
Best Bankruptcy & Debt Lawyers Near You
Share your needs with us, get contacted by law firms.
Free. Takes 2 min.
Or refine your search by selecting a city:
List of the best lawyers


ACE Law Office

Recososa Law Firm
15 minutes Free Consultation
Pi Legal Consultancy

Oran Partners
1 hour Free Consultation
Justicia Transparente
1 hour Free Consultation
GPS Legal
Legal guides written by GPS Legal:
- Land Ownership in Thailand: Title Deeds
- Thailand’s SMART Visa program: What you should know
- Estate planning goes beyond wills

EDL Advocates & Legal Consultancy
30 minutes Free Consultation
Smart Legal Solutions
Legal guides written by Smart Legal Solutions:
- Main Legal Measures to Protect Foreign Investment in Thailand
- Legal Protection of Foreign Investment in Thailand
- The importance of the geographical indications for the Thai economy

Mwale Law Advocates LLP
Browse bankruptcy & debt law firms by service
Attorneys in related practice areas.
Browse bankruptcy & debt law firms by country
Refine your search by selecting a country.
Bankruptcy & Debt Legal Questions answered by Lawyers
Browse our 3 legal questions about Bankruptcy & Debt and the lawyer answers, or ask your own questions for free.
- Is an OFW /expatriate in UAE with an existing bank loan can have a travel ban order in our country?
- Hi, there may be a helpful answer of your querry,Unpaid personal loans or credit card debt (even if it's from a UAE bank) are considered civil cases, not criminal offenses under international law.Interpol is usually involved only for serious criminal charges (like fraud, human trafficking, terrorism, etc.) — not for consumer debt. So, unless your bank in UAE converted the case into a criminal case for fraud (which is rare unless fake documents were used), Interpol will not be involved.Some UAE emirates allow people to check police cases online using passport number:Dubai Police: https://www.dubaipolice.gov.aeNavigate to: Criminal Status of Financial CasesYou can use your Emirates ID number or passport numberAbu Dhabi Judicial Department: https://www.adjd.gov.aeNote: You may need a UAE mobile number or login credentials in some cases.If there’s an active police case or travel ban filed by the bank:You may be detained at immigration upon arrival in the UAEOr denied entry altogetherBut if no case is filed, then re-entry may be allowed (though risky without checking first).For proper assistance we need more details thanks.ISLAW FIRMEMAIL: [email protected] / WEBSITE: islaw.com.pk / Whatts App No: 00923219289992
- Legal assistance to communicate on behalf of a debtor with Debt Collection Agency in Athens, Greece
- ReI am from North Macedonia neighbor country of Greece, I can give you legal assistance to communicate with them.If you want you can text me in detail on viber 0038970704335 or message me via mail: [email protected],Svetislav StojanoskiAttorney at law
- Can a lender sell the property pledged by default lender?
- No. That is not allowed by law.
About Bankruptcy & Debt Law
Bankruptcy & debt law is a specialized area of legal practice that deals with situations where individuals or businesses are unable to meet their financial obligations. This field encompasses a range of legal processes designed to help people eliminate or repay debt under the protection and oversight of the court. Bankruptcy law is primarily governed by federal law in the United States, with different types specified under the U.S. Bankruptcy Code, such as Chapter 7, Chapter 11, and Chapter 13. Debt law, on the other hand, involves negotiation and settlement of debts and often intersects with consumer protection laws.
Why You May Need a Lawyer
There are several common scenarios in which individuals or businesses may require legal assistance in relation to bankruptcy and debt:
- Filing for Bankruptcy: The process of filing for bankruptcy can be complex, requiring a thorough understanding of legal procedures and detailed documentation of your financial situation.
- Debt Negotiation: A lawyer can help negotiate with creditors to potentially reduce the amount owed or rearrange payment terms.
- Protection from Creditors: If you are facing aggressive debt collection actions, a lawyer can help you understand your rights and options under the Fair Debt Collection Practices Act (FDCPA).
- Business Insolvency: Business owners facing insolvency might need a lawyer to either restructure their business under bankruptcy or to liquidate assets to pay creditors.
Local Laws Overview
