Best Mortgage Lawyers in Copenhagen

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Fabritius Tengnagel & Heine
Copenhagen, Denmark

Founded in 1865
200 people in their team
Danish
English
ProfileOur basic position is that every lawyer must be generally well-founded in order to be able to provide competent advice - also within his specialist areas.Our lawyers are therefore all broad-based generalists who have built up special expertise in a number of specialist areas. We attach great...
Bruun & Hjejle
Copenhagen, Denmark

Founded in 1878
500 people in their team
Danish
English
About Bruun & HjejleBruun & Hjejle is a law firm with a long history where the team comes before the individual.We constantly evolve and strive to create an open culture. It is our fundamental belief that our strong community and ability to collaborate inspire enthusiasm in our employees...
Gorrissen Federspiel
Copenhagen, Denmark

Founded in 1869
50 people in their team
Danish
English
In 1989, the law firms N.J. Gorrissen and Per Federspiel merged. This was the first in a number of mergers among the largest business law firms in Denmark. The new firm was named Gorrissen & Federspiel and moved into Dagmarhus in Copenhagen. In the years that followed, Kierkegaard & Malby,...
Advokat Lindahl Andreasen
Copenhagen, Denmark

Founded in 2013
English
Advokat Lindahl Andreasen, located in Sorø, Denmark, offers comprehensive legal services with a focus on real estate transactions, estate planning, and family law. Led by attorney Lotte Lindahl Andreasen, the firm provides expert guidance in property purchases, ensuring clients navigate the...
Advokat Liza Rosenberg
Copenhagen, Denmark

Founded in 2010
English
Advokat Liza Rosenberg, located in Rønnede, Denmark, offers comprehensive legal services across multiple practice areas, including general practice, business law, family law, labor relations, and real estate. The firm is committed to delivering tailored legal solutions that address the unique...
Galst Advokataktieselskab
Copenhagen, Denmark

Founded in 2002
50 people in their team
Danish
English
GALST is a medium-sized, modern and internationally oriented law firm.We have close relationships with our customers and get to know their business, joys and concerns. We emphasize being available when things are hot and providing advice that makes commercial sense for our clients. We love our work...
Njord Law Firm
Copenhagen, Denmark

Founded in 1976
500 people in their team
Danish
English
NJORD LAW FIRMNJORD Law Firm is a full-service law firm with strong local roots and a Nordic profile. We solve challenges for clients nationally and internationally from our offices - in Copenhagen, Roskilde, Silkeborg, Aarhus, Riga, Tallinn and Vilnius. We advise in more than 30 business areas and...
Lund Elmer Sandager
Copenhagen, Denmark

Founded in 1877
200 people in their team
Danish
English
The companyLund Elmer Sandager is a full-service, competitive law firm with skilled and ambitious employees who, in a busy, high-tech business world, continue the firm's tradition of focusing on classic virtues such as orderliness, accessibility and effective advice that is adapted to the client's...
Plesner
Copenhagen, Denmark

Founded in 1918
1,000 people in their team
Danish
English
About PlesnerBy law, we mean businessPlesner's roots stretch back to 1918, and our firm - in its current form - was established at the beginning of the 00s through a series of mergers of leading Danish law firms. Our business is based on strong relationships. In 2018 we celebrated our 100th...
Poul Schmith / Kammeradvokaten
Copenhagen, Denmark

Founded in 1936
1,000 people in their team
Danish
English
FULL-SERVICE LAW FIRMWe work for a developing business community and a balanced society by developing innovative, long-term and legally sustainable solutions.Poul Schmith is a full-service law firm. We offer our clients specialized legal advice within highly regulated and socially critical sectors...
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About Mortgage Law in Copenhagen, Denmark:

In Copenhagen, Denmark, mortgage law is an essential part of the property law system. The law stipulates that a mortgage in Denmark is a secured loan, with the property serving as the collateral. Mortgages in Denmark are primarily regulated by the Danish Mortgage-Credit Loans and Mortgage-Credit Bonds Act, which ensures the protection of both borrowers and lenders. This covers areas such as interest rates, repayment schemes, and borrower eligibility criteria.

Why You May Need a Lawyer:

Finding a suitable mortgage and understanding the various laws and regulations can be complicated. Employing a lawyer can make this process easier, ensuring your rights are protected. Lawyers assist by reviewing agreements, helping negotiate better terms, and explaining complex legal jargon. For individuals facing foreclosure, a lawyer can guide you through your options and, in some cases, help stop the procedure. In disputes relating to mortgage contracts, having legal representation can be immensely beneficial.

Local Laws Overview:

The Danish Mortgage-Credit Loans and Mortgage-Credit Bonds Act provides the basis for mortgage-related laws in Denmark. All mortgages must be recorded with the Danish Land Registry and are subject to a property value assessment. Danish law also includes consumer protection provisions, including a cap on variable interest rates and right to early repayment. Mortgage providers are subject to strict regulations, requiring substantial capital holdings and adherence to good business conduct guidelines. Non-payment of a mortgage can lead to foreclosure, but there are several legal protections available to borrowers.

Frequently Asked Questions:

What is the usual term for a mortgage in Denmark?

In Denmark, generally, mortgages have a term of 20-30 years but can go up to 40 years in some cases.

Can foreigners get a mortgage in Denmark?

Yes. While conditions apply, non-Danes can acquire a mortgage for properties in Denmark, provided they meet eligibility criteria.

What is a ‘fast-closure’ mortgage?

A 'fast-closure' mortgage has a fixed rate but comes with a higher interest rate due to its stability and predictability.

What happens if I can't pay my mortgage?

If you cannot meet your mortgage repayments, your lender can initiate foreclosure proceedings, but every effort is commonly made to prevent this, through such means as loan modification or refinancing.

Can I prepay my mortgage in Denmark?

Yes, Danish law allows borrowers to repay their mortgage early, either in full or in part, though some penalties might apply.

Additional Resources:

Danish Financial Supervisory Authority (Finanstilsynet) - provides information and guidance regarding the financial sector, including mortgages in Denmark.

Danish Mortgage Banks' Federation (Realkreditrådet) - provides industry news, analysis and data related to Danish mortgage.

Danish Consumer Council (Forbrugerrådet Tænk) - offers guidance and assistance for consumer-related issues, including mortgages.

Next Steps:

If you need legal assistance in regards to a mortgage in Copenhagen, consider first contacting a local real estate lawyer or legal advisory service. They can offer specific guidance for your situation and help you navigate the complex Danish mortgage law framework. Make sure to prepare all necessary documents, such as property deeds, income statements, and mortgage agreements, when seeking legal advice.

Lawzana helps you find the best lawyers and law firms in Copenhagen through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Copenhagen, Denmark - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.