Best Mortgage Lawyers in Nairobi

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Bond Advocates LLP

Bond Advocates LLP

15 minutes Free Consultation
Nairobi, Kenya

Founded in 2022
15 people in their team
English
Swahili
Bond Advocates LLP is a top law firm located at Top Plaza, Kilimani, Nairobi, Kenya. Our founding partners boast a combined 50+ years of experience as some of the best lawyers in Kenya. We are a top-notch litigation and commercial law firm serving local and international clients. The mission...
OLM Law Advocates LLP

OLM Law Advocates LLP

15 minutes Free Consultation
Nairobi, Kenya

Founded in 2021
10 people in their team
English
Who We Are:OLM Law Advocates LLP is a leading full-service law firm in Kenya, recognized for delivering exceptional legal services tailored to diverse clients. Our clientele includes individuals, dynamic corporations, esteemed financial institutions, governmental, and non-governmental...
JMK PARTNERS ADVOCATES LLP

JMK PARTNERS ADVOCATES LLP

Nairobi, Kenya

Founded in 2018
15 people in their team
English
JMK Partners Advocates LLP - Your Trusted Legal PartnerAbout Us JMK Partners Advocates LLP is a well-established, new-generation, medium-sized law firm founded in 2018. Our mission is to provide creative legal solutions in real-time. Since our inception, we have grown to become a leading...
Adroit Law LLP

Adroit Law LLP

15 minutes Free Consultation
Nairobi, Kenya

Founded in 2021
7 people in their team
English
Swahili
Business Law & Regulatory Compliance Experts in Kenya | Adroit Law LLPYour Strategic Legal Partner for Business Growth in Kenya and East AfricaAdroit Law LLP is a Nairobi and Mombasa-based boutique law firm trusted by corporate pioneers, fast-growing enterprises, and high-net-worth individuals...

Legal guides written by Adroit Law LLP:

  • Kenya Launches Digital Nomad Visa: A Gateway for Remote Workers
  • Navigating the Payment System License Maze in Kenya
  • The Law of Succession in Kenya: Testate and Intestate Succession
Mwale Law Advocates LLP

Mwale Law Advocates LLP

Nairobi, Kenya

Founded in 2013
7 people in their team
English
French
Swahili
Kikuyu
About UsMwale & Co. Advocates is a hallmark of legal distinction in Kenya. With a rich heritage in offering specialized services in numerous legal realms including Corporate and Commercial Law, Banking Law, Capital Markets Law, Intellectual Property Law, Telecommunications Law, Internet and...
Maina & Onsare Partners Advocates LLP

Maina & Onsare Partners Advocates LLP

Nairobi, Kenya

Founded in 2014
18 people in their team
Swahili
English
We are a full- size law firm that was set up in the year 2014. Our competence and professional legal services have been tested and proven since then by our ever expanding client base that ranges from individuals to the high demands of the corporate world and County Governments.Our prowess and...
View profile
F.M. Muteti & Co. Advocates

F.M. Muteti & Co. Advocates

Nairobi, Kenya

Founded in 2013
25 people in their team
English
Swahili
About UsF.M. Muteti & Co. Advocates stands at the forefront as a comprehensive corporate and litigation law firm in Kenya, catering to a broad range of legal needs. Our expertise spans multiple domains including Litigation, Corporate and Commercial Law, Real Estate, Probate and Succession,...
View profile
Shani and Company Advocates LLP

Shani and Company Advocates LLP

Nairobi, Kenya

Founded in 2021
5 people in their team
English
Shani & Company Advocates LLP – Excellence in Legal SolutionsAbout UsShani & Company Advocates LLP is a premier full-service law firm based in Nairobi, Kenya, dedicated to delivering comprehensive, strategic, and results-driven legal solutions. We are committed to empowering our clients...
View profile
Kiguatha and Company Advocates

Kiguatha and Company Advocates

Nairobi, Kenya

Founded in 2000
50 people in their team
Swahili
English
The firm’s boutique size compliments its principal strength – specialized and personalised service. We make a special effort to get to know each of our clients – your industry and business, personnel and requirements. Our size fosters innovation, personal attention and flexibility, and our...
Ogera Law LLP