While bankruptcy is primarily governed by federal law, each state may have laws that affect bankruptcy cases, such as exemptions that determine what property you can keep. Some states allow you to choose between their exemptions and federal ones, whereas others require you to use the state's exemptions. Additionally, states may also have laws concerning the collection of debts, including statutes of limitation on debt, which determine how long a creditor has to sue you for unpaid debts. Understanding these local nuances is crucial and often necessitates professional legal advice.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy involves liquidating assets to pay off creditors, potentially allowing you to discharge unsecured debts, while Chapter 13 bankruptcy involves reorganizing your debts into a repayment plan over three to five years.
Can I file for bankruptcy without a lawyer?
While it's possible to file for bankruptcy without a lawyer, it's generally not recommended due to the complexity of the legal procedures involved and the potential impact on your financial future.
Will filing for bankruptcy stop all collection efforts?
Yes, an automatic stay comes into effect when filing for bankruptcy, temporarily stopping most collection efforts, including foreclosures, repossessions, and wage garnishments.
How will filing for bankruptcy affect my credit score?
Filing for bankruptcy can significantly impact your credit score and remain on your credit report for up to 10 years, but it can also provide a fresh start to rebuild financial health.
What debts cannot be discharged in bankruptcy?
Certain debts, such as student loans, child support, alimony, and certain tax obligations, are typically not dischargeable in bankruptcy.
Can I keep my house if I file for bankruptcy?
It depends on the type of bankruptcy filed and the equity in your home. State and federal exemptions often determine whether you can keep your home.
What is the means test for bankruptcy?
The means test determines eligibility for filing Chapter 7 bankruptcy by examining your income and expenses to assess whether you have enough disposable income to repay debts.
How much does it cost to file for bankruptcy?
The cost to file for bankruptcy varies but typically includes court filing fees and any attorney fees if you hire a lawyer. Financial hardship may qualify you for fee waivers.
What is a discharge in bankruptcy?
A discharge releases the debtor from personal liability for certain specified types of debt, meaning they are no longer legally required to pay those debts.
How often can I file for bankruptcy?
You can file for bankruptcy multiple times, but there are time restrictions between filings depending on the type of bankruptcy and the outcome of previous cases.
Additional Resources
Here are some resources and organizations that can provide assistance and information about bankruptcy & debt:
- The U.S. Courts’ Bankruptcy Basics: Offers comprehensive information about the bankruptcy process and requirements.
- The Federal Trade Commission (FTC): Provides information on consumer rights, credit, and debt collection.
- National Foundation for Credit Counseling (NFCC): A non-profit offering credit counseling services to help manage debt.
- Legal Aid Offices: Many communities have legal aid offices that provide free or low-cost legal assistance to those in need.
Next Steps
If you believe you require legal assistance with bankruptcy & debt, consider taking the following steps:
- Gather Financial Information: Collect all relevant financial documents, including assets, debts, income, and expenses.
- Consult with a Lawyer: Seek a consultation with a bankruptcy attorney who can assess your situation and guide you through the appropriate legal process.
- Consider Alternative Solutions: Before filing for bankruptcy, explore other debt relief options, such as debt consolidation or credit counseling.
- Prepare for Court Proceedings: If filing for bankruptcy, be ready for court appearances and meetings with creditors.
Taking proactive steps can make handling debt less overwhelming and help you regain control of your financial future.
The information provided on this page is intended for informational purposes only and should not be construed as legal advice. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or currentness of the content. Laws and regulations can change frequently, and interpretations of the law can vary. Therefore, you should consult with qualified legal professionals for specific advice tailored to your situation. We disclaim all liability for actions you take or fail to take based on any content on this page. If you find any information to be incorrect or outdated, please contact us, and we will make efforts to rectify it.