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You have strong federal rights under the Fair Debt Collection Practices Act (FDCPA) and CFPB Regulation F. Collectors cannot harass you, must send a validation notice, and must stop collecting...
You can demand proof of the debt, the collector’s authority, and a full breakdown before you pay. Do not acknowledge the debt or make part-payments until you verify it. Harassment...
Last reviewed: September 2026. Written for consumers dealing with UAE banks, finance companies and their appointed collection agents. Short answer: In the UAE, a bank or its appointed collection agent...
You have strong, province-specific rights that limit when and how collectors can contact you, require them to prove the debt in writing, and allow you to demand they stop contacting...
In Greece, debt collectors must follow Law 3758/2009: calls only Monday-Friday 09:00-20:00, not on weekends or holidays, no more than one contact every two days, and no contact for 10...
In Ireland, regulated lenders and their agents must follow the Central Bank’s Consumer Protection Code and, for mortgages, the Code of Conduct on Mortgage Arrears. Harassment, misleading statements, and excessive...
Harassment by debt collectors is illegal in Singapore. You can apply for an Expedited Protection Order under the Protection from Harassment Act to stop it quickly. Always verify the debt...
Debt collectors in Australia must follow the ACCC-ASIC Debt collection guideline, the Australian Consumer Law, the ASIC Act, the National Credit Code and the Privacy Act. Harassment, coercion and misleading...
The CAC's 2025 FAQ softens outbound data rules for common B2C and HR scenarios, but it does not weaken controls on "important data" or large-scale datasets. Under the "contract performance"...
China's media, technology and telecoms (MTT) sectors are highly regulated and fragmented across multiple authorities, mainly the Cyberspace Administration of China (CAC), Ministry of Industry and Information Technology (MIIT) and...
Last reviewed: September 2026. Registered capital in China is no longer a vanity number on a business licence. It is a dated financial obligation with a due date, a regulator...
China is a strict first-to-file jurisdiction for trademarks and patents, so foreign companies should file core marks and key technologies in China early, ideally before entering the market or starting...
China now offers more reliable tools to chase assets, including a powerful Asset Reporting Order that forces judgment debtors to disclose their property or face fines, detention, or even criminal...
In China, enforceable non-compete agreements are mainly for senior management and key technical or confidential staff, not for ordinary or low-level workers. The Supreme People's Court Interpretation II introduces the...
Last reviewed: August 2026. Severance caps quoted below are the municipal figures in force in 2026; each city re-publishes its average wage annually. N is statutory severance: one month's average...
China follows an "equal but not necessarily 50-50" principle for dividing marital property, and courts now more often give an unequal share in short-term marriages or where one spouse contributed...
Since 1 January 2025, Viet Kieu who hold a valid Vietnamese passport have held land use rights in Vietnam on the same basis as domestic citizens, under the 2024 Land...
From August 2024, the new Law on Real Estate Business in Vietnam caps any pre-contract deposit for off-plan homes at 5% of the selling price until you sign the Sale...
Vietnamese employment law is highly statutory and employee-protective. You must align contracts, policies, and terminations with the Labor Code 2019 and guiding decrees or risk reinstatement orders and back pay....
Vietnam's Labor Code 2019 and the Social Insurance Laws (2014 and amended 2024, effective 1 July 2025) govern most employment and social security rights, with enforcement by MOLISA and Vietnam...