Best Mortgage Lawyers in Lisbon

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GFDL Advogados
Lisbon, Portugal

Founded in 2018
15 people in their team
Portuguese
English
French
Hungarian
Romanian
GFDL Advogados is an independent full-service law firm based in Lisbon. Our team comprises highly skilled advisors and lawyers with international experience in law and business affairs.Our dedicated teams handle all aspects of doing business and investing in Portugal. We consolidate intellectually...
Lamares, Capela e Associados

Lamares, Capela e Associados

15 minutes Free Consultation
Lisbon, Portugal

Founded in 2019
17 people in their team
Portuguese
English
Spanish
French
Portuguese lawyers Ana Sofia Lamares and Diogo Capela are the founding partners of the law firm. After deepening their expertise and gaining experience, primarily in the fields of Immigration and Citizenship, both decided to found LACA and pursue their mission.The team brings...
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Global Lawyers
Lisbon, Portugal

Founded in 1998
50 people in their team
Portuguese
English
Global LawyersGlobal Lawyers has a multidisciplinary team with proven experience and in-depth knowledge in all areas of law: litigation, public and private, corporate, real estate and foreign investment, out-of-court dispute resolution and arbitration, golden visa, visa and citizenship.We provide...
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Mendes Ferreira & Associados
Lisbon, Portugal

Founded in 2003
50 people in their team
Portuguese
English
We develop the provision of legal services in accordance with the following principles:- Effective Consulting- Innovative Strategies- Practical Solutions- Consolidated DefensesWe solve problems and create business strategies, depending on the needs of each client.We dedicate our entire material and...
FE Law
Lisbon, Portugal

Founded in 2012
50 people in their team
Portuguese
English
FE.law is an Attorneys-at-law office - dedicated to our clients to assist and advise in several legal fields with general practitioners and professionals specialized in different areas of Law.FE.law is an Attorneys-at-law office - dedicated to our clients to assist and advise in several legal...
CSC Lawyers
Lisbon, Portugal

Founded in 2007
50 people in their team
Portuguese
English
About the law officeIn all portuguese law areas, which may be critical to our clients' decisions, we work seamlessly with like-minded professionals, with the same standards of client-service culture and international exposure. When clients request our input in other areas we may not be qualified...

Founded in 2018
50 people in their team
Portuguese
English
The FirmPinto Ribeiro Advogados is a medium-sized law firm based in Lisbon, Portugal, which provides comprehensive legal services to its Clients, both domestic and foreign, in various areas of Law and in the most relevant sectors of economic activity.Our MissionWe privilege the personalized...
Lexidy Law Boutique
Lisbon, Portugal

Founded in 2015
200 people in their team
Portuguese
English
Lexidy StoryAs a young lawyer in Madrid, Fede was struggling to break into the city’s legal hegemony. His first job as a newly-minted lawyer was anything but. He actually sold insurance for a large Spanish brand while application after application was rejected. Herein lies the fundamental issue...
PLMJ Advogados, SP, RL
Lisbon, Portugal

Founded in 1967
500 people in their team
Portuguese
English
Leaders for over 50 years, we are proud of the culture we have built. We see our clients' challenges as our own and we put our people at the centre of our strategy to always excel in delivering value to everyone who places their trust in us.Our teams are made up of the best lawyers in the country,...
CCA Law Firm
Lisbon, Portugal

Founded in 1949
200 people in their team
Portuguese
English
In a world updated to the second, we must be able to constantly adapt to change. CCA relies on a responsive attitude of adaptability to several scenarios and activity areas.We focus on the future and helping organisations to achieve the best, boldest, and most effective solutions for 70 years....
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About Mortgage Law in Lisbon, Portugal

Mortgage law in Lisbon, Portugal governs the legal framework surrounding property mortgages in the city. It includes regulations related to the creation, registration, and enforcement of mortgages on residential and commercial properties.

Why You May Need a Lawyer

You may need a lawyer in several situations related to mortgages:

  • When purchasing a property and needing assistance with drafting or reviewing mortgage agreements.
  • If you're facing foreclosure or difficulty meeting your mortgage obligations, and require legal advice and representation.
  • For refinancing or modifying existing mortgage terms.
  • In case of disputes with lenders or default by the lender.
  • If you need to understand the legal implications of mortgage-related documents and obligations.

Local Laws Overview

Key aspects of local mortgage laws in Lisbon, Portugal include:

  • Mortgages must be formalized in writing and registered with the Land Registry.
  • Mortgages can be enforced through a judicial process in case of default.
  • The mortgage contract should include all important terms, such as loan amount, interest rate, repayment period, and any additional charges or conditions.
  • Consideration should be given to mortgage tax implications, potential penalties, and rights of both the borrower and the lender.

Frequently Asked Questions

1. Can I get a mortgage as a non-resident in Lisbon, Portugal?

Yes, non-residents can obtain mortgages in Lisbon, Portugal. However, there might be specific requirements and conditions from lenders for non-residents. It is advisable to seek legal advice to understand the process and potential implications.

2. What is the typical mortgage interest rate in Lisbon?

The mortgage interest rates in Lisbon, Portugal can vary depending on the lender, loan terms, and market conditions. It is recommended to consult various lenders and compare their offers to find the most suitable rate for your circumstances.

3. What are the consequences of defaulting on a mortgage in Lisbon, Portugal?

If you default on a mortgage in Lisbon, Portugal, the lender has the right to initiate a legal process to enforce the mortgage. This can involve foreclosure and the sale of the mortgaged property to recover the outstanding debt. Consult a lawyer to understand the specific consequences in your situation.

4. Can I refinance my mortgage in Lisbon?

Yes, mortgage refinancing is possible in Lisbon, Portugal. It involves replacing an existing mortgage with a new one, often to take advantage of better loan terms or to access additional funds. Consult with a lawyer and explore different lenders to understand the refinancing process and its implications.

5. How long does it take to complete a mortgage transaction in Lisbon?

The time required to complete a mortgage transaction in Lisbon, Portugal can vary depending on several factors, including the complexity of the transaction and individual circumstances. On average, it can take several weeks to a couple of months. It is advisable to consult with a lawyer and engage in proper planning to ensure a smooth process.

Additional Resources

Here are some resources that can provide further assistance and information:

  • The Land Registry in Lisbon, Portugal - For registering and obtaining official records related to mortgages.
  • The Portuguese Bar Association - Provides access to qualified lawyers specializing in mortgage law.
  • The Consumer Protection Authority of Portugal - Offers guidance and support regarding consumer rights and obligations related to mortgages.

Next Steps

If you require legal assistance in mortgage matters in Lisbon, Portugal, consider following these steps:

  1. Identify your specific mortgage-related concerns.
  2. Research and shortlist experienced mortgage lawyers in Lisbon.
  3. Arrange initial consultations with selected lawyers to discuss your situation.
  4. Select a lawyer who understands your needs and has the necessary expertise.
  5. Engage the lawyer and work together to address your mortgage-related concerns.
Lawzana helps you find the best lawyers and law firms in Lisbon through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Lisbon, Portugal - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.