Best Mortgage Lawyers in Greece

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Or refine your search by selecting a city:

Valmas Associates

Valmas Associates

Athens, Greece

Founded in 2008
50 people in their team
About Valmas AssociatesAt Valmas Associates we have earned a stellar reputation for our transparent, competent, fast and efficient legal services.Our...
Greek
English
Law Office Christos Papoutsis & Partners

Law Office Christos Papoutsis & Partners

Thessaloniki, Greece

Founded in 2003
50 people in their team
ABOUT USWe are an organized law firm with full infrastructure in all areas of law. Our panhellenic network of associates allows us to undertake...
Greek
English
Nexus Law Firm

Nexus Law Firm

Thessaloniki, Greece

Founded in 2016
50 people in their team
The Thessaloniki-based Nexus Law Firm was founded in 2016 by the merger of the separate law offices of Giorgos Oikonomos and Thanos Charistos, who...
Greek
English
Papakostopoulos Law Team

Papakostopoulos Law Team

Pátrai, Greece

Founded in 1965
200 people in their team
Papakostopoulos Law Team,  is an international full-service Law Team, providing highest quality services to our clients since 1965. We...
Greek
English
POTAMITISVEKRIS Law Firm

POTAMITISVEKRIS Law Firm

Athens, Greece

Founded in 2009
200 people in their team
ONE OF THE TOP, FULL-SERVICE LAW FIRMS IN GREECEPOTAMITISVEKRIS is one of the top, full-service law firms in Greece, with a 140+ member staff...
Greek
English
Gerassimou & Partners Law Firm

Gerassimou & Partners Law Firm

Piraeus, Greece

Founded in 2000
50 people in their team
Gerassimou & PartnersLaw OfficesA Boutique Law Firm in Greece operating its offices under international standards, providing its Greek and...
Greek
English
PPT Legal

PPT Legal

Piraeus, Greece

Founded in 2000
50 people in their team
ABOUT USWe have been working in close cooperation with our clients in various business sectors over a number of decades; powered by our clients’...
Greek
English
Kouvaris & Partners

Kouvaris & Partners

Athens, Greece

Founded in 2012
50 people in their team
We provide specialized legal services in the following areas:Over-indebted Households (Law 3869/2010 – Katseli Law): handling of a pending...
Greek
English
TSIKARDONIS-STAVROPOULOU Law Office

TSIKARDONIS-STAVROPOULOU Law Office

Larissa, Greece

Founded in 2012
50 people in their team
WE SERVE DAILY THE PRINCIPLES OF INDEPENDENCE INTEGRITY, LOYALTY AND CONFIDENTIALITYThe "TSIKARDONIS-STAVROPOULOU" law office - legal notary office...
Greek
English
TIMAGENIS LAW FIRM

TIMAGENIS LAW FIRM

Piraeus, Greece

Founded in 1977
50 people in their team
About usFounded in 1977, Timagenis Law Firm (the “Firm”) has gradually grown to become one of the most prominent and market leading business law...
Greek
English

About Mortgage Law in Greece

Mortgage law in Greece governs the process of using real estate as security for a loan. It provides protections for both the lender and the borrower in case of default on the loan. Understanding mortgage law in Greece is essential for anyone looking to buy property or secure a loan using real estate.

Why You May Need a Lawyer

There are several situations where you may need a lawyer for mortgage-related issues in Greece. These may include disputes over property ownership, foreclosure proceedings, or negotiating mortgage terms. A lawyer can provide legal advice, represent you in court, and help protect your rights throughout the mortgage process.

Local Laws Overview

In Greece, mortgages are typically registered with the Land Registry to secure the lender's interest in the property. The borrower retains possession of the property but grants the lender certain rights in case of default. It is important to understand the legal implications of mortgages in Greece, including the terms of the loan, interest rates, and potential consequences of default.

Frequently Asked Questions

1. What is the typical mortgage process in Greece?

In Greece, the mortgage process typically involves the borrower and lender agreeing to loan terms, registering the mortgage with the Land Registry, and making regular payments on the loan.

2. What are the key legal requirements for obtaining a mortgage in Greece?

Key legal requirements for obtaining a mortgage in Greece include proof of income, a good credit score, and a down payment on the property.

3. Can I renegotiate the terms of my mortgage in Greece?

Yes, it is possible to renegotiate the terms of your mortgage in Greece, but it is advisable to seek legal advice before doing so to ensure you understand the implications of any changes.

4. What are the consequences of defaulting on a mortgage in Greece?

If you default on a mortgage in Greece, the lender may initiate foreclosure proceedings to take possession of the property. It is essential to seek legal advice if you are facing foreclosure to understand your rights and options.

5. How can a lawyer help me with my mortgage in Greece?

A lawyer can provide legal advice on mortgage terms, review loan documents, represent you in court, and negotiate with lenders on your behalf to protect your interests throughout the mortgage process.

6. Are there any government programs to assist with mortgages in Greece?

There are government programs in Greece that provide assistance with mortgage payments for eligible borrowers facing financial hardship. It is advisable to consult with a lawyer to determine if you qualify for any assistance.

7. What are the rights of mortgage borrowers in Greece?

As a mortgage borrower in Greece, you have certain rights, including the right to receive accurate information about the terms of the loan, the right to dispute any discrepancies, and the right to legal representation in case of default.

8. Can I transfer my mortgage to another person in Greece?

Yes, it is possible to transfer your mortgage to another person in Greece, but it is important to seek legal advice before doing so to ensure the transfer is legally valid and protects your interests.

9. How long does the mortgage process typically take in Greece?

The mortgage process in Greece can vary depending on the complexity of the loan, but it typically takes several weeks to complete the necessary paperwork and register the mortgage with the Land Registry.

10. What are the costs associated with getting a mortgage in Greece?

The costs associated with getting a mortgage in Greece may include loan origination fees, appraisal fees, legal fees, and taxes. It is important to understand all the costs involved before proceeding with a mortgage.

Additional Resources

For additional resources related to mortgages in Greece, you can consult the Hellenic Bank Association, the Hellenic Capital Market Commission, and the Greek Ministry of Finance for information and guidance on legal issues related to mortgages.

Next Steps

If you need legal assistance with a mortgage in Greece, it is advisable to consult with a qualified lawyer who specializes in real estate law. They can provide personalized advice, represent you in court if necessary, and ensure that your rights are protected throughout the mortgage process.

Disclaimer:
The information provided on this page is intended for informational purposes only and should not be construed as legal advice. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or currentness of the content. Laws and regulations can change frequently, and interpretations of the law can vary. Therefore, you should consult with qualified legal professionals for specific advice tailored to your situation. We disclaim all liability for actions you take or fail to take based on any content on this page. If you find any information to be incorrect or outdated, please contact us, and we will make efforts to rectify it.