Best Mortgage Lawyers in Portugal

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GFDL Advogados
Lisbon, Portugal

Founded in 2018
15 people in their team
Portuguese
English
French
Hungarian
Romanian
GFDL Advogados is an independent full-service law firm based in Lisbon. Our team comprises highly skilled advisors and lawyers with international experience in law and business affairs.Our dedicated teams handle all aspects of doing business and investing in Portugal. We consolidate intellectually...
Global Lawyers
Lisbon, Portugal

Founded in 1998
50 people in their team
Portuguese
English
Global LawyersGlobal Lawyers has a multidisciplinary team with proven experience and in-depth knowledge in all areas of law: litigation, public and private, corporate, real estate and foreign investment, out-of-court dispute resolution and arbitration, golden visa, visa and citizenship.We provide...
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Founded in 2000
50 people in their team
Portuguese
English
ABOUT USA modern and multilingual office, a team of experienced and dedicated lawyers, with high specialization, capable of clear ideas in an increasingly complex world.The various departments operate globally in all sectors of business and the economy in general, especially in Europe and in...
Lexidy Law Boutique
Lisbon, Portugal

Founded in 2015
200 people in their team
Portuguese
English
Lexidy StoryAs a young lawyer in Madrid, Fede was struggling to break into the city’s legal hegemony. His first job as a newly-minted lawyer was anything but. He actually sold insurance for a large Spanish brand while application after application was rejected. Herein lies the fundamental issue...
NFS Advogados
Porto, Portugal

Founded in 2010
50 people in their team
Portuguese
English
We are an independent Portuguese  law firm based in Porto. A dynamic company  , with a capable and motivated team, which assists clients on a daily basis, finding the most diverse solutions within the scope of the legal services it provides. We make use of the latest information...
SRS Legal
Lisbon, Portugal

Founded in 1992
200 people in their team
Portuguese
English
Who we areFor over 30 years, we have provided full-service advice to national and international clients in all business areas.Our firm has more than a hundred lawyers from various practice areas to respond to the needs of clients quickly, empathetically and innovatively.SRS Law Firm, established in...

English
bcp - Sociedade de Advogados, S.P. RL. is a distinguished law firm located in Porto, Portugal, at Rua Eugénio de Castro, nº 280, Sl 129, 1º andar, 4100-225. The firm offers a comprehensive range of legal services, catering to both national and international clients. With a team of experienced...

Founded in 2012
50 people in their team
Portuguese
English
UNIQUE. TIMELESS. RELIABLE.LEGAL|SQUARE is a law firm with a unique vision, working across 5 continents to advise global clients that count on us to be by their side to address their concerns, in real time, at all times.Rigor and excellence are the cornerstones of our reputation. Our main mission...
FE Law
Lisbon, Portugal

Founded in 2012
50 people in their team
Portuguese
English
FE.law is an Attorneys-at-law office - dedicated to our clients to assist and advise in several legal fields with general practitioners and professionals specialized in different areas of Law.FE.law is an Attorneys-at-law office - dedicated to our clients to assist and advise in several legal...
RPRM Advogados
Porto, Portugal

Founded in 2011
5 people in their team
Portuguese
English
The RPM ADVOGADOS office located in the city of Porto, but with operations throughout the Portuguese territory, assumes a commitment to clarity, transparency and uncompromising defense of each case it assumes, as well as an attitude of respect towards all stakeholders of justice.We are an office...
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About Mortgage Law in Portugal

In Portugal, a mortgage is a legal agreement between a borrower and a lender that allows the borrower to purchase a property with the lender's financial assistance. The property serves as collateral for the loan, giving the lender the right to seize and sell the property if the borrower fails to repay the loan.

Why You May Need a Lawyer

You may need a lawyer for mortgage-related issues such as reviewing or drafting mortgage agreements, negotiating terms with lenders, understanding your rights and obligations under the mortgage contract, resolving disputes with lenders, or foreclosure proceedings.

Local Laws Overview

In Portugal, the mortgage law is primarily governed by the Civil Code and the Mortgage Law. Some key aspects of local laws related to mortgages in Portugal include the importance of notarial deeds for mortgage contracts, the rights and obligations of borrowers and lenders, the foreclosure process, and consumer protection laws.

Frequently Asked Questions

1. What is the typical mortgage term in Portugal?

The typical mortgage term in Portugal is between 25 to 40 years, depending on the lender and the borrower's financial situation.

2. Can I get a mortgage in Portugal as a foreigner?

Yes, foreigners can obtain mortgages in Portugal, but they may be subject to different requirements and conditions compared to Portuguese nationals.

3. What are the main costs associated with getting a mortgage in Portugal?

The main costs associated with getting a mortgage in Portugal include application fees, valuation fees, notary fees, stamp duty, and registration fees.

4. What happens if I default on my mortgage payments in Portugal?

If you default on your mortgage payments in Portugal, the lender can initiate foreclosure proceedings to seize and sell the property to recover the outstanding debt.

5. Can I repay my mortgage early in Portugal?

Yes, borrowers in Portugal have the right to repay their mortgages early, but they may be subject to prepayment penalties as per the terms of the mortgage agreement.

6. Can I transfer my mortgage to another property in Portugal?

Yes, it is possible to transfer your mortgage to another property in Portugal, but the lender must approve the transfer and assess the new property as collateral.

7. Are there any government programs or incentives for first-time homebuyers in Portugal?

Yes, the Portuguese government offers various programs and incentives to first-time homebuyers, such as reduced interest rates, tax benefits, and subsidies.

8. How can I dispute a decision made by my mortgage lender in Portugal?

If you have a dispute with your mortgage lender in Portugal, you can seek legal advice and potentially take the matter to court for resolution.

9. What are the legal consequences of mortgage fraud in Portugal?

Mortgage fraud in Portugal is a criminal offense that can lead to severe penalties, including fines, imprisonment, and civil liability for damages.

10. How can I protect my rights as a borrower in a mortgage agreement in Portugal?

To protect your rights as a borrower in a mortgage agreement in Portugal, it is essential to carefully review and understand the terms of the contract, seek legal advice if needed, and ensure compliance with all legal requirements.

Additional Resources

If you need legal advice or assistance with mortgages in Portugal, you can contact the Portuguese Bar Association, consumer protection organizations, or consult with a qualified mortgage lawyer for personalized guidance.

Next Steps

If you require legal assistance with a mortgage in Portugal, it is advisable to consult with a qualified mortgage lawyer who can provide you with expert advice, negotiate on your behalf, and represent your interests in any legal proceedings related to your mortgage contract.

Lawzana helps you find the best lawyers and law firms in Portugal through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Portugal - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.