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In the United Kingdom, Workers Compensation is governed by comprehensive statutory regulations. Although there are no regional variances in laws across England, in this context, Liverpool is no exception. The law mandates that all employers have employers' liability insurance, to ensure adequate compensation is made available to employees who suffer illness or injury resulting from their job.
Oftentimes, claiming workers' compensation can become complex. You may need a lawyer if your compensation claim is denied, or if the compensation received does not cover your loss of earnings or medical expenses. Similarly, if your injury or illness has led to a long term disability or you are unjustly treated or terminated due to claiming compensation, legal help may be beneficial.
The primary law that governs Workers Compensation in the UK, and Liverpool in specific, is the Workplace (Health, Safety and Welfare) Regulations 1992. Their purpose is to ensure the safety of employees during working hours. According to the law, employers must also have Employers' Liability (Compulsory Insurance) Act 1969 to protect employees when they experience work-related injuries or illnesses.
Any employee who has suffered an injury or an illness due to work-related activities is entitled to workers compensation. This includes part-time, full-time and temporary workers.
Report the accident to your supervisor immediately, get medical help if needed, and record the incident in the company's accident book (all workplaces should possess one under the law). If your injury is serious, it should further be reported to the Health and Safety Executive (HSE).
No, typically the medical expenses related to work-related injury or illness should be covered by the employer's liability insurance.
No, the law protects your right to claim compensation. If you are dismissed due to this, you should seek immediate legal advice as you may have grounds for an unfair dismissal case.
In general, you have three years from the date of the accident to make a claim. Still, it's advisable to begin the claim process as soon as possible to ensure evidence and witness testimonies are fresh.
You can turn to governmental bodies such as the Health and Safety Executive (HSE) for advice and guidance. The Citizen's Advice Bureau also provides valuable guidance for those who are new to workers compensation claims.
If you're looking for legal assistance in workers compensation, start by documenting all details of your illness or injury and your employment contract. Then, consult a lawyer who specialises in workers compensation. They can guide you through the process, ensuring your rights are protected and you receive the compensation you're entitled to.