Ogera Law LLP

Nairobi, Kenya

Founded in 2019
10 people in their team
Swahili
English
The Ogera Law LLP is a legal Firm located in Karen, Nairobi. The Firm strives to be a one-stop-shop for its clients, with client-care and client satisfaction being our primary objective.We Make You Our Top PriorityThe Firm’s clients represent a broad spectrum of Companies and Organizations...
AS SEEN ON

About Mortgage Law in Nairobi, Kenya

Mortgage law in Nairobi, Kenya provides the legal framework governing the borrowing and lending of funds for the purchase of property. It involves a secured loan where the property acts as collateral. Nairobi, being the capital city of Kenya and a major economic hub, has specific laws and regulations that govern mortgages within its jurisdiction.

Why You May Need a Lawyer

When it comes to mortgages, there are situations where seeking legal advice from a lawyer is essential. Some common situations where you may need a lawyer include:

  • Reviewing and negotiating mortgage agreements
  • Resolving disputes between borrowers and lenders
  • Ensuring compliance with mortgage regulations and laws
  • Handling foreclosures or repossession of property in the event of default
  • Providing guidance on the legal implications of mortgage terms and conditions

Local Laws Overview

It is important to understand the key aspects of local laws that are relevant to mortgages in Nairobi, Kenya. Here are some of the key points:

  • The primary legislation governing mortgages in Kenya is the Land Act and the Land Registration Act.
  • Mortgages in Nairobi are typically registered with the Ministry of Lands, which enhances the security and legal protection of both the borrower and the lender.
  • The mortgage deed should contain essential details, such as the names and addresses of the parties involved, description of the property, loan amount, interest rates, repayment terms, and any other pertinent information.
  • In the case of default, lenders have the right to initiate foreclosure proceedings and sell the property to recover their outstanding debt.

Frequently Asked Questions

1. Can I use a property that I already own as collateral for a mortgage in Nairobi?

Yes, you can use property you already own as collateral for a mortgage. However, the property should meet the lender's valuation requirements and other criteria.

2. Are there any special benefits or programs available for first-time homebuyers in Nairobi?

Yes, the Kenyan government offers various programs and incentives aimed at assisting first-time homebuyers. These include subsidies, tax incentives, and government-backed mortgage schemes. Consulting with a lawyer will further clarify the available options.

3. What are the potential risks of taking out a mortgage in Nairobi?

Some potential risks include fluctuating interest rates, the possibility of property devaluation, defaulting on loan repayments, and the risk of foreclosure if the borrower fails to meet their obligations. It is essential to fully understand and mitigate these risks before entering into a mortgage agreement.

4. Can I transfer my mortgage to another property in Nairobi?

Yes, mortgage transfer is possible in Nairobi. However, the terms and conditions may vary depending on the lender and the specific mortgage agreement. Consulting with a lawyer will help guide you through the process.

5. Are there any legal protections in place for borrowers in Nairobi?

Yes, there are legal protections for borrowers in Nairobi. The Land Act and other related legislation provide safeguards for borrowers, ensuring transparent procedures, fair dealings, and recourse mechanisms in case of disputes.

Additional Resources

For further information and assistance related to mortgages in Nairobi, Kenya, you may find the following resources helpful:

  • Ministry of Lands - www.lands.go.ke
  • Kenya Bankers Association - www.kba.co.ke
  • Law Society of Kenya - www.lsk.or.ke

Next Steps

If you require legal assistance or advice regarding mortgage matters in Nairobi, it is advisable to:

  • Research and shortlist reputable lawyers or law firms experienced in mortgage law.
  • Contact your selected lawyer or law firm to schedule a consultation to discuss your specific needs.
  • Gather all necessary documents and information related to your mortgage for the consultation.
  • During the consultation, clearly communicate your concerns and objectives to your lawyer.
  • Follow the guidance provided by your lawyer to address your mortgage-related legal needs effectively.
Lawzana helps you find the best lawyers and law firms in Nairobi through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Nairobi, Kenya—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.