credit Bonds Act, which ensures the protection of both borrowers and lenders. This covers areas such as interest rates, repayment schemes, and borrower eligibility criteria.

Why You May Need a Lawyer:

Finding a suitable mortgage and understanding the various laws and regulations can be complicated. Employing a lawyer can make this process easier, ensuring your rights are protected. Lawyers assist by reviewing agreements, helping negotiate better terms, and explaining complex legal jargon. For individuals facing foreclosure, a lawyer can guide you through your options and, in some cases, help stop the procedure. In disputes relating to mortgage contracts, having legal representation can be immensely beneficial.

Local Laws Overview:

The Danish Mortgage-Credit Loans and Mortgage-Credit Bonds Act provides the basis for mortgage-related laws in Denmark. All mortgages must be recorded with the Danish Land Registry and are subject to a property value assessment. Danish law also includes consumer protection provisions, including a cap on variable interest rates and right to early repayment. Mortgage providers are subject to strict regulations, requiring substantial capital holdings and adherence to good business conduct guidelines. Non-payment of a mortgage can lead to foreclosure, but there are several legal protections available to borrowers.

Frequently Asked Questions:

What is the usual term for a mortgage in Denmark?

In Denmark, generally, mortgages have a term of 20-30 years but can go up to 40 years in some cases.

Can foreigners get a mortgage in Denmark?

Yes. While conditions apply, non-Danes can acquire a mortgage for properties in Denmark, provided they meet eligibility criteria.

What is a ‘fast-closure’ mortgage?

A 'fast-closure' mortgage has a fixed rate but comes with a higher interest rate due to its stability and predictability.

What happens if I can't pay my mortgage?

If you cannot meet your mortgage repayments, your lender can initiate foreclosure proceedings, but every effort is commonly made to prevent this, through such means as loan modification or refinancing.

Can I prepay my mortgage in Denmark?

Yes, Danish law allows borrowers to repay their mortgage early, either in full or in part, though some penalties might apply.

Additional Resources:

Danish Financial Supervisory Authority (Finanstilsynet) - provides information and guidance regarding the financial sector, including mortgages in Denmark.

Danish Mortgage Banks' Federation (Realkreditrådet) - provides industry news, analysis and data related to Danish mortgage.

Danish Consumer Council (Forbrugerrådet Tænk) - offers guidance and assistance for consumer-related issues, including mortgages.

Next Steps:

If you need legal assistance in regards to a mortgage in Copenhagen, consider first contacting a local real estate lawyer or legal advisory service. They can offer specific guidance for your situation and help you navigate the complex Danish mortgage law framework. Make sure to prepare all necessary documents, such as property deeds, income statements, and mortgage agreements, when seeking legal advice.

Lawzana helps you find the best lawyers and law firms in Copenhagen through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Copenhagen, Denmark - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.